In this guide

  • Our verdict
  • Details
    • Eligibility
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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Qantas Suncorp Clear Options Platinum Credit Card

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Qantas Suncorp Clear Options Platinum Credit Card
Terms and conditions apply
Balance transfer rate for 12 months with no balance transfer fee
0% p.a.
Bonus points
40,000
Purchase rate
20.74% p.a.
Reward points per $ spent
0.5

Our verdict

Offers 40,000 bonus Qantas Points and international travel insurance, with an annual fee and Qantas rewards fee that add up to $178 per year.

The Qantas Suncorp Clear Options Platinum Credit Card is suited to people who want frequent flyer points for their everyday spending and access to complimentary travel insurance. Its current bonus Qantas Points offer would give you enough points for a return economy class flight from Sydney to Auckland (36,000 points plus fees and taxes), or $150 worth of Bunnings digital gift cards (36,600 points for one $100 gift card and one $50 gift card), as an example.

Pros

  • 40,000 bonus Qantas Points offer
  • 0.5 Qantas Points per $1 on eligible spending
  • Complimentary international travel insurance

Cons

  • $49 yearly fee for choosing to earn Qantas Points
  • Points per $1 are capped at $8,000 per statement period
  • 3.4% foreign transaction fee

In this guide

  • Our verdict
  • Details
    • Eligibility
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The Qantas Suncorp Clear Options Platinum Credit Card earns 0.5 Qantas Points per $1 on eligible spending up to $8,000 per statement period. Right now, it also offers 40,000 bonus Qantas Points when you apply by 18 June 2024 and spend $4,500 on eligible purchases in the first 3 months from approval. While there is a $49 yearly fee for opting to earn Qantas Points – as well as a $129 annual fee for the card – the earn rate is competitive with other cards that have similar annual fees.

Details

Eligibility

Available to temporary residents No
Minimum income $35,000
Joint application No

Fees

Annual fee
Annual fee
$178
Minimum monthly repayment 2% of the closing balance or $25, whichever is greater
Late payment fee $30
Foreign currency conversion fee
Foreign currency conversion fee
3.4%
Cash advance fee 3.5% or $3.50, whichever is greater
Overseas cash advance fee 1.5% of the transaction amount (after conversion to Australian dollars)
Additional cardholder fee $0
Number of additional cardholders 4

How to apply

You can apply for the Qantas Suncorp Clear Options Platinum Credit Card online in around 10-15 minutes. Before you get started, make sure you meet the eligibility requirements and have all the relevant documents and details on hand.

Eligibility criteria

  • Minimum income. You must earn at least $35,000 per year to apply for this card.
  • Residency. You must be an Australian citizen or permanent resident.

Card benefits

  • 40,000 bonus Qantas Points. This card offers 40,000 bonus Qantas Points when you apply by 18 June 2024, provide your frequent flyer membership details and spend $4,500 on eligible purchases within the first 3 months from approval. Eligible purchases cover most everyday spending, with exclusions including cash advances, BPAY payments and government-related charges. There is a $49 yearly fee for opting to earn Qantas Points with this card. The bonus Qantas Points will be credited to your Qantas Frequent Flyer account within 8 weeks of meeting the spend criteria.
  • Qantas Points per $1. You'll earn 0.5 Qantas Points per $1 on eligible spending up to $8,000 per statement period. This means you can earn up to 4,000 Qantas Points in a statement period, or around 48,000 points per year, depending on your eligible spending.

Rates & fees

  • Annual fee. The Qantas Suncorp Clear Options Platinum Credit Card has a $129 annual fee. There is also a $49 yearly fee when you choose the Qantas Points option.
  • Purchase rate. This card has a variable interest rate of 20.74% p.a. for purchases, which is at the higher end of the scale.

Your reviews

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Amy Finder

Editor

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Don

May 19, 2024

Is there a maximum age limit to qualify for the complimentary travel insurance?


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Sarah Megginson Finder

May 20, 2024

Hi Don, I read the PDS and the only reference to age eligibility was as follows:

WHAT WE COVER:

If, during the period of cover available for your journey, your relative who is resident in Australia and who is aged under 80 years at the time you become eligible for cover, dies unexpectedly or is hospitalised due to a serious illness, injury or sickness diagnosed while you are on your journey, we will reimburse the reasonable additional cost of your early return to your home.


Hope this helps!


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Kam

January 10, 2024

I cannot find anywhere that tells you how often you can get a card and be elligible; usually they state as long as you havent had a card in the past 12 months etc. Ive checked all the terms and conditions and its nowhere.


Avatar

Amy Bradney-George Finder

January 15, 2024

Hi Kam,

While some credit cards offers include specific requirements for new customers, not all of them do. In the case of the Suncorp Clear Options Platinum Credit Card with Qantas Points bonus points offer that’s currently available, the terms and conditions do not mention new customers. If you have further questions about the offer and eligibility, you may want to contact Suncorp on 13 11 55. I hope this helps.


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Juan

October 08, 2023

Hey, we applied for this credit card some weeks ago considering it was offering 70,000 miles as entry bonus, would you be able to confirm when they changed the bonus offer to 40,000? Also, could you confirm that the previous bonus offer only required the user to spend $3,000 Aud in the first three months?

Regards


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Amy Bradney-George Finder

October 20, 2023

Hi Juan,

Please be aware that Finder is an independent review site and not directly affiliated with Suncorp Bank. But our credit card database shows that this offer changed on 4 October and the previous spend requirement was $3,000. If you want to check whether you qualified or have other questions, you can contact Suncorp directly. I hope this helps.


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