Get the Finder app 🥳

Connect your accounts & save

Suncorp Life Insurance

Compare life insurance policies on offer from Suncorp and get financial protection for you and your family in the event of death, illness or injury.

Updated

Fact checked

Suncorp offers a range of policies to keep you and your family financially secure in the wake of unexpected events. Whether you're looking to cover outstanding debt or ongoing living expenses Suncorp offers Life, Income, Funeral cover so those that mean the most to you are not faced with any financial hardship if you pass away or suffer serious illness or injury.

Suncorp Life Insurance is not currently available via finder. You can visit their website at www.suncorp.com.au for more information or compare alternative options available below.

Compare direct life insurance policies below

Name Product Maximum Cover Maximum Entry Age Minimum Cover Terminal Illness Benefit
NobleOak Life Insurance
$15,000,000
69
$50,000
$3,000,000
Medibank Life Insurance
$2,500,000
70
$100,000
$2,500,000
You could win a $2000 Gift card when you get a Life Insurance quote by 30 August. Winner drawn fortnightly. Plus, Medibank health members save 10% every year. T&Cs apply.
Real Family Life Cover
$1,000,000
64
$100,000
$1,000,000
Get a refund of 10% of the premiums you've paid (in the first 12 months) with The Real Reward™ .
ahm Life Insurance
$1,500,000
65
$100,000
$1,500,000
ahm Health members can save 10% off premiums.
Zurich Ezicover Life Insurance
$1,500,000
69
$50,000
$1,500,000
Get your first month free. T&Cs apply.
Guardian Life Insurance
$1,500,000
64
$100,000
$1,500,000
loading

Compare up to 4 providers

What policies are available from Suncorp?

Life Protect Insurance

  • Pays a lump sum benefit of up to $1 million if you die or are diagnosed with a terminal illness
  • The benefit can be used by your loved ones to pay off outstanding debts, cope with the loss of your income and maintain their lifestyle
  • $10,000 Funeral Advancement Benefit paid quickly to help your loved ones cover funeral costs and other immediate expenses
  • No medical or blood tests to undergo when you apply for cover
  • Apply over the phone within minutes
  • Large Sum Insured Discount available when you apply for more than $200,000 cover
  • Fortnightly, monthly or annual premium payment options available
  • Cover until you reach 99 years of age
  • Lifestyle Increase Benefit allows you to increase your level of cover without providing further health information following important life events
  • Pause premiums for up to three months while you are experiencing financial hardship

Income Protection Insurance

  • Provides an ongoing benefit to replace your regular income when you are unable to work due to illness or injury
  • Replaces up to 75 per cent of your pre-disability income up to a maximum of $10,000 per month
  • Funds can be used to help you keep up with mortgage or rent, pay regular bills and focus on your recovery
  • Cover available for hundreds of applications
  • Quick and easy to apply for cover - no medical tests required
  • 30-day waiting period
  • Choice of benefit period: 6 months, 1, 2 or 5 years

Funeral Insurance

  • Up to $15,000 cover for funeral costs and other final expenses
  • Total premiums paid will never exceed the benefit paid
  • Easy to apply and guaranteed acceptance if aged 45 to 75
  • Access your benefit payment early if you are diagnosed with a terminal illness
  • Receive an additional 5% discount when you add another adult to the same Funeral Insurance policy.
  • Approved claims usually paid within 24 hours
  • 10% cash back on premiums every three years you are covered

Some questions you might have about your Suncorp Insurance

Who is eligible for Suncorp Insurance Policies?

In order to qualify for Suncorp policies, you will need to be an Australian or New Zealand citizen or permanent resident residing in Australia when you apply for cover

Life Protect Eligibility

  • Suncorp Life Protect Insurance is available to people aged from 18 to 60 (inclusive)
  • You will also need to be an Australian or New Zealand citizen or permanent resident residing in Australia when you apply for cover, and receive the PDS in Australia
  • You can apply for up to $1 million cover and the policy expires when you reach 99 years of age

Income Protection

  • To be eligible for Suncorp Income Protection Insurance you will need to be aged between 18 and 60 (inclusive)
  • Be working at least 20 hours per week
  • You can receive a maximum benefit of $10,000 per month and you’re covered up to 65 years of age

Funeral Insurance

  • To be eligible for Suncorp Funeral Insurance you must be between 45 and 80 years of age (inclusive)
  • Premiums are free after your 85th birthday and you can apply for up to $15,000 cover.

How do I Make a Claim for Suncorp Insurance?

If you need to make a claim on your Suncorp Insurance policy, you’ll need to contact the insurer as soon as possible to provide notification of your claim. You will then be sent a claims pack which will detail the next steps you need to follow. In addition to filling out and returning a claims form, you will also need to provide evidence to support your claim. The evidence required will vary on the nature of your claim and may include:

  • Details of the injury or illness giving rise to your claim, including a report from your medical practitioner
  • Evidence of your earnings
  • Details of your bills and other ongoing expenses
  • Evidence of the death of the life insured

You must provide any evidence Suncorp requests as soon as possible and at your own expense. Failure to do so could lead to the refusal or rejection of your claim.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site