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Australian superannuation funds

Here's a comprehensive list of super fund providers in Australia, including industry and retail funds.


What are superannuation companies?

Superannuation companies, more commonly referred to as superannuation funds, provide products to help invest and grow your retirement savings while you're still working. According to Finder research, there are 23.2 million superannuation accounts in Australia from a total of 145 fund providers.

Superannuation is compulsory for Australian employees, and you need a dedicated superannuation fund to put the money into (it can't just go into your standard bank account). Super companies offer these dedicated products. As of March 2023, the money held in Australian super funds totaled $3.5 trillion, according to the ASFA.

What are industry super funds?

Industry super funds are not-for-profit funds that were originally reserved for workers in a particular industry, but are now open to all Australians. These funds are owned and run by members, with profits going back into the fund to benefit members. They usually only exist to provide superannuation products.

What are retail super funds?

Retail funds are often owned by a bank, insurance provider or another type of large financial institution. As well as superannuation products, they often offer other financial products and services such as bank accounts, mortgage products and insurance. Profits are distributed among shareholders as well as put back into the fund.

What is a self managed super fund?

A self managed super fund (SMSF) is an option for people who want to manage their superannuation themselves, instead of putting it into a superannuation fund. You can create your own SMSF with up to 4 members (usually family members) and invest your retirement savings how you want to. However, SMSFs are expensive, tricky and time-consuming to run.

List of super companies and super fund products

List of superannuation funds

Use our comparison table to compare super funds based on performance, fees and insurance options.

1 - 16 of 45
Name Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)
Australian Ethical Super Balanced
Green CompanyEthical
Last 1 year performance (p.a.)
+9.53%
Last 3 year performance (p.a.)
+6.73%
Last 5 year performance (p.a.)
+6.71%
Last 10 year performance (p.a.)
+7.56%
Fees on $50k balance (p.a.)
$603
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Hostplus Balanced
Industry fund
Last 1 year performance (p.a.)
+8%
Last 3 year performance (p.a.)
+10%
Last 5 year performance (p.a.)
+6.89%
Last 10 year performance (p.a.)
+8.93%
Fees on $50k balance (p.a.)
$606
Go to siteMore Info
Aware Super High Growth
Industry fundHigher risk
Last 1 year performance (p.a.)
+10.92%
Last 3 year performance (p.a.)
+9.62%
Last 5 year performance (p.a.)
+7.64%
Last 10 year performance (p.a.)
+9.29%
Fees on $50k balance (p.a.)
$497
Go to siteMore Info
Virgin Money Super - LifeStage Tracker
LifestageHigher risk
Last 1 year performance (p.a.)
+13.07%
Last 3 year performance (p.a.)
+8.72%
Last 5 year performance (p.a.)
+6.98%
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$346
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HESTA Balanced Growth
Industry fund
Last 1 year performance (p.a.)
+9.59%
Last 3 year performance (p.a.)
+8.61%
Last 5 year performance (p.a.)
+6.56%
Last 10 year performance (p.a.)
+8.02%
Fees on $50k balance (p.a.)
$477
Go to siteMore Info
CareSuper Growth
Industry fundHigher risk
Last 1 year performance (p.a.)
+11.7%
Last 3 year performance (p.a.)
+9.47%
Last 5 year performance (p.a.)
+6.95%
Last 10 year performance (p.a.)
+8.94%
Fees on $50k balance (p.a.)
$553
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AustralianSuper - Balanced
Industry fund
Last 1 year performance (p.a.)
+8.23%
Last 3 year performance (p.a.)
+8.25%
Last 5 year performance (p.a.)
+6.75%
Last 10 year performance (p.a.)
+8.61%
Fees on $50k balance (p.a.)
$382
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Australian Retirement Trust - Growth
Higher risk
Last 1 year performance (p.a.)
+11.96%
Last 3 year performance (p.a.)
+11.95%
Last 5 year performance (p.a.)
+8.36%
Last 10 year performance (p.a.)
+9.53%
Fees on $50k balance (p.a.)
$587
Go to siteMore Info
UniSuper Balanced
Industry fund
Last 1 year performance (p.a.)
+10.34%
Last 3 year performance (p.a.)
+7.54%
Last 5 year performance (p.a.)
+6.63%
Last 10 year performance (p.a.)
+8.37%
Fees on $50k balance (p.a.)
$351
Go to siteMore Info
Virgin Money Super Indexed Australian Shares
Indexed investmentHigher risk
Last 1 year performance (p.a.)
+14.74%
Last 3 year performance (p.a.)
+11.09%
Last 5 year performance (p.a.)
+7.58%
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$388
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HESTA High Growth
Industry fundHigher risk
Last 1 year performance (p.a.)
+12.58%
Last 3 year performance (p.a.)
+11.27%
Last 5 year performance (p.a.)
+8.3%
Last 10 year performance (p.a.)
+9.46%
Fees on $50k balance (p.a.)
$557
Go to siteMore Info
UniSuper Conservative Balanced
Industry fund
Last 1 year performance (p.a.)
+5.5%
Last 3 year performance (p.a.)
+4.72%
Last 5 year performance (p.a.)
+4.51%
Last 10 year performance (p.a.)
+6.19%
Fees on $50k balance (p.a.)
$366
Go to siteMore Info
Australian Retirement Trust - Lifecycle Balanced Pool
Lifestage
Last 1 year performance (p.a.)
+9.88%
Last 3 year performance (p.a.)
+9.51%
Last 5 year performance (p.a.)
+6.98%
Last 10 year performance (p.a.)
+8.4%
Fees on $50k balance (p.a.)
$547
Go to siteMore Info
AustralianSuper Conservative Balanced
Finder AwardIndustry fund
Last 1 year performance (p.a.)
+5.64%
Last 3 year performance (p.a.)
+5.43%
Last 5 year performance (p.a.)
+5.04%
Last 10 year performance (p.a.)
+6.74%
Fees on $50k balance (p.a.)
$367
Go to siteMore Info
Australian Ethical Super Growth
Green CompanyEthicalHigher risk
Last 1 year performance (p.a.)
+11.43%
Last 3 year performance (p.a.)
+8.37%
Last 5 year performance (p.a.)
+7.44%
Last 10 year performance (p.a.)
+8.33%
Fees on $50k balance (p.a.)
$733
Go to siteMore Info
Australian Retirement Trust - Australian Shares
Higher risk
Last 1 year performance (p.a.)
+14.07%
Last 3 year performance (p.a.)
+11.6%
Last 5 year performance (p.a.)
+7.09%
Last 10 year performance (p.a.)
+8.76%
Fees on $50k balance (p.a.)
$352
Go to siteMore Info
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Showing 16 of 45 results

The information in the table is based on data provided by Chant West Pty Ltd (AFSL 255320) which is itself supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such information. Chant West’s Financial Services Guide is available at https://www.chantwest.com.au/financial-services-guide . Finder offers no guarantees or warranties about the data and we recommend that users make their own enquiries before relying on this information. Performance, fees and insurance data is based on each fund's default MySuper product. Where the performance, fees and insurance data for the MySuper fund vary according to the member's age, results for individuals between 40-49 years of age have been shown. Past performance is not a reliable indicator of future performance.

*Past performance data is for period ending June 2023 and fee data is updated monthly.

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24 Responses

    Default Gravatar
    VinOctober 10, 2023

    If super funds are charging fees based on super balances in multiples of 50k, then having 100k in one super fund or having 50k in 2 different funds should not make a big difference with respect to super fees, right?

      AvatarFinder
      AngusOctober 18, 2023Finder

      While many fees charged for super are as a percentage of the sum invested, some can be fixed (e.g. administration fees). So if you have multiple accounts, you likely will end up paying more than in using just a single fund.

    Default Gravatar
    AndrewAugust 23, 2023

    Who is the best performing Super fund At the moment?

      AvatarFinder
      AlisonSeptember 21, 2023Finder

      Hi Andrew, this would depend on a whole range of factors such as which investment option you’re looking at and which investment time period. You can see the latest performance figures for funds in our comparison table: https://www.finder.com.au/super-funds

    Default Gravatar
    SallyMay 13, 2023

    My super was recently transferred to Mercer.
    First I knew about it was when my employer was unable to make a deposit into it.
    I’m concerned as this is not a company I chose to be with, but have no idea who would be better.
    I’m still five yrs from retirement and want my money in safe hands.

      AvatarFinder
      AlisonMay 16, 2023Finder

      Hi Sally, we’re a comparison site and aren’t able to offer you any personal financial advice. We’d strongly suggest speaking with a financial advisor or accountant who can offer you personal advice on your super and retirement planning.

    Default Gravatar
    hoangMarch 7, 2022

    What is the ranking of Telstra super in general ?

      AvatarFinder
      AlisonMarch 17, 2022Finder

      Hi Horang,

      Please note that Telstra is not an open fund, meaning there are eligibility criteria you need to meet in order to join. To join this fund, you must be a Telstra employee or have a family member who is.

      In terms of how this fund performs, you can see its performance returns here.

      You can compare these with other funds in the market to get an idea of how this fund has performed in the past (but keep in mind past performance isn’t a reliable indicator of future performance). You should also compare the fees of this fund too against others.

      You can compare other super funds that are open for all Australians to join here.

      Hope this helps.

      Thanks,
      Alison

    Default Gravatar
    KristinaJuly 24, 2019

    can you divide your super accross all super funds without having to pay fees for low income earners?

      Default Gravatar
      NikkiJuly 25, 2019

      Hi Kristina,

      Thanks for getting in touch! You can divide your super across as many funds as you want to, but you will need to pay fees on each fund. This is why it’s generally advised to only have the one super fund.

      Hope this was helpful. Should you need any clarifications, feel free to message back and we can advise you accordingly.

      Best,
      Nikki

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