The Finder Income Protection Awards showcase the best income protection products in 2026.
Best Income Protection: NobleOak Income Protection
NobleOak won the 2026 Finder Award for Best Income Protection for its impressive maximum monthly benefit, while maintaining relatively affordable prices for customers.
Highly commended
TAL Accelerated Protection Income Protection
Earning a Highly Commended position in this year's awards, TAL Accelerated Protection Income Protection was a top performer for its generous cover limits and reasonable price point.
TAL Accelerated Protection Income Protection
Earning a Highly Commended position in this year's awards, TAL Accelerated Protection Income Protection was a top performer for its generous cover limits and reasonable price point.
Suncorp Income Protection
Suncorp Income Protection picked up a Highly Commended Award this year, thanks to its no-fuss eligibility process and shorter waiting periods.
Suncorp Income Protection
Suncorp Income Protection picked up a Highly Commended Award this year, thanks to its no-fuss eligibility process and shorter waiting periods.
Finder's Product Awards methodology for life insurance
Finder's Income Protection Awards recognises market-leading income protection products, using our proprietary Finder Score ratings methodology. Providers must offer online quotes and be available to general consumers across Australia to be eligible for the awards.
We considered key features, including price, across 10 providers offering income protection products for our awards. Price and features each accounted for 50% of the final score.
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Feature Score - Coverage & Benefits Income amount covered 15.0% Maximum monthly benefit amount 15.0% Death cover 2.5% Benefit period options 5.0% Waiting period 10.0% Age restrictions 2.5% -
We determined the price score by considering quotes across 8 personas, inclusive of age, gender, occupation and smoking status.
Age Gender Occupation Smoking Status 35 Female Carpenter Non Smoker 45 Female Accountant Non Smoker 35 Female Carpenter Smoker 45 Female Accountant Smoker 35 Male Carpenter Non Smoker 45 Male Accountant Non Smoker 35 Male Carpenter Smoker 45 Male Accountant Smoker
Why you can trust our awards
Expert analysis
Our income protection award winners are based on 100+ hours of research by our expert authors and insights team.

They're comprehensive
We researched Australia's most popular online income protection insurance policies including TAL, Suncorp and NobleOak.

They're independent
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.
All the Finder Awards
Check out the best of the best, judged by experts.
Explore our past Award winners:
Sources
Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio
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