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Finder Awards Methodology

How we determined the winners for our 2020 product awards.

The Finder Awards recognise the market's most competitive offerings across credit cards, home loans, savings accounts, personal loans, insurance, phone plans, Internet plans, superannuation and share trading. Our methodology explains in detail how we assessed each category.

2020 Finder Awards Methodology (PDF)

Disclaimer: Finder uses a unique data-led methodology to compare the costs and benefits of Australia's popular financial and telecommunications products. Please refer to our methodology for more information on how we scored and judged Finder Awards candidates. While we endeavour to assess the majority of product providers in the market, this is not always possible and it may be that not every product in the market was included for judging.

CategoryNumber of products assessed
Best Frequent Flyer Credit Card42
Best Rewards Credit Card87
Best Balance Transfer Credit Card99
Best Low Rate Credit Card94
Best No Annual Fee Credit Card33
Best Credit Card for Travellers243
Best Owner Occupier Home Loan - Variable739
Best Owner Occupier Home Loan - 3 Year Fixed244
Best Investor Home Loan - P&I - 3 Year Fixed183
Best Investor Home Loan - P&I - Variable443
Best Low Deposit Home Loan (Owner-Occupier Variable)503
Best Refinance Home Loan (OO)796
Best Savings Account49
Best Term Deposit (12 month)80
Best Transaction Account8
Best Health Insurance - Gold (Hospital)21
Best Health Insurance - Silver (Hospital)52
Best Health Insurance - Bronze (Hospital)26
Best Life Insurance20
Best Income Protection14
Best Budget NBN128
Best High-speed NBN291
Best Prepaid SIM23
Best Postpaid SIM42
Best Long Life SIM483
Best Car Loan25
Best Risk Based Personal Loans34
Best Non-Risk Based Personal Loan25
Best Super Fund - Balanced256
Best Super Fund - Growth256
Best Australian Share Trading Account23
Best International Share Trading Account23
Best Share Trading Platform (Active Traders)23
Best Share Trading Platform (Long-term Investors)23
Best Share Trading Platform (Beginners)23
Best Share Trading Platform (Features)23
Best Share Trading Platform (US stocks)23
Best Low-Cost Brokerage23
Best Share Trading Platform (Best Overall)23
Best Provider-

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