You'll be automatically invested in the Growth product when you join Rest. After you join, you can switch to one of the other investment options.
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.
We assess products from over 40 providers based on their risk profile.
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending September 2025
Based on Rest Super super fund scores in Finder's 2024 & 2025 Customer Satisfaction Awards.
"Rest was my first super fund. Performance was average in the balanced fund, but the fees really ate up the overall returns. I switched to QSuper to pay less in fees and to maximise performance. I think their 10-year performance is more like 6% versus leaders around 12%+. Switching funds was easy."
This is the default investment option you'll be invested in when you join the fund. It's a diversified investment product that invests in a range of different asset classes. It has a High risk level, and invests in roughly 70% growth assets and 30% defensive assets.
This product has a Very Low risk level and invests exclusively in cash products like interest-earning deposit accounts.
This product has a Low to Medium risk level. It invests in roughly 65% defensive assets and 35% growth assets.
This option is a diversified investment product that invests in a range of different asset classes. It has a Medium to High risk level, and has an asset allocation of roughly 55% growth assets and 45% defensive.
This option is a diversified investment product that invests in a mix of indexed funds. It has a High risk level, and invests in roughly 75% growth assets (primarily shares) and 25% defensive.
This option is a diversified investment product with a focus on sustainable investments. It has a High risk level, and in invests roughly 80% growth assets and 20% defensive.
This option is a diversified investment product that invests in a range of different asset classes. It has a High risk level, and has an asset allocation of roughly 80-90% growth assets and 10-20% defensive.
This option has a Very High risk level and invests entirely in Australian shares via indexed funds.
This option has a High risk level and invests entirely in overseas shares via indexed funds.
Rest offers 3 types of insurance: Income Protection, Total and Permanent Disability, and Death Cover.
Rest's Default Cover is an insurance package that combines all 3 and is available to all members. You can also opt to increase your cover if you prefer.
Joining Rest Superannuation is a straightforward process and shouldn't take long. Here are the steps:
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