One month free
Get the first month free and a 10% discount if you take out a second life insurance policy (discount applies to second policy). T&C’s apply.
Zurich Life Insurance is delivered by the Australian arm of the global Zurich Financial Services Group. This connection with Australia dates back to 1920 when the Commonwealth General Assurance Corporation (CGA) began operating in New South Wales. CGA was acquired by the Zurich Financial Services Group in 1961 and rebranded as Zurich Financial Services Australia Limited, otherwise known as Zurich Australia. Zurich Financial Services is an insurance based financial services provider that operates world wide.
Note: Zurich also owns the life insurance business of ANZ, One Path (Acquired in 2017) and Macquarie Life Insurance (Acquired in 2016).
|Maximum cover amount||$1,500,000|
|Age of entry||19-69|
|Types of cover offered|
|How do I apply?||Online with the Zurich or with an adviser over the phone|
Age of entry and maximum life insurance insured based on Zurich Protection Plus plan.
Note: Conditions apply, always consult the Product Disclosure Statement (PDS)
At the 2015 Direct Life Insurance Excellence Awards, run by Plan for Life Actuaries and Researches, Zurich won several categories, including:
You can get a direct quote for Zurich Ezicover life insurance by selecting "get quote" in the first form above.
For all other Zurich policies, fill out your details in the second form and a Zurich financial advisor will contact you free of charge and help you build your ideal cover.
You can also contact Zurich yourself using the following details:
Zurich Australia is part of the Zurich Insurance Group, a leading insurer that offers an extensive range of property and casualty, and life insurance products. Founded in Zurich. Switzerland, in 1872, the group now operates in more than 210 countries and territories around the world.
Zurich first arrived in Australia in 1961. It now employs more than 1,000 people throughout Australia and New Zealand and offers insurance to suit individuals, small business, large companies and multinational corporations.
All Zurich Protection Plus plans come with the following standard built-in benefits:
The exclusions vary depending on the type of cover you opt for. Below is a basic summary what's excluded in some of it's products
Your Zurich Ezicover Life Insurance claim will not be paid if death occurs as a result of suicide within 13 months of:
In addition, no benefit will be paid if death occurs as a result of any condition specifically excluded from cover. Conditions may be excluded from cover based on the answers you give during the application process.
Your Ezicover Accidental Death policy will not pay any benefit if death occurs as a result of:
Your Ezicover Income Protection claim will not be paid if it arises due to:
Finally, if you have Ezicover Funeral Advantage Insurance, no benefit will be paid if the life insured’s death is caused by suicide within 12 months of cover starting or being reinstated.
Zurich offers cover through it's adviser network as well as off-the-shelf on it's online channels.
Zurich Protection Plus Life Insurance pays a lump sum on your death or diagnosis of terminal illness. It can help your family repay debts and provides an adequate income to help your dependents manage their day-to-day living expenses.
Standard built-in features of Zurich Protection Plus Life Insurance include:
Life insurance from Zurich Protection Plus also includes the following extra-cost option:
Zurich Protection Plus Total and Permanent Disablement (TPD) Cover pays a lump sum if you become totally and permanently disabled and are unlikely to ever work again. TPD Cover is all about maintaining your quality of life, including funding your care and helping to repay any debts you may have.
Zurich Protection Plus TPD Cover includes the following standard features:
TPD Cover from Zurich Protection Plus also includes the following extra-cost options:
Zurich Protection Plus Trauma Cover pays out a lump sum benefit when you are diagnosed with a specific illness or suffer a particular injury or illness, such as cancer, heart attack and stroke. This type of cover can help pay for unexpected medical costs, provide for lifestyle changes and professional care, as well as help you repay debts.
Extended Trauma Cover from Zurich Protection Plus also includes the funeral benefit and the paralysis booster benefit, plus these additional features:
Extended Trauma Cover is also available with the following extra-cost features:
The Platinum Trauma Insurance option offers similar cover but with higher partial benefit amounts for certain conditions.
Zurich Income Protector cover provides a monthly payment of up to 75% of your pre-tax income if you are unable to work due to sickness or injury. This type of cover is designed to help you continue to provide for your family and cover ongoing expenses until you get back on your feet.
A range of additional options can also be added to the Income Protector
Zurich Superannuation Term Life Plus is classed as a risk-only superannuation product. It gives you an interest in the Zurich Master Superannuation Fund, plus a life insurance policy
issued by Zurich Australia Limited.
Some of the standard built-in benefits of Zurich Superannuation Term Life Plus include:
A range of extra-cost optional benefits are also available:
You can also purchase life insurance through Zurich EziCover. Rather than being sold through financial advisers, as per Zurich Protection Plus, EziCover is Zurich’s DIY online range of insurance products. The EziCover options are designed to be easy to understand, affordable, and simple to apply for.
Zurich Ezicover offers four policies to help provide financial security for you and your family:
Zurich rewards its loyal customers by providing a number of ways to save on your policy each year. These include:
To give you a general idea of the cost we generated a quote for Zurich Wealth Protection with $500,000 in cover. The policy was quoted at $32 per month.
Quote was generated on 14 May 2018 for a 37 year old non-smoking male in NSW.
There are several factors that determine the cost of your Zurich life insurance cover, including:
For a more accurate idea of how much cover will cost, apply for a quote today.
If you or your beneficiaries need to make a claim on your Zurich life insurance policy, you’ll need to call Zurich as soon as possible on 131 551. Once you’ve notified Zurich of your claim, you’ll need to fill in a claim form and return it to the insurer along with any medical certificates or other supporting documents required.
Completed claim forms can be submitted in the following ways:
Zurich Financial Services Australia
Locked Bag 994
North Sydney, NSW 2059
Fax: 02 9995 3732
Once the Zurich’s Claims Team receives your claim form they will contact you within 24 to 48 hours.
Phone: +61 2 9995 3777
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