Aware Super won the super fund provider of the year award in 2024. Aware Super combines strong fund performance with great customer satisfaction. To win in this category, a super fund must not only score highly for its super fund products based on performance and fees. It also needs to score highly among actual customers based on trustworthiness and customers service.
Aware Super Balanced Indexed won the best low fee super fund award. This fund had some of the lowest fees on the market and strong performance.
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.
We assess products from over 40 providers based on their risk profile.
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending March 2025
Based on Aware Super super fund scores in Finder's 2024 Customer Satisfaction Awards.
Aware Super Conservative Balanced won the best conservative fund award this year. This fund has reasonable fees and solid performance compared to other conservative funds.
Aware Super International Shares ranked in highly commended for the shares super fund category.
You can choose to invest your super in one of the following pre-mixed investment options depending on your risk tolerance and personal preference.
If you don't want to choose, you'll automatically be invested in options based on your age.
| Pre-mixed investment option | Risk level | How your money is invested |
|---|---|---|
| High Growth | High | 88% growth 12% defensive assets |
| Balanced | High | 75% growth 25% defensive assets |
| High growth socially conscious | High | 88% growth 12% defensive assets This option has restrictions based environmental and social impacts. |
| Conservative | Low to medium | 38% growth 62% defensive assets |
If you want to be more hands-on with your super, you can build your own investment portfolio using one or a combination of these single asset class options.
| Single asset class option | Risk | Target asset allocation |
|---|---|---|
| Cash | Very low | Cash: 100% |
| Australian shares | Very high | Australian equities: 100% (95%-100% range) |
| International shares | Very high | International equities: 100% (95%-100% range) |
| Bonds | Medium to high | 50% Australian fixed income 50% international fixed income |
| Property | Very high | Listed and unlisted property: 100% (95%-100% range) |
You can opt in for the following default insurance when you become an Aware Super member:
Your level of cover will depend on your age and occupation, and you can reduce your level of cover or cancel your cover altogether at any time. You also have the option of adding income protection insurance cover at any point.
You can join Aware Super online; and the application process is simple and should take you 10-20 minutes to complete.
Make sure you have the following details handy before you start the application:
Once your application has been completed successfully, you'll receive the details of your membership by email. You should then give these details to your employer if you'd like your compulsory employer super payments to go into your Aware Super fund.
There are 3 ways you can access your super. The age you need to be to access your super will depend on when you were born. Here's how to access your super while you're still working, and after you've retired.
Spouse super contributions allow you to grow your partner’s super balance and also save money on tax. Here’s how spouse super contributions work.
We've compared the fees, investment options and performance for both Australian Retirement Trust and HESTA to help you choose between these two popular super funds.
Here’s how to choose between the different investment options offered by your super fund, including balanced, growth and ethical options.
Here’s why it’s so important to consolidate your super, and the steps you need to follow to roll over your super today.
This guide explains how salary sacrificing into your super works, how to set it up and what to consider before going ahead.
Steps to choose a beneficiary for your superannuation fund proceeds in the event of your death.
There are many ways you can grow your super, including salary sacrifice, making extra personal contributions and reducing your fees. Here are six easy ways to increase your super.
MySuper is a type of super fund with low fees and simple features. MySuper funds are often the default option, and it's where most of us have our super invested. Learn all about MySuper accounts here.
Explore the intricacies of the early release of super, including eligibility criteria and application steps. This guide provides essential insights for accessing your superannuation funds prior to retirement.
hi,
i would like to talk to you about private super contribution .
Hi,
You’ve reached Finder. To speak to someone at Aware Super please get in touch with the fund dirctly. You can call them on: 1300 650 873
Thanks,
Alison
i’m 67 this year till working full time can i access my super and not affect my taxable income
Hi Brian,
We’re not licenced to provide taxation advice. However this information on the ATO website might be useful.
Hope this helps!
Can i join Aware with zero funds. Funds will start going in as soon as i give my details to my employer. How long does it takes to be effective member? Can i give my membership details to my employer as soon as possible once i received it. Thank you.
Hi,
Yes you can join the fund without bringing over any money into it initially. You’ll receive your membership details right away after your application is complete, which you can give to your employer.