Get exclusive money-saving offers and guides
Straight to your inbox
By signing up, you agree to the Finder
Privacy & Cookies Policy
and
Terms of Use, Disclaimer & Privacy Policy.
NAB Car Insurance
Choose from three levels of cover and take advantage of flexible premium payment options and a 24/7 claims service.
Types
Guides
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
If you’re searching for a car insurance policy that matches your needs and budget, NAB Car Insurance offers three levels of cover designed to suit a variety of drivers. Issued by Allianz Australia Insurance Limited, these policies include a 24/7 claims service, your choice of repairer, and a range of flexible options to allow you to tailor cover to your requirements.
We don't currently have this brand on our panel. But don't fret! You can head to NAB car insurance website or compare a bunch of other car insurance companies with finder.
NAB Car Insurance cover options
- Comprehensive insurance. This is the highest level of protection available from NAB Car Insurance, and it covers your vehicle against fire, theft and accidental damage, with new car replacement available for vehicles less than two years old. Child seats, personal items and rental vehicle after theft are all included in cover, as is $20 million legal liability cover when the use of your vehicle results in accidental damage to someone else’s property or supplementary bodily injury.
- Third party fire & theft insurance. NAB third party fire & theft car insurance covers your vehicle against accidental loss or damage caused by fire and theft. Uninsured motorist damage is also covered, along with $20 million legal liability cover when the use of your vehicle results in accidental damage to someone else’s property or supplementary bodily injury.
- Third party property damage insurance. This entry-level policy provides $20 million legal liability cover when you cause accidental damage to someone else’s property or supplementary bodily injury. Cover is also available for damage resulting from a no-fault accident with an uninsured motorist.
NAB Car Insurance levels of cover
- Covers fire, theft and accidental damage
- Agreed or market value cover
- 24/7 claims service
- Your choice of repairer
- New car replacement for vehicles less than two years old
- $20 million liability cover
- Buy online and save 10% on your first year of cover
- Up to 65% no-claim bonus discount
- Discounts for safe drivers
- Roadside assistance for the first 12 months
- Covers fire and theft
- Towing costs
- Rental car after theft
- $20 million liability cover
- Uninsured motorist damage
- 24/7 claims service
- Your choice of repairer
- Flexible premium payment options
- 14-day cooling-off period
General exclusions
Your NAB Car Insurance claim will not be paid if:
- Your vehicle was being driven by an unlicensed driver or by someone the insurer declined to cover
- Your vehicle was being driven by someone under the influence of alcohol or drugs
- Your vehicle was exceeding its load or passenger limits
- Your vehicle was being used in an unsafe or unroadworthy condition
- Your vehicle was being used to carry passengers for hire, fare or reward
- Your vehicle was being used for motorsport of any kind or in connection with the motor trade
- Your vehicle was subjected to a deliberate, intentional, malicious or criminal act by you, anyone else named in the policy schedule, or anyone acting with your consentYour vehicle was damaged by an act of war or terrorism
- It is for loss of use of your vehicle
- It is for tyre damage caused by applying the brakes or by road punctures, bursts or cuts
- It results from the lawful seizure of your vehicle
- It is for loss or damage to your vehicle after an accident, theft or breakdown when you have failed to take reasonable steps to safeguard your car
- Your vehicle was stolen after you left it unattended with the keys inside
- You did not go with your vehicle when it was shown for sale and it was stolen
- It is for the failure of the car’s computer or similar equipment
- It is for loss or damage caused by cyclone, flood or bushfire in the first 72 hours of cover
NAB Car Insurance excess
When you make a claim, you may be required to pay an excess to contribute to the cost of that claim. Any excesses that apply will be shown in your policy document and may include the following:
- Basic excess. This is the first excess you are required to pay on each claim. Its amount may vary if you choose to add a voluntary excess to your policy to enjoy cheaper premiums, or if the insurer imposes an additional excess on your policy due to specific risks.
- Age excess. The age excess must be paid if you make a claim for an accident when your vehicle was being driven by someone under 25 years of age.
- Theft excess. You’ll need to pay this excess if you make a claim for loss or damage caused by theft or attempted theft.
- Driver excess. The insurer may impose an additional excess on specific drivers listed on your policy.
- Unnamed driver excess. The $2,500 unnamed driver excess applies when you have chosen the named driver option and your vehicle was being driven by anyone not listed as a named driver.
How to Save on Your NAB Car Insurance Policy
The following tips can help you save money on your NAB Car Insurance premiums:
- Name your drivers. By selecting the named driver option, you can lower the cost of your NAB Car Insurance premiums.
- Restrict drivers. Restricting drivers covered under your policy to people aged 25 or over will help reduce your premium.
- Vary your excess. You can choose a higher excess in return for a cheaper premium.
- Drive safely. As well as a maximum no-claims bonus discount of 65%, NAB Car Insurance offers additional discounts for safe drivers.
- Buy online. You can save up to 10% on your first year of NAB Comprehensive Car Insurance if you buy online.
Making a Claim
NAB Car Insurance offers a dedicated 24/7 claims service, allowing you to lodge your claim whenever you need. Claims can be submitted online using Allianz’s claims form, or you can phone the Allianz claims hotline if you would like to be talked through the process by a consultant.
You’ll need to provide full information about the incident for which you are claiming, including when and where it happened, as well as any supporting documentation the insurer requests. If your car needs to be repaired, Allianz can help you find a suitable repairer.
FAQs
If you’re looking for competitive car insurance to suit your unique cover needs, NAB Car Insurance is worth adding to your shortlist of options. However, you should always compare a range of policies before deciding which one has the right features for you.
More guides on Finder
-
2021 Kia Stinger 330S review
The Kia Stinger 330S costs $9,800 less than the top of the line GT model. But should you buy it?
-
Car loan statistics 2021
Finder research shows 2.7 million Australians have a car loan. Find out how much Aussies are borrowing, and how this has changed over time.
-
Warehouse storage
Find out about the different types of warehouse storage solutions, how much they cost and where to find them.
-
Boat storage
How to find safe, secure and affordable boat storage near you.
-
Car storage
How to find the best car storage facility to keep your set of wheels safe and secure.
-
What are covered events in home insurance?Â
All home insurance policies have a common list of covered events. These insured events include things like fire, storm and theft.
-
BMW X7 car insurance
Thinking about buying a BMW X7? See average car insurance costs and find out about prestige car insurance
-
What is malicious damage?
Protect your home from the costs of malicious damage with home insurance. Compare policies in just minutes and get peace of mind.
-
How to start a delivery business
The skills, equipment and legal documents needed to start a delivery business.
-
Bentley Continental car insurance
Learn about insuring a Bentley Continental with a prestige car insurance broker
Ask an Expert
VW Touareg 2007 6 cylinders driving less 5km per year, currently on 120$ per month. I would want to pay less.
Hi Jacques,
Thanks for your inquiry.
Please visit this page for helpful info on how you can pay less for car insurance and where you can compare your option:
cheap* car insurance
Hope this information helped
Cheers,
Rench