Spaceship Super performance and fees
You'll automatically be invested in the GrowthX option when you join Spaceship, however you're able to switch investment options at any time.
What are the key features of Spaceship Super?
Spaceship offers the following features and benefits to its members:
- Four investment choices. Spaceship offers 4 different investment options, providing different allocations to growth and defensive assets to suit different investment objectives and risk tolerances.
- Thematic investment focus. The GrowthX, Balanced, and Moderate investment options have strong exposure to assets that are expected to benefit from technology and long-term innovation.
- Online application and rollover. You can sign up for a Spaceship account online and easily roll over your existing super balance into your new account.
- App-based fund. Spaceship offers a modern app where you can keep up to date with your super, easily make contributions and track performance.
- Insurance cover. Access Income Protection, Death and Total, Permanent Disability (TPD) cover through your super.
Spaceship super products
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How we picked these
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending March 2026
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More details on Spaceship Super investment options
Spaceship offers two investment options to help you build towards your financial goals for retirement. Check out the tables below for a full run-down of the features of Spaceship's GrowthX and Global Index investment options.
| Investment option | Risk level | Asset allocation |
|---|---|---|
| GrowthX This option may suit investors who are willing to accept a higher level of risk to achieve increased returns over the longer term, with some volatility in the short term. This investment option has a strong focus on Australian and global shares. | High risk (level 6) |
|
| Global Index This option may also suit investors who are willing to accept a higher level of risk, more exposure to international stocks and want a passive investment option. It invests heavily in indexed global equities (around 80%) and Australian shares (10%), and has slightly lower fees than the GrowthX option. | High risk (level 6) |
|
| Balanced This option still invests quite heavily into growth assets, however has more exposure to defensive assets than the GrowthX and Global Index options. Again, investors will need to be comfortable taking a higher level of short-term risk to potentially achieve greater returns over the longer term. | Medium to High (level 5) |
|
| Moderate This option has the greatest level of exposure to defensive assets and is designed for those wanting a more equal allocation between growth and defensive assets within a diversified portfolio. | Medium (level 4) |
|
What insurance is offered with Spaceship Super?
You can access the following types of insurance cover through Speceship Super:
- Income protection cover. This pays a monthly benefit while if you're unable to work due to illness or injury. The maximum benefit period is is 2 years.
- Total and permanent disablement cover. This type of cover provides a lump sum payment if you become totally and permanently disabled and can no longer work.
- Death cover. This policy provides a lump sum payment when you die, allowing you to provide for your loved ones and help them repay debts.
Pros and cons of Spaceship Super
Pros
- Investment options available to suit different levels of risk
- High past performance returns
- Simple investment strategy that's easy to understand and managed on your behalf
- Easy account access 24/7 via the Spaceship mobile app
Cons
- Only 4 investment options to choose between
- Spaceship is not a MySuper-authorised super product
How do I join Spaceship Super?
You can join Spaceship Super by completing the online application form.
You'll need to provide:
- Personal details. You must supply your name, address, date of birth and contact information.
- Tax File Number (TFN). While supplying your TFN is not compulsory, doing so ensures that your contributions and benefits will be taxed at the lowest possible rate.
- Previous super fund details. If transferring to Spaceship from another super fund, you'll need to provide details of your current fund.
Along with your completed application form, you'll also need to submit an authority to facilitate a payment into your new Spaceship account.
You'll be sent a Welcome Pack confirming Spaceship's receipt of your application, as well as your entitlements as a member of Spaceship. You can then start making contributions and building a bigger super balance to fund your retirement.
DISCLAIMER: This article may contain general advice. You should consider your own personal circumstances before deciding if a superannuation product is right for you. Superannuation is a long term investment and past performance is not indicative of future performance.Sources
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