RACV is Victoria’s largest member organisation, with over 2.1 million people joining up to take advantage of its services like roadside assistance and car insurance.
When someone joins RACV, insurance premiums and other costs are returned to members in the form of discounts, complimentary extras and more.
You can find a range of cover options with RACV, including:
| Third party property damage | Third party fire & theft | Comprehensive | Complete Care | |
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| Third party property liability insurance |
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| Cover for fire and theft |
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| Cover for accident damage to your vehicle |
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| Cover for storm, flood and malicious acts |
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With all cover types you can also get:
You can also get benefits with different types of insurance cover.
| Third party property damage | Third party fire & theft | Comprehensive | Complete Care | |
|---|---|---|---|---|
| Lock and key replacement |
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| Hire car after theft |
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| Hire car after an incident |
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| Personal items cover |
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| New vehicle replacement up to 2 years old |
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| Choice of agreed value or market value |
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| Windscreen and window glass cover |
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RACV is Finder's customer satisfaction winner in Victoria. The Vic-based insurer scored 4.4/5 overall and 94% of people surveyed said they would recommend the brand to a friend.
Full list of 2023 winnersRACV is a membership scheme rather than a typical for-profit insurer, so you might be able to find more value for money with RACV than with some other providers.
There are also no optional extras to worry about, and instead you can simply get the benefits of a wide range of cover, depending on whether you get third party only, third party fire & theft, or comprehensive car insurance.
A range of exclusions apply. Some of the situations RACV car insurance does not cover are:
You can pay premiums monthly or annually by direct debit, either from a nominated account or from a credit card.
Contact RACV to make a claim and RACV will:
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Hi, I would like to know if you have a Business car insurance?
I work like Uber eats driver and my car is in a garage
Thanks in advance
Hi Soraya,
At the time of writing, RACV doesn’t offer business car insurance to cover Uber Eats drivers. For more information about the cover you require, it’s better to visit our guide to Business Car Insurance.
You might find comprehensive policies that cover some business activities. This can include part-time food delivery. Be sure to check directly with each insurer if you have any doubts about what you’d be covered for.
I hope this helps.
Best,
James
I seek insurance for 2010 honda accord 4 cylinder for purposes of ridesharing – uber
Hi Regg,
Thank you for reaching out to Finder.
You may visit the RACV website if this is where you want to take out an insurance policy for your vehicle but if you wish to make a comparison you may refer to our list of car insurance. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Get Quote” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have. Hope this helps!
Cheers,
Reggie
I am renting a car from Enterprise in Brisbane. I am a Canadian citizen travelling to Brisbane and Sydney for 44 days. The car rental company have covered me for liability 3rd party damage to 3rd party vehicles and property with an excess amount of $2750 Australian. I have CDW covered under my elite M/C credit card plus fire and theft and all damage to the rental car only. Only need coverage for $2750 for the liability excess. Will your excess insurance cover me for my excess used amount on 3rd party only.. I am 75 years old and my wife is 66. Could you please send me a quote for this excess insurance.
Thanks
Hi Denis,
Thanks for leaving a question on finder.
I’m afraid we do not currently have access to RACV car insurance brand. But its top car rental excess insurance package can cover up to $8,000, but it’s still best if you contact their consultant on 13 13 29 who can walk you through the excess options.
If you also want a car rental excess insurance which will lower the cost of your excess if you get in an accident, then you can compare policies here: https://www.finder.com.au/car-rental-excess-insurance.
Cheers,
Joel