Rest
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Rest superannuation | Performance, features and fees

A low-fee super fund with 7 different investment options, including ethical investments.

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Rest Super performance and fees

You'll be automatically invested in the Core Strategy when you join Rest. After you join, you can switch to one of the other investment options.

1 - 16 of 16
Name Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)
Rest - Core Strategy
Industry fund
Last 1 year performance (p.a.)
+10.55%
Last 3 year performance (p.a.)
+6.74%
Last 5 year performance (p.a.)
+6.55%
Last 10 year performance (p.a.)
+6.74%
Fees on $50k balance (p.a.)
$433
More Info
Rest - Australian Shares
Industry fundHigher risk
Last 1 year performance (p.a.)
+9.98%
Last 3 year performance (p.a.)
+9.34%
Last 5 year performance (p.a.)
+8.32%
Last 10 year performance (p.a.)
+8.47%
Fees on $50k balance (p.a.)
$348
More Info
Rest - Overseas Shares
Industry fundHigher risk
Last 1 year performance (p.a.)
+24.56%
Last 3 year performance (p.a.)
+11.24%
Last 5 year performance (p.a.)
+10.18%
Last 10 year performance (p.a.)
+9.75%
Fees on $50k balance (p.a.)
$368
More Info
Rest - Bonds
Industry fund
Last 1 year performance (p.a.)
+3.38%
Last 3 year performance (p.a.)
-1.81%
Last 5 year performance (p.a.)
-0.52%
Last 10 year performance (p.a.)
+1.49%
Fees on $50k balance (p.a.)
$278
More Info
Rest - Capital Stable
Industry fund
Last 1 year performance (p.a.)
+6.04%
Last 3 year performance (p.a.)
+4%
Last 5 year performance (p.a.)
+3.96%
Last 10 year performance (p.a.)
+4.35%
Fees on $50k balance (p.a.)
$383
Rest - Property
Industry fundHigher risk
Last 1 year performance (p.a.)
-4.63%
Last 3 year performance (p.a.)
+4.21%
Last 5 year performance (p.a.)
+3.85%
Last 10 year performance (p.a.)
+6.88%
Fees on $50k balance (p.a.)
$548
More Info
Rest - Balanced
Industry fund
Last 1 year performance (p.a.)
+8.3%
Last 3 year performance (p.a.)
+5.55%
Last 5 year performance (p.a.)
+5.45%
Last 10 year performance (p.a.)
+5.68%
Fees on $50k balance (p.a.)
$423
More Info
Rest - High Growth
Industry fundHigher risk
Last 1 year performance (p.a.)
+13.19%
Last 3 year performance (p.a.)
+9.01%
Last 5 year performance (p.a.)
+8.57%
Last 10 year performance (p.a.)
+8.43%
Fees on $50k balance (p.a.)
$458
More Info
Rest - Shares
Industry fundHigher risk
Last 1 year performance (p.a.)
+18.03%
Last 3 year performance (p.a.)
+10.9%
Last 5 year performance (p.a.)
+10.13%
Last 10 year performance (p.a.)
+9.73%
Fees on $50k balance (p.a.)
$378
More Info
Rest - Australian Shares Indexed
Industry fundHigher risk
Last 1 year performance (p.a.)
+10.88%
Last 3 year performance (p.a.)
+9.17%
Last 5 year performance (p.a.)
+8.68%
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$158
Rest - Balanced Indexed
Industry fund
Last 1 year performance (p.a.)
+14.47%
Last 3 year performance (p.a.)
+7.49%
Last 5 year performance (p.a.)
+7.82%
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$158
Rest - Cash
Industry fund
Last 1 year performance (p.a.)
+3.91%
Last 3 year performance (p.a.)
+2.09%
Last 5 year performance (p.a.)
+1.75%
Last 10 year performance (p.a.)
+1.91%
Fees on $50k balance (p.a.)
$173
Rest - Diversified
Industry fund
Last 1 year performance (p.a.)
+10.32%
Last 3 year performance (p.a.)
+7.22%
Last 5 year performance (p.a.)
+7.08%
Last 10 year performance (p.a.)
+7.21%
Fees on $50k balance (p.a.)
$438
Rest - Overseas Shares Indexed
Industry fundHigher risk
Last 1 year performance (p.a.)
+27.18%
Last 3 year performance (p.a.)
+13.87%
Last 5 year performance (p.a.)
+12.23%
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$158
Rest - Sustainable Growth
Industry fund
Last 1 year performance (p.a.)
+11.94%
Last 3 year performance (p.a.)
N/A
Last 5 year performance (p.a.)
N/A
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$323
Rest MySuper - Core Strategy
Industry fund
Last 1 year performance (p.a.)
+10.55%
Last 3 year performance (p.a.)
+6.74%
Last 5 year performance (p.a.)
+6.55%
Last 10 year performance (p.a.)
+6.74%
Fees on $50k balance (p.a.)
$433
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Showing 16 of 16 results

Unless indicated otherwise, the information in the table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, Australian Financial Services Licence 311880.

*Past performance data and fee data is for the period ending Feb 2024

What are the key features of Rest Super?

  • Profit to member fund. Also called an industry or not-for-profit fund, these super funds are not designed to benefit shareholders and will instead return profit to members.
  • Ethical investments are available. Rest factors environmental, social and governance (ESG) factors into all of its investment decisions. It also offers an Ethical Super Investment option for those wanting to invest ethically.
  • Consolidate your super online. You can find and combine your super with Rest using the app or online. The chat function is also available for those who need assistance.
  • Insurance cover. Rest offers Default Insurance for all members which includes Income Protection, Total and Permanent Disability and Death Cover. You can also apply to increase your cover if you are eligible.
  • Rest Advice. Rest offers an advice service with qualified financial advisors for free for members. You can access it over the phone or online and get help with your super or your financial goals.

Guide to investment options with Rest Super

Option 1: Default option

You will be in this investment option unless you specifically choose one of the other available investment mixes.

Investment optionRisk levelHow your money is invested
Core StrategyHighThis option has a balance of growth and defensive assets with a minimum suggested holding timeframe of over 10 years. There is a focus on growth assets (between 60-75%) including 35% overseas shares, 23.5% Australian shares and 10% property.
BalancedMedium to HighThis option is designed to be the default option for the Rest Pension and held for a minimum timeframe of 6+ years. There's a balance of growth and defensive assets, with a mix of Australian (16%) and overseas (24%) shares with a higher percentage of cash (12%) than the Core Strategy.

Option 2: Structured options

These are invested across a mix of asset classes designed to match a range of member needs. You're able to select 1 or a mix of the following 7 options.

Investment optionRisk levelTarget benchmarks
Core Strategy - A balance of growth and defensive assets with a minimum suggested timeframe of 10+ years.High
  • Cash - 4.5%
  • Debt - 14%
  • Alternatives - 2%
  • Infrastructure - 11%
  • Property - 10%
  • Australian shares - 23.5%
  • Overseas shares - 35%
Capital stable - Stable returns with primarily defensive assets and a minimum suggested timeframe of 4+ years.Medium
  • Cash - 20%
  • Debt - 35.5%
  • Alternatives - 2%
  • Infrastructure - 12%
  • Property - 10.5%
  • Australian shares - 8%
  • Overseas shares - 12%
Balanced - Approximately equal proportions of growth and defensive assets offer a balance of risk and return. A minimum timeframe of 6+ years is suggested.Medium to High
  • Cash - 12%
  • Debt - 23.5%
  • Alternatives - 2%
  • Infrastructure - 12%
  • Property - 10.5%
  • Australian shares - 16%
  • Overseas shares - 24%
Balance Index - This is an index-based investment with a mix of growth and defensive assets. The suggested minimum timeframe is 12+ years.High
  • Cash - 5%
  • Debt - 20%
  • Australian shares - 30%
  • Overseas shares - 45%
Diversified - The mix of assets aims to achieve strong returns over the longer term. It is weighted towards shares and has a mix of growth and defensive assets. Minimum suggested timeframe of 10+ years.High
  • Cash - 4%
  • Debt - 11.5%
  • Alternatives - 2%
  • Infrastructure - 12%
  • Property - 10.5%
  • Australian shares - 24%
  • Overseas shares - 36%
High Growth - There is a focus on growth assets (between 80-90%) largely consisting of shares. The minimum suggested timeframe is 12+ years. High
  • Debt - 3.5%
  • Alternatives - 1.5%
  • Infrastructure - 8%
  • Property - 7%
  • Australian shares - 32%
  • Overseas shares - 48%
Sustainable Growth - There is a mix of growth and defensive assets but still a strong focus on growth (70-85% growth). The minimum suggested timeframe is 12+ years.High
  • Cash - 4%
  • Debt - 6%
  • Alternatives - 1%
  • Infrastructure - 7.5%
  • Property - 6.5%
  • Australian shares - 30%
  • Overseas shares - 45%

Option 3: Member-tailored options

If you want to be hands-on with your investments and customise your own investment portfolio, Rest offers the following options:

  • Cash
  • Property
  • Australian shares
  • Australian shares - Indexed
  • Overseas shares
  • Overseas shares - Indexed

What insurance cover is available?

Rest offers 3 types of insurance: Income Protection, Total and Permanent Disability, and Death Cover.

Rest's Default Cover is an insurance package that combines all 3 and is available to all members. You can also opt to increase your cover if you prefer.

  • Income protection. This insurance cover protects you if you are unable to work for an extended period of time due to certain reasons, such as injury or illness.
  • Total and Permanent Disability. This cover is designed to cover you in the form of a lump sum payment if you become totally and permanently disabled and are unlikely to work again.
  • Death Cover. Your family and friends will receive a payment or pension in the event of your death through this cover.

How to join Rest Super

Joining Rest Super is a straightforward process and shouldn't take long. Here are the steps:

  1. Click "Go to Site" to be securely directed to Rest Super
  2. Provide your contact details and create a password
  3. Optional: Provide your Tax File Number (TFN)
  4. Once your account is set up, share your details with your employer

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