TAL Income Protection Insurance review

- Maximum % of income Covered
- 70%
- Maximum Monthly Benefit
- $30,000
- Maximum Entry Age
- 60
- Maximum Benefit Period
- Age 65
Summary
TAL is the 2025 Finder Income Protection Award winner. Read on for details about why.
Pros
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TAL won the 2025 Finder Income Protection Awards because it has generous coverage limits, yet remains comparatively affordable.
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Can cover you for up to $30,000 monthly - higher than many other providers.
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It has a high finder score of 9.9.
Cons
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It can cover up to 70% of your monthly income, which is pretty standard among most insurers, but there are others who cover up to 75% and more.
Details
Product details
Maximum Monthly Benefit | $30,000 |
Maximum % of income covered | Up to 70% |
Maximum Benefit Period | Age 65 |
Expiry Age | 65 |
Maximum Entry Age | 60 |
Waiting Period Options | 4, 8, 13 or 26 weeks |
Death Cover | |
Underwriter | TAL Life Limited |

Congratulations, TAL!
TAL Accelerated Protection Income Protection has won the Finder Award for Income Protection for the 3rd year running. It's gone above and beyond other providers with great cover yet remains competitively priced.
- Winner, Best Life Insurance: Accelerated Protection Income Protection
Full list of 2025 income protection winners
Detailed overview of TAL income protection
What you're covered for
Feature | Definition | TAL's coverage |
---|---|---|
Maximum monthly benefit | This is the maximum dollar amount that TAL is willing to cover you for. | $30,000 |
Percentage of income covered | This is the maximum percentage of your income that TAL is willing to cover you for. | 70% |
Maximum benefit period | This is the maximum length of time that TAL will pay your benefit for. | Age 65 |
Expiry age | This is the age when your policy will expire. | 65 |
Max entry age | This is the oldest you can be when you take out a policy. | 60 |
Waiting period options | This is how long until your policy begins paying out. | 4, 8, 13 or 26 weeks |
Death cover | This is a feature option that allows you to be covered for a lump sum in the event of your accidental death. | $10,000 |