NobleOak Income Protection Insurance review
By Peta Taylor
- Maximum % of income Covered
- 70%
- Maximum Monthly Benefit
- $30,000
- Maximum Entry Age
- 60
- Maximum Benefit Period
- Age 65
Our verdict
NobleOak has been Highly Commended in the 2025 Finder Income Protection Awards. Read on for details about why.
- NobleOak was Highly Commended in the 2025 Finder Income Protection Awards because it has generous coverage limits, yet remains comparatively affordable.
- Can cover you for up to $30,000 monthly - higher than many other providers.
- It has a high finder score of 8.5.
- It can cover up to 70% of your monthly income, which is pretty standard among most insurers, but there are others who cover up to 75% and more.
Details
Product details
| Maximum Monthly Benefit | $30,000 |
| Maximum % of income covered | Up to 70% |
| Maximum Benefit Period | Age 65 |
| Expiry Age | 65 |
| Maximum Entry Age | 60 |
| Waiting Period Options | 30, 60, 90 or 730 days |
| Death Cover | |
| Underwriter | NobleOak Life Limited |
NobleOak has earned a Highly Commended award this year as one of the leading Income Protection products in the market. With affordable cover and extensive features, it's a standout.
Congratulations, Nobleoak!
Detailed overview of NobleOak income protection
What you're covered for
| Feature | Definition | NobleOak's coverage |
|---|---|---|
| Maximum monthly benefit | This is the maximum dollar amount that NobleOak is willing to cover you for. | $30,000 |
| Percentage of income covered | This is the maximum percentage of your income that NobleOak is willing to cover you for. | 70% |
| Maximum benefit period | This is the maximum length of time that NobleOak will pay your benefit for. | Age 65 |
| Expiry age | This is the age when your policy will expire. | 65 |
| Max entry age | This is the oldest you can be when you take out a policy. | 60 |
| Waiting period options | This is how long until your policy begins paying out. | 30, 60, 90 or 730 days |
| Death cover | This is a feature option that allows you to be covered for a lump sum in the event of your accidental death. | No |
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