Spaceship Super performance and fees
You'll automatically be invested in the GrowthX option when you join Spaceship, however you're able to switch investment options at any time.
What are the key features of Spaceship Super?
Spaceship offers the following features and benefits to its members:
- Four investment choices. Spaceship offers 4 different investment options, providing different allocations to growth and defensive assets to suit different investment objectives and risk tolerances.
- Thematic investment focus. The GrowthX, Balanced, and Moderate investment options have strong exposure to assets that are expected to benefit from technology and long-term innovation.
- Online application and rollover. You can sign up for a Spaceship account online and easily roll over your existing super balance into your new account.
- App-based fund. Spaceship offers a modern app where you can keep up to date with your super, easily make contributions and track performance.
- Insurance cover. Access Income Protection, Death and Total, Permanent Disability (TPD) cover through your super.
Spaceship super products
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending December 2025
Finder Score for super funds
Finder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.
We assess products from over 40 providers based on their risk profile.
More details on Spaceship Super investment options
Spaceship offers two investment options to help you build towards your financial goals for retirement. Check out the tables below for a full run-down of the features of Spaceship's GrowthX and Global Index investment options.
| Investment option | Risk level | Asset allocation |
|---|---|---|
| GrowthX This option may suit investors who are willing to accept a higher level of risk to achieve increased returns over the longer term, with some volatility in the short term. This investment option has a strong focus on Australian and global shares. | High risk (level 6) |
|
| Global Index This option may also suit investors who are willing to accept a higher level of risk, more exposure to international stocks and want a passive investment option. It invests heavily in indexed global equities (around 80%) and Australian shares (10%), and has slightly lower fees than the GrowthX option. | High risk (level 6) |
|
| Balanced This option still invests quite heavily into growth assets, however has more exposure to defensive assets than the GrowthX and Global Index options. Again, investors will need to be comfortable taking a higher level of short-term risk to potentially achieve greater returns over the longer term. | Medium to High (level 5) |
|
| Moderate This option has the greatest level of exposure to defensive assets and is designed for those wanting a more equal allocation between growth and defensive assets within a diversified portfolio. | Medium (level 4) |
|
What insurance is offered with Spaceship Super?
You can access the following types of insurance cover through Speceship Super:
- Income protection cover. This pays a monthly benefit while if you're unable to work due to illness or injury. The maximum benefit period is is 2 years.
- Total and permanent disablement cover. This type of cover provides a lump sum payment if you become totally and permanently disabled and can no longer work.
- Death cover. This policy provides a lump sum payment when you die, allowing you to provide for your loved ones and help them repay debts.
Pros and cons of Spaceship Super
Pros
- Investment options available to suit different levels of risk
- High past performance returns
- Simple investment strategy that's easy to understand and managed on your behalf
- Easy account access 24/7 via the Spaceship mobile app
Cons
- Only 4 investment options to choose between
- Spaceship is not a MySuper-authorised super product
How do I join Spaceship Super?
You can join Spaceship Super by completing the online application form.
You'll need to provide:
- Personal details. You must supply your name, address, date of birth and contact information.
- Tax File Number (TFN). While supplying your TFN is not compulsory, doing so ensures that your contributions and benefits will be taxed at the lowest possible rate.
- Previous super fund details. If transferring to Spaceship from another super fund, you'll need to provide details of your current fund.
Along with your completed application form, you'll also need to submit an authority to facilitate a payment into your new Spaceship account.
You'll be sent a Welcome Pack confirming Spaceship's receipt of your application, as well as your entitlements as a member of Spaceship. You can then start making contributions and building a bigger super balance to fund your retirement.
DISCLAIMER: This article may contain general advice. You should consider your own personal circumstances before deciding if a superannuation product is right for you. Superannuation is a long term investment and past performance is not indicative of future performance.Sources
Ask a question
More guides on Finder
-
The Super Helpful Retirement Hub
SPONSORED: With MySuper Lifecycle, Aware Super offers an investment approach that automatically adjusts your investment mix to your age over time.
-
Compare pension funds that give you an annual income in retirement
Compare pension funds and create a flexible, tax-effective income stream in retirement.
-
High growth super funds Australia
A high growth super fund invests more of your super into growth assets like shares, aiming for higher returns over the long term.
-
Best Super Funds Australia
We've analysed Australian super funds to find the best-performing super funds, the best industry super funds and the best super fund for low fees. Find the right super fund for you.
-
Virgin Money Super: Performance, features and fees
With competitive fees, eight investment options and tailored super advice at no extra cost, Virgin Money Super can help you enjoy a comfortable retirement.
-
Ethical super funds in Australia
If you want to make sure your super balance is invested in companies that reflect your values and beliefs, check out this guide to ethical investing.
-
ING Living Super: Performance, features and fees
ING Living Super offers easy online access and a choice of flexible investment options to suit your life stage and retirement goals.
-
Superannuation for sole traders and self-employed
Self-employed super contributions are a great way to boost your retirement savings, but there are some rules. See rules for contributions and compare super funds if you're self employed.
-
Best super funds for teenagers
When you start your first job you'll need to open a bank account, a super fund and understand what your tax obligations are.
