First Super: Investment performance and fees
First Super is an industry super fund for the furniture, joinery, pulp, paper and timber industry that's open to all members to join.
First Super performance and fees
When joining the fund you'll be placed in the MySuper Balanced option initially which is the default option, however you can switch to another investment option at any time.
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The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending March 2026
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Key features & facts of First Super
- Industry super fund. First Super is an industry fund for those working in the furniture, joinery, pulp, paper and timber industry (however it is now open to everyone to join).
- Default insurance options. Eligible members will get default insurance cover when joining the fund with no medical exams.
- MySuper product. The MySuper Balanced investment option is the default investment option for all members when joining the fund, unless you choose otherwise.
- Simple range of pre-mixed investment options. Members can choose between a small range of different pre-mixed investment options that each have a different risk level and asset allocation.
- No single sector options. First Super offer just 4 simple pre-mixed fund options, and no single sector options to build your own investment mix.
First Super pre-mixed investment options
If you don't make an investment choice, you'll be placed in the Balanced option, which is the default MySuper investment product designed to suit most members.
| Investment option | Risk level |
|---|---|
| Conservative Balanced This option has a more even balance between growth and defensive assets compared to the other options, which invest in more growth assets. It's designed for members who aren't comfortable taking on too much risk and who wish to avoid market fluctuations in the short term, while still gaining some level of capital growth. | Medium |
| Balanced (MySuper) This is the default investment option designed to suit most members. It's where you'll be invested if you don't make an investment preference. It has a focus on growth over the medium to long term. | Medium to High |
| Growth This option provides more allocation to growth assets than the previous options, and may suit members looking for more exposure to shares. It's designed for members with a longer investment timeframe of at least 10 years, or members with a higher risk tolerance. | High |
| Shares Plus This option invests almost entirely in shares, making it the most high-risk investment option available. It aims to achieve higher returns over the long term. It's designed for members seeking higher long-term growth. | High |
First Super default insurance cover
Eligible members will receive the following default insurance cover when joining:
- Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
- Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
- Income Protection: This cover is paid out in the even you can't work and lose your income.
You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.
How to join First Super
You can join online by completing the application form on First Super's website. The application form should take you around 10-20 minutes to complete, and you'll need to provide the following bits of information:
- Your full name, date of birth and contact information
- Your Australian residential address
- Your phone number and email address
- Your tax file number (TFN)
- Your chosen investment option (if you want to invest in something other than the Balanced option) and insurance cover
- Details of your existing super fund if you'd like to consolidate your super
Once your application has been completed successfully, you'll receive your membership details by email. You can then give these to your employer so they can start paying your superannuation guarantee payments into your new fund.
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