The Qantas Suncorp Clear Options Platinum Credit Card earns 0.5 Qantas Points per $1 on eligible spending up to $8,000 per statement period. Right now, it also offers 40,000 bonus Qantas Points when you apply and spend $4,500 on eligible purchases in the first 3 months from approval. While there is a $49 yearly fee for opting to earn Qantas Points – as well as a $129 annual fee for the card – the earn rate is competitive with other cards that have similar annual fees.
Qantas Suncorp Clear Options Platinum Credit Card
- Balance transfer rate for 12 months with no balance transfer fee
- 0% p.a.
- Bonus points
- 40,000
- Purchase rate
- 20.74% p.a.
- Reward points per $ spent
- 0.5
Our verdict
Offers 40,000 bonus Qantas Points and international travel insurance, with an annual fee and Qantas rewards fee that add up to $178 per year.
Pros
-
40,000 bonus Qantas Points
-
0.5 Qantas Points per $1 on eligible spending
-
Complimentary international travel insurance
Cons
-
$49 yearly fee for choosing to earn Qantas Points
-
Points per $1 are capped at $8,000 per statement period
-
3.4% foreign transaction fee
Details
Product details
Product Name | Qantas Suncorp Clear Options Platinum Credit Card |
Balance transfer rate p.a. | 0% for 12 months, then 21.99% |
Balance transfer limit | 80% of available limit |
Purchase rate p.a. | Purchase rate p.a. 20.74% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $6,000 |
Max credit limit | $100,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Minimum income | $35,000 |
Joint application | No |
Rewards
Rewards program | Qantas Frequent Flyer |
Bonus points | 40,000 |
Rewards points per $ spent | 0.5 |
Rewards points cap | 8,000 |
Fees
Annual fee | Annual fee $178 |
Minimum monthly repayment | 2% of the closing balance or $25, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | Foreign currency conversion fee 3.4% |
Cash advance fee | 3.5% or $3.50, whichever is greater |
Overseas cash advance fee | 1.5% of the transaction amount (after conversion to Australian dollars) |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Your reviews
Amy Finder
Editor
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Sarah Megginson Finder
May 20, 2024
Hi Don, I read the PDS and the only reference to age eligibility was as follows:
WHAT WE COVER:
If, during the period of cover available for your journey, your relative who is resident in Australia and who is aged under 80 years at the time you become eligible for cover, dies unexpectedly or is hospitalised due to a serious illness, injury or sickness diagnosed while you are on your journey, we will reimburse the reasonable additional cost of your early return to your home.
Hope this helps!
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Kam
January 10, 2024
I cannot find anywhere that tells you how often you can get a card and be elligible; usually they state as long as you havent had a card in the past 12 months etc. Ive checked all the terms and conditions and its nowhere.
Amy Bradney-George Finder
January 15, 2024
Hi Kam,
While some credit cards offers include specific requirements for new customers, not all of them do. In the case of the Suncorp Clear Options Platinum Credit Card with Qantas Points bonus points offer that’s currently available, the terms and conditions do not mention new customers. If you have further questions about the offer and eligibility, you may want to contact Suncorp on 13 11 55. I hope this helps.
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Juan
October 08, 2023
Hey, we applied for this credit card some weeks ago considering it was offering 70,000 miles as entry bonus, would you be able to confirm when they changed the bonus offer to 40,000? Also, could you confirm that the previous bonus offer only required the user to spend $3,000 Aud in the first three months?
Regards
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Amy Bradney-George Finder
October 20, 2023
Hi Juan,
Please be aware that Finder is an independent review site and not directly affiliated with Suncorp Bank. But our credit card database shows that this offer changed on 4 October and the previous spend requirement was $3,000. If you want to check whether you qualified or have other questions, you can contact Suncorp directly. I hope this helps.
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Don
May 19, 2024
Is there a maximum age limit to qualify for the complimentary travel insurance?