UniSuper | Performance, features and fees

Congratulations, UniSuper!

The UniSuper Conservative Balanced was highly commended for Best Moderate Super Fund in the 2025 Finder Awards.

Full list of 2025 winners

UniSuper performance and fees

When joining the fund you'll be placed in the Balanced option initially, however you can switch to another investment option at any time.

20 of 33 results

Finder Score	Last 1 year performance (p.a.)	Last 3 year performance (p.a.)	Last 5 year performance (p.a.)	Last 10 year performance (p.a.)	Fees on $50k balance (p.a.)
Promoted Finder Score 9.6 Excellent UniSuper - Global Companies in Asia Most LovedIndustry fundHigher risk	Finder Score 9.6 Excellent	Last 1 year performance (p.a.) +11.52%	Last 3 year performance (p.a.) +18.1%	Last 5 year performance (p.a.) +12.18%	Last 10 year performance (p.a.) +12.82%	Fees on $50k balance (p.a.) $311	Go to siteView details Compare product selection Compare	loading
Finder Score 9.1 Excellent UniSuper - High Growth Most LovedIndustry fundHigher risk	Finder Score 9.1 Excellent	Last 1 year performance (p.a.) +10.78%	Last 3 year performance (p.a.) +13.32%	Last 5 year performance (p.a.) +9.52%	Last 10 year performance (p.a.) +10.28%	Fees on $50k balance (p.a.) $391	This fund targets high growth over a long term horizon by investing in higher growth, higher risk assets such as Australian and international shares.	Go to siteView details Compare product selection Compare	loading
Finder Score 9 Excellent UniSuper - Balanced Most LovedIndustry fundHigher risk	Finder Score 9 Excellent	Last 1 year performance (p.a.) +9.31%	Last 3 year performance (p.a.) +10.45%	Last 5 year performance (p.a.) +7.48%	Last 10 year performance (p.a.) +8.09%	Fees on $50k balance (p.a.) $351	Go to siteView details Compare product selection Compare	loading
Finder Score 9 Excellent UniSuper - Australian Dividend Income Most LovedIndustry fundHigher risk	Finder Score 9 Excellent	Last 1 year performance (p.a.) +7.33%	Last 3 year performance (p.a.) +10.38%	Last 5 year performance (p.a.) +10.56%	Last 10 year performance (p.a.) +8.43%	Fees on $50k balance (p.a.) $296	Go to siteView details Compare product selection Compare	loading
Finder Score 8.9 Great UniSuper - Sustainable Balanced Most LovedIndustry fundEthicalHigher risk	Finder Score 8.9 Great	Last 1 year performance (p.a.) +6.8%	Last 3 year performance (p.a.) +11.46%	Last 5 year performance (p.a.) +6.81%	Last 10 year performance (p.a.) +7.78%	Fees on $50k balance (p.a.) $326	Go to siteView details Compare product selection Compare	loading
Finder Score 8.8 Great UniSuper - Sustainable High Growth Most LovedIndustry fundEthicalHigher risk	Finder Score 8.8 Great	Last 1 year performance (p.a.) +7.11%	Last 3 year performance (p.a.) +13.63%	Last 5 year performance (p.a.) +8.49%	Last 10 year performance (p.a.) +9.66%	Fees on $50k balance (p.a.) $326	Go to siteView details Compare product selection Compare	loading
Finder Score 9.6 Excellent UniSuper Allocated Pension - Growth Most LovedIndustry fundHigher risk	Finder Score 9.6 Excellent	Last 1 year performance (p.a.) +11.25%	Last 3 year performance (p.a.) +13.46%	Last 5 year performance (p.a.) +9.19%	Last 10 year performance (p.a.) +9.93%	Fees on $50k balance (p.a.) $446	ContinueView details Compare product selection Compare	loading
Finder Score 9.6 Excellent UniSuper Allocated Pension - Global Companies in Asia Most LovedIndustry fundHigher risk	Finder Score 9.6 Excellent	Last 1 year performance (p.a.) +12.59%	Last 3 year performance (p.a.) +19.61%	Last 5 year performance (p.a.) +13.05%	Last 10 year performance (p.a.) +13.81%	Fees on $50k balance (p.a.) $356	ContinueView details Compare product selection Compare	loading
Finder Score 9.5 Excellent UniSuper - Growth Most LovedIndustry fundHigher risk	Finder Score 9.5 Excellent	Last 1 year performance (p.a.) +10.45%	Last 3 year performance (p.a.) +12.28%	Last 5 year performance (p.a.) +8.51%	Last 10 year performance (p.a.) +9.11%	Fees on $50k balance (p.a.) $401	ContinueView details Compare product selection Compare	loading
Finder Score 9.5 Excellent UniSuper Allocated Pension - High Growth Most LovedIndustry fundHigher risk	Finder Score 9.5 Excellent	Last 1 year performance (p.a.) +12%	Last 3 year performance (p.a.) +14.87%	Last 5 year performance (p.a.) +10.45%	Last 10 year performance (p.a.) +11.29%	Fees on $50k balance (p.a.) $436	ContinueView details Compare product selection Compare	loading
Finder Score 9.4 Excellent UniSuper Allocated Pension - Balanced Most LovedIndustry fundHigher risk	Finder Score 9.4 Excellent	Last 1 year performance (p.a.) +10.33%	Last 3 year performance (p.a.) +11.73%	Last 5 year performance (p.a.) +8.24%	Last 10 year performance (p.a.) +8.99%	Fees on $50k balance (p.a.) $396	ContinueView details Compare product selection Compare	loading
Finder Score 9.4 Excellent UniSuper Allocated Pension - International Shares Most LovedIndustry fundHigher risk	Finder Score 9.4 Excellent	Last 1 year performance (p.a.) +13.69%	Last 3 year performance (p.a.) +19.32%	Last 5 year performance (p.a.) +10.51%	Last 10 year performance (p.a.) +12.04%	Fees on $50k balance (p.a.) $426	ContinueView details Compare product selection Compare	loading
Finder Score 9.3 Excellent UniSuper Allocated Pension - Conservative Balanced Most LovedIndustry fund	Finder Score 9.3 Excellent	Last 1 year performance (p.a.) +8.48%	Last 3 year performance (p.a.) +8.56%	Last 5 year performance (p.a.) +6.67%	Last 10 year performance (p.a.) +6.49%	Fees on $50k balance (p.a.) $406	ContinueView details Compare product selection Compare	loading
Finder Score 9.3 Excellent UniSuper - International Shares Most LovedIndustry fundHigher risk	Finder Score 9.3 Excellent	Last 1 year performance (p.a.) +12.79%	Last 3 year performance (p.a.) +17.56%	Last 5 year performance (p.a.) +9.63%	Last 10 year performance (p.a.) +11.15%	Fees on $50k balance (p.a.) $381	ContinueView details Compare product selection Compare	loading
Finder Score 9.3 Excellent UniSuper Allocated Pension - Australian Shares Most LovedIndustry fundHigher risk	Finder Score 9.3 Excellent	Last 1 year performance (p.a.) +11.03%	Last 3 year performance (p.a.) +12.55%	Last 5 year performance (p.a.) +11.83%	Last 10 year performance (p.a.) +11.72%	Fees on $50k balance (p.a.) $481	ContinueView details Compare product selection Compare	loading
Finder Score 9.2 Excellent UniSuper Allocated Pension - Australian Dividend Income Most LovedIndustry fundHigher risk	Finder Score 9.2 Excellent	Last 1 year performance (p.a.) +8.67%	Last 3 year performance (p.a.) +11.72%	Last 5 year performance (p.a.) +11.61%	Last 10 year performance (p.a.) +9.57%	Fees on $50k balance (p.a.) $341	ContinueView details Compare product selection Compare	loading
Finder Score 9.1 Excellent UniSuper Allocated Pension - Sustainable High Growth Most LovedIndustry fundHigher risk	Finder Score 9.1 Excellent	Last 1 year performance (p.a.) +7.62%	Last 3 year performance (p.a.) +15.09%	Last 5 year performance (p.a.) +9.27%	Last 10 year performance (p.a.) +10.62%	Fees on $50k balance (p.a.) $371	ContinueView details Compare product selection Compare	loading
Finder Score 9.1 Excellent UniSuper Allocated Pension - Sustainable Balanced Most LovedIndustry fundHigher risk	Finder Score 9.1 Excellent	Last 1 year performance (p.a.) +6.93%	Last 3 year performance (p.a.) +12.54%	Last 5 year performance (p.a.) +7.29%	Last 10 year performance (p.a.) +8.57%	Fees on $50k balance (p.a.) $371	ContinueView details Compare product selection Compare	loading
Finder Score 9 Excellent UniSuper - MySuper Balanced Most LovedIndustry fundHigher risk	Finder Score 9 Excellent	Last 1 year performance (p.a.) +9.31%	Last 3 year performance (p.a.) +10.45%	Last 5 year performance (p.a.) +7.48%	Last 10 year performance (p.a.) +8.09%	Fees on $50k balance (p.a.) $351	ContinueView details Compare product selection Compare	loading
Finder Score 9 Excellent UniSuper - Australian Shares Most LovedIndustry fundHigher risk	Finder Score 9 Excellent	Last 1 year performance (p.a.) +10.19%	Last 3 year performance (p.a.) +10.96%	Last 5 year performance (p.a.) +10.47%	Last 10 year performance (p.a.) +10.25%	Fees on $50k balance (p.a.) $436	ContinueView details Compare product selection Compare	loading

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How we picked these

The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending December 2025

Finder Score for super funds

Finder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.

We assess products from over 40 providers based on their risk profile.

Read the full methodology

Key features of UniSuper

• High-performing fund. UniSuper has been among the top performing Growth super funds in recent years. Although past performance isn't a reliable indicator of future performance.
• Low fees. The Balanced option has lower annual fees in comparison to many other balanced super options in the market.
• Originally designed for those working in higher education. UniSuper was originally designed for Australians working in the higher education and research sector, however it is now open to everyone to join.
• MySuper product. The UniSuper Balanced investment option is an approved, low-cost, no-frills MySuper option for members.
• Seven pre-mixed investment options. Members can choose between seven different pre-mixed investment options that each have a different risk level and asset allocation.

UniSuper pre-mixed investment options

Members can choose between seven pre-mixed, diversified investment options depending on the level of risk you want to take on. If you don't make an investment choice, you'll be placed in the Balanced options, which is UniSuper's default MySuper investment product.

Sector investment options

If you want to be a bit more hands on with your super, you can create your own investment mix by selecting from one or more of the following individual sector options.

Note that these sector options are designed to be mixed together to form a diversified portfolio, rather than invest your whole balance in one individual sector.

• Australian bond
• Australian Equity Income
• Australian Shares
• Cash
• Global Companies in Asia
• Global Environmental Opportunities
• International Shares
• Listed Property
• Diversified Credit Income

UniSuper default insurance cover

Eligible members will receive the following default insurance cover when joining:

• Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
• Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.

You'll get a default level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.

You can also apply for Income Protection cover at an additional cost to you, which would provide regular payments if you hurt yourself and are unable to work for a period of time.

How to join UniSuper

You can join online by completing the application form on UniSuper's website. The application form should take you around 10-20 minutes to complete, and you'll need to provide the following bits of information:

• Your full name, date of birth and contact information
• Your Australian residential address
• Your phone number and email address
• Your tax file number (TFN)
• Your chosen investment option (if you want to invest in something other than the Balanced option) and insurance cover
• Details of your existing super fund if you'd like to consolidate your super

Once your application has been completed successfully, you'll receive your membership details by email. You can then give these to your employer so they can start paying your superannuation guarantee payments into your new fund.

Written by

Alison Banney

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise

Alison has written 667 Finder guides across topics including:

• Superannuation
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