Aware Super | Performance, features and fees

Aware Super is a low-fee super fund with 12 different ways to invest including a MySuper option and an ethical investment option.

Aware Super
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Congratulations, Aware Super!

Aware Super was a big winner in the 2025 Finder Awards.

  • Highly commended, Best Balanced Super Fund Balanced Socially Concious
  • Winner, Best High Growth Super Fund International Shares

Full list of 2025 share trading platform winners

Aware Super performance and fees

20 of 37 results
Finder Score Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)
Finder Score
Last 1 year performance (p.a.)
+14.69%
Last 3 year performance (p.a.)
N/A
Last 5 year performance (p.a.)
N/A
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$162
This is a high risk investment option that invests heavily in Australian and international shares and aims for higher returns over the long term.
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Aware Super logo
Finder Score
Aware Super International Shares
Finder AwardIndustry fundHigher risk
Finder Score
Last 1 year performance (p.a.)
+21.55%
Last 3 year performance (p.a.)
+21.26%
Last 5 year performance (p.a.)
+15.07%
Last 10 year performance (p.a.)
+12.54%
Fees on $50k balance (p.a.)
$162
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Aware Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+12.6%
Last 3 year performance (p.a.)
+12.81%
Last 5 year performance (p.a.)
+9.56%
Last 10 year performance (p.a.)
+8.73%
Fees on $50k balance (p.a.)
$337
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Aware Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+11.42%
Last 3 year performance (p.a.)
+12.71%
Last 5 year performance (p.a.)
+10.15%
Last 10 year performance (p.a.)
+9.3%
Fees on $50k balance (p.a.)
$442
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Finder Score
Last 1 year performance (p.a.)
+11.16%
Last 3 year performance (p.a.)
+12.41%
Last 5 year performance (p.a.)
+9.81%
Last 10 year performance (p.a.)
+9.02%
Fees on $50k balance (p.a.)
$437
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Finder Score
Finder Score
Last 1 year performance (p.a.)
+10.9%
Last 3 year performance (p.a.)
+12.12%
Last 5 year performance (p.a.)
+9.47%
Last 10 year performance (p.a.)
+8.75%
Fees on $50k balance (p.a.)
$432
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Finder Score
Last 1 year performance (p.a.)
+10.64%
Last 3 year performance (p.a.)
+11.82%
Last 5 year performance (p.a.)
+9.14%
Last 10 year performance (p.a.)
+8.47%
Fees on $50k balance (p.a.)
$427
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Finder Score
Last 1 year performance (p.a.)
+10.37%
Last 3 year performance (p.a.)
+11.53%
Last 5 year performance (p.a.)
+8.8%
Last 10 year performance (p.a.)
+8.19%
Fees on $50k balance (p.a.)
$417
This is a balanced option aiming for moderate growth over the long term.
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Finder Score
Last 1 year performance (p.a.)
+11.68%
Last 3 year performance (p.a.)
+13%
Last 5 year performance (p.a.)
+10.48%
Last 10 year performance (p.a.)
+9.58%
Fees on $50k balance (p.a.)
$452
A lifecycle super fund weighted heavily towards high growth assets, targeted to people 55 and under.
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Finder Score
Finder Score
Last 1 year performance (p.a.)
+8.68%
Last 3 year performance (p.a.)
+9.28%
Last 5 year performance (p.a.)
+6.76%
Last 10 year performance (p.a.)
+6.53%
Fees on $50k balance (p.a.)
$397
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Finder Score
Last 1 year performance (p.a.)
+23.24%
Last 3 year performance (p.a.)
+23.01%
Last 5 year performance (p.a.)
+16.16%
Last 10 year performance (p.a.)
+13.46%
Fees on $50k balance (p.a.)
$172
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Finder Score
Finder Score
Last 1 year performance (p.a.)
+11.72%
Last 3 year performance (p.a.)
N/A
Last 5 year performance (p.a.)
N/A
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$172
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Finder Score
Finder Score
Last 1 year performance (p.a.)
+11.13%
Last 3 year performance (p.a.)
+11.24%
Last 5 year performance (p.a.)
+8.22%
Last 10 year performance (p.a.)
+8.36%
Fees on $50k balance (p.a.)
$327
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Aware Super Balanced Indexed
NewIndustry fundIndexed investment
Finder Score
Last 1 year performance (p.a.)
+12.93%
Last 3 year performance (p.a.)
N/A
Last 5 year performance (p.a.)
N/A
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$162
More info
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Aware Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+9.02%
Last 3 year performance (p.a.)
N/A
Last 5 year performance (p.a.)
N/A
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$167
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Finder Score
Finder Score
Last 1 year performance (p.a.)
+12.22%
Last 3 year performance (p.a.)
+16.44%
Last 5 year performance (p.a.)
+14.57%
Last 10 year performance (p.a.)
+11.74%
Fees on $50k balance (p.a.)
$172
More info
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Aware Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+8.68%
Last 3 year performance (p.a.)
+9.28%
Last 5 year performance (p.a.)
+6.76%
Last 10 year performance (p.a.)
+6.53%
Fees on $50k balance (p.a.)
$397
More info
Compare product selection
Aware Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+14.02%
Last 3 year performance (p.a.)
N/A
Last 5 year performance (p.a.)
N/A
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$352
More info
Compare product selection
Aware Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+11.16%
Last 3 year performance (p.a.)
+12.72%
Last 5 year performance (p.a.)
+9.35%
Last 10 year performance (p.a.)
+8.82%
Fees on $50k balance (p.a.)
$407
More info
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Aware Super logo
Finder Score
Aware Super Australian Shares
Industry fundHigher risk
Finder Score
Last 1 year performance (p.a.)
+10.81%
Last 3 year performance (p.a.)
+14.56%
Last 5 year performance (p.a.)
+12.87%
Last 10 year performance (p.a.)
+10.27%
Fees on $50k balance (p.a.)
$162
More info
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Showing 20 of 37 results

Finder Score for super funds

Finder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.

We assess products from over 40 providers based on their risk profile.

Read the full methodology

The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending September 2025

What do Australians think of Aware Super super fund?

  • 4.15/5 overall for Customer Satisfaction - higher than the average of 4.06
  • 4.45/5 for Trust - equal to the average of 4.45
  • 4.19/5 for Customer Service - higher than the average of 4.07

Based on Aware Super super fund scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

What are the key features of Aware Super?

  • Choose from 15 investment options. Choose between 9 pre-mixed investment portfolios or 6 single asset class options.
  • MySuper investment option. Aware Super's MySuper option is a high growth investment option while you're under age 55, then it'll gradually change to a growth option with slightly less exposure to shares.
  • Ethical investments available. Choose to invest in a pre-mixed portfolio of socially conscious options across super.
  • Default insurance cover. Eligible members receive automatic death and total permanent disablement (TPD) cover, with the option to increase, reduce or cancel cover at any time. Aware Super also offers tailored insurance cover for some higher risk professions such as police and ambulance.
  • Consolidate your super online. You can easily opt to consolidate your existing super into your new Aware Super account when joining, or any time after you've joined via the web portal or mobile app.
  • Access to advice about your super. Members can get free access to general advice about their super account, insurance and investment options. Members can also get access to personal financial advice and planning for an additional fee.

Aware Super investment options explained

Option 1: Pre-mixed investment portfolios

You can choose to invest your super in one of the following pre-mixed investment options depending on your risk tolerance and personal preference.

If you don't want to choose, you'll automatically be invested in options based on your age.

Pre-mixed investment optionRisk level How your money is invested
High Growth High88% growth

12% defensive assets

BalancedHigh75% growth

25% defensive assets

High growth socially consciousHigh88% growth

12% defensive assets

This option has restrictions based environmental and social impacts.

Conservative Low to medium38% growth

62% defensive assets

Option 2: Single asset class investment options

If you want to be more hands-on with your super, you can build your own investment portfolio using one or a combination of these single asset class options.

Single asset class optionRisk Target asset allocation
Cash Very lowCash: 100%
Australian sharesVery highAustralian equities: 100% (95%-100% range)
International sharesVery highInternational equities: 100% (95%-100% range)
BondsMedium to high50% Australian fixed income

50% international fixed income

Property Very highListed and unlisted property: 100% (95%-100% range)

What insurance options are available with Aware Super?

You can opt in for the following default insurance when you become an Aware Super member:

  • Death: This is paid to your beneficiaries (usually your immediate family) in the event of your unexpected death.
  • TPD: This is paid to you in the event you become disabled to the point you cannot work.

Your level of cover will depend on your age and occupation, and you can reduce your level of cover or cancel your cover altogether at any time. You also have the option of adding income protection insurance cover at any point.

How do I join Aware Super?

You can join Aware Super online; and the application process is simple and should take you 10-20 minutes to complete.

Make sure you have the following details handy before you start the application:

  • Your full name, date of birth and gender
  • Your Australian residential address
  • Your phone number and email address
  • Your tax file number (TFN)
  • Your chosen investment option and insurance cover
  • Details of your existing super fund if you'd like to consolidate your funds during the application process

Once your application has been completed successfully, you'll receive the details of your membership by email. You should then give these details to your employer if you'd like your compulsory employer super payments to go into your Aware Super fund.

Sources

Alison Banney's headshot
Written by

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 660 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living

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6 Responses

    Default Gravatar
    sudhaMay 29, 2025

    hi,
    i would like to talk to you about private super contribution .

      Alison Banney's headshotFinder
      AlisonMay 30, 2025Finder

      Hi,
      You’ve reached Finder. To speak to someone at Aware Super please get in touch with the fund dirctly. You can call them on: 1300 650 873
      Thanks,
      Alison

    Default Gravatar
    BrianMarch 6, 2024

    i’m 67 this year till working full time can i access my super and not affect my taxable income

    Default Gravatar
    MJTApril 28, 2023

    Can i join Aware with zero funds. Funds will start going in as soon as i give my details to my employer. How long does it takes to be effective member? Can i give my membership details to my employer as soon as possible once i received it. Thank you.

      Alison Banney's headshotFinder
      AlisonApril 28, 2023Finder

      Hi,
      Yes you can join the fund without bringing over any money into it initially. You’ll receive your membership details right away after your application is complete, which you can give to your employer.

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