The 2020 Finder Awards recognise the market's most competitive offerings across credit cards, home loans, savings accounts, personal loans, insurance, phone plans, Internet plans, superannuation and share trading. The winners were revealed on Tuesday 8 September 2020.
Special congratulations to our Best Provider winners who dominated their categories: American Express, Bupa, Freedom Lend and NobleOAK.
This card offers at least 120,000 bonus points over the first 13 months and $100 off the annual fee for the first year . It comes with travel insurance and purchase insurance, and earns 1 Qantas Point per $1 spent.
The Amplify Signature cards offered by St.George, BankSA and Bank of Melbourne feature 200,000 bonus points over the first two years. It also offers an uncapped earn rate of 1.5 points per $1 spent, travel & purchase insurance and lounge passes.
The card offers a 0% p.a. interest rate on balance transfers for up to 22 months, with no balance transfer fee. Plus, an annual fee refund when you spend $6,000 on eligible purchases each year as well as access to Instant Savings. It offers rewards, insurance cover and lounge passes.
This card offers perks for travellers, even when they can't travel. With 0% foreign transaction fees overseas and online with retailers, overseas travel insurance, $0 annual fee, complimentary purchase protection and price guarantee insurance.
Freedom Lend's variable rate home loan ticks almost every box a borrower needs: the rate is consistently low, it has virtually no fees and offers a 100% offset account.
This fixed rate home loan lets you lock in a low interest, it offers a 100% offset account and a 10% deposit. With the option to make extra repayments this loan is competitive and flexible.
This loan offers investors a competitive fixed rate, plus the flexibility of an optional offset account and limited extra repayments. Combined with minimal fees makes for a great mortgage offer.
This investment loan from Freedom Lend has a consistently low variable interest rate, no fees and a 100% offset account, making it a strong and flexible loan all round.
With a competitive rate and a maximum insured loan to value ratio of 95%, this loan is a good low deposit home loan. It also comes with few fees and a 100% offset account as well.
With a low rate, 100% offset account and no fees this loan is a strong option for refinancers looking to switch to a more affordable loan with all the useful features and flexibility.
This account has a competitive ongoing bonus rate and no monthly deposit conditions. Bonus interest is also available on balances up to $250,000, which is higher than many other accounts.
Judo Bank offers fixed rates on term deposit accounts, a choice of term lengths to choose from and a minimum opening deposit of $1000. Judo offers a loyalty bonus of 0.10% p.a. if you open another term deposit.
This account is a good everyday transaction account and multi-currency account in one. It can hold 10 currencies, no account keeping fees, $100 cash back offer and a 2% cashback on Tap&Go purchases.
This policy covers a range of 39 treatments in a private hospital and is competitively priced. It includes access to an advice line and "best doctor" second opinion service.
This mid range health insurance policy offers a mix of treatments, in addition to the standard Silver tier inclusions, it includes cover for sleep studies and insulin pumps.
This plan offers 100GB of monthly data for under $50 a month at decent speeds and data capped plans for data-capped plans suitable for people who don't need a lot of data and are looking to save.
This plan is a great all-rounder option, with unlimited data for just under $70 a month. While there are some NBN plans that appear to be cheaper initially on the Standard speed tier, they are often limited-time deals.
This $30 plan offers value for data at an affordable price. Similar prepaid plans appear to offer a better data to price ratio, but are only offered for the first three recharges. This plan offers consistent value.
This mobile plan offers close to 100GB for less than $30. It also offers 3GB of bill shock protection to buffer users from going over their data allowance easily.
This long expiry plan is good value for those who don't use their phone a lot. The 365 day prepaid plan offers 7GB a month, and a low monthly rate paid upfront. Users also get 10% off groceries at Woolworths stores.
This loan offers a rate from 4.85% p.a. based on your credit history. Funding ranges from $4,000 to $8,000 and repayments are flexible. Extra repayments are penalty-free, and a low $10 monthly fee applies.
This loan offers a fixed rate, fixed term and no ongoing or early repayment fees. Loans are available from $5,000 to $30,000 on a term of between 2 and 5 years.
This platform is simple to use but has advanced features including CHESS-sponsored ASX shares, access to exchange traded funds (ETFs), managed funds (mFunds), warrants, options and IPOs.
It has a range of trading tools, including broker ratings, limit orders and company news and analysis. Plus, no subscription or inactivity fees.
This platform has over 20 international stock markets to choose from including Singapore, Russia and the Baltic Region. Brokerage fees for global stocks are low and a low currency conversion fee for US brokerage trading.
This platform has a selection of advanced trading tools and low brokerage fees for high frequency trading. It offers the option to trade global and Australian shares, fractional shares, OTC stocks, options, forex, CFDs and commodities plus eight different limit orders when trading.
This platform has no monthly subscription fee or inactivity fee. It has a range of analysis tools, access to managed funds and IPOs and ETF promotions.
This platform offers a range trading tools and features including advanced charting tools, stock analysis, watchlists and conditional orders. Users can access global and Australian share markets, including the ASX and CHI-X, managed funds, options, warrants, forex and CFDs.
This platform offers zero brokerage fees, a low currency conversion fee and no subscription fees for the basic account.
It allows users to copy more experienced investors' trade movements, other features including news updates, charting tools and a demo account with $50,000 play money to practice with.
With brokerage fees that are the lowest in the market for both Australian and global shares this platform released $0 commission trading for all global stocks, including US and Europe, while fees for Australian shares start from just $5.
This platform offers some of the cheapest broker fees on the market with access to 25 global stock markets plus forex, CFD and commodities trading. It also has an extensive range of trading features, including advanced limit orders, options trading, charting tools, broker analysis and company news.
Finder uses a unique data-led methodology to compare the costs and benefits of Australia's popular financial and telecommunications products. For the 2020 awards, we ranked thousands of products to reach our winners.Please refer to our methodology for more information on how we scored and judged Finder Awards candidates. While we endeavour to assess the majority of product providers in the market, this is not always possible and it may be that not every product in the market was included for judging.
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Credit Cards Awards
