NAB Car Insurance

NAB performed well in the 2024 Finder Car Insurance Awards, with affordable premiums and strong policy benefits.

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NAB

Our verdict

Pros

  • NAB's premiums are 24% cheaper than average, according to Finder research
  • Generous hire car benefits of up to $100 a day for 30 days if your car is stolen
  • Option to add up to $3,000 in cover for tools of trade

Cons

  • Drivers over 50 will likely be able to find cheaper car insurance elsewhere
  • Only $500 covered for emergency repairs, whereas some brands offer up to $1,000
  • If you want roadside assistance, you'll have to go through a different provider

How does NAB compare with other car insurers?

NAB offers a strong range of benefits with decent limits, while its premiums are generally lower than average in comparison to other car insurers.

Price

According to Finder's 2024 car insurance awards research, NAB's premiums were 24% cheaper than average. However, young drivers benefited the most. Drivers in their 20s and 30s saw premiums much cheaper than average for their age, while older drivers probably wouldn't struggle to find more affordable policies elsewhere.

Keep in mind, the best car insurance for you may be based on more than price.

InsurerNSWQLDSATASVICWAAustralia averageApply
NAB logo$1,079$1,138$948$880$1,469$932$1,074More info
$1,148$941$978$829$1,180$880$992Get quote
youi$1,640$1,307$1,087$1,155$1,599$1,363$1,359Get quote
NRMA logo$2,027$1,154$1,038$1,004N/A$1,034$1,043More info
AAMI$1,884$1,106$1,015$985$1,318$1,002$1,218More info

About our car insurance methodology

Customer reviews

Compare NAB's policies

Product Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
NAB logo
Finder Score
Finder Score
  • If your car is written off in the first 2 years
  • Up to $100 per day - Up to 30 days
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    Finder Score
    Not yet rated
  • Up to $100 per day - Up to 30 days
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    NAB logo
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    Finder Score for car insurance

    We analyse over 80 car insurance products and rate each one on price and features. What we get out the other end is a nice round number out of 10 to help you start comparing.

    To make sure we're comparing apples with apples, we collect quotes for 8 different personas and analyse different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account. We analyse comprehensive, third party fire and theft and third party property damage products individually.

    Read the full Finder Score methodology

    NAB's third party fire & theft policy is no longer available to new customers.

    What additional cover options are available?

    NAB offers a range of customisation options so drivers can tailor their policies, including:

    • Rental car following an accident - up to $100 a day for 30 days if your car is out of action following an insured accident
    • No excess windscreen claims - claim up to two repairs and one replacement each year on your windscreen, sunroof or window glass, without paying an excess
    • Tools of trade - Claim up to $3,000 if your properly-secured tools of trade are stolen or damaged in an insured incident

    FAQs

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    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 251 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance

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    2 Responses

      Default Gravatar
      JacquesJune 21, 2017

      VW Touareg 2007 6 cylinders driving less 5km per year, currently on 120$ per month. I would want to pay less.

        Default GravatarFinder
        RenchJune 22, 2017Finder

        Hi Jacques,

        Thanks for your inquiry.

        Please visit this page for helpful info on how you can pay less for car insurance and where you can compare your option:
        cheap* car insurance

        Hope this information helped

        Cheers,
        Rench

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