We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
What are the key features of Superestate?
- Focus on property. Superestate has a strong focus on investing in residential properties, giving members access to the property market. Members benefit from capital growth of the properties as well as rental income.
- Investment transparency. You can see the properties the fund invests in on its website, with photos, the address and the purchase price.
- Three investment options. Superestate does not offer a default MySuper investment option. Instead, members can choose between three diversified investment options, each with a different level of risk and each with a focus on residential property.
- Low cost. The annual fees charged by Superestate are lower than a lot of other super funds in the market.
- Easily consolidate funds. Members can quickly and easily find missing super and consolidate it into their new Superestate fund using the online portal.
What investment options does Superestate offer?
Superestate offers members the choice between three investment options. It doesn't offer a MySuper option, so there's no default option available meaning you will need to choose an investment option when becoming a member. Read more about each option below.
Performance figures: As Superestate is a new fund there are no past performance figures to report yet.
|Investment option||Investment strategy||Risk level||Strategic asset allocation*|
|Superestate Balanced Essentials||This option is a similar level of risk to the Balanced Property option, but with a lower allocation towards property and a higher allocation towards equities.||Medium risk||Australian residential property: 10%|
International shares: 34%
Australian shares: 22%
Global infrastructure: 4%
Fixed interest: 25%
|Superestate Balanced Property||This option has a similar level of risk as the Balanced Essentials option, but has a higher allocation towards property.||Medium risk||Australian residential property: 25%|
International shares: 24%
Australian shares: 17%
Global infrastructure: 4%
Fixed interest: 25%
|Superestate Growth Property||This option is higher risk than the other two options and it has a higher allocation towards property. If you select this option, roughly half your funds will be invested in property.||Medium to high risk||Australian residential property: 50%|
International shares: 26%
Australian shares: 11%
Global infrastructure: 3%
Fixed interest: 7%
*The strategic asset allocation figures are correct as of July 2019 and might have changed slightly since this time.
What fees does Superestate charge?
Example of annual fees charged on $50,000 in Superestate Balanced Essentials:
Admin fee: $66 plus 0.24% of balance.
Indirect cost ratio including investment fees: 0.21%
Calculated annual fees on $50,000 balance: $291.50
Both the Growth Property and Balanced Property investment options charge different investment fees, which you can check by going to Superestate's site.
What insurance does Superestate offer?
All eligible Superestate members will receive automatic default Death, Total Permanent Disablement (TPD) and Income Protection cover when joining the fund. If you do not wish to have any insurance, you'll need to opt out of this when you join or any time after.
How do I join Superestate?
It's easy to become a member of Superestate and you can join online in less than 30 minutes. Head to its website to start your application. You'll need to provide you personal details including your full name, email address and residential address as well as your tax file number.
You'll be asked to select which investment option you'd like to go with, so make sure you consider this before beginning the application. If you want to bring any existing super you have over to Superestate, make sure you have your fund details and membership numbers handy.
More guides on Finder
Kogan Super | Performance, features and fees
Kogan Super offers 5 different investment options that each have low fees and mostly follow an indexed investment approach.
What is superannuation?
Superannuation is the main way of saving for your retirement in Australia. Your superannuation is one big investment portfolio in your name that's managed for you by your super fund.
Verve Super: Performance, features and fees
Verve Super is an ethical super fund designed by women for women and open to all Australians to join.
Australian Retirement Trust (formerly Sunsuper) vs HESTA: Which super fund is right for you?
We've compared the fees, investment options and performance for both Sunsuper and HESTA to help you choose between these two popular super funds.
Hostplus vs HESTA: Which super fund is right for you?
Hostplus and HESTA are two popular industry super funds, but which is right for you? We've compared their fees, investment options and performance side by side to help you choose.
Superannuation shakeup: Low-fee trading platform Superhero to launch super product
Superhero's new superannuation product will have similarly low fees to its trading platform and will offer two different ways to invest your super.
AustralianSuper vs Australian Ethical Super
Trying to decide between AustralianSuper and Australian Ethical Super? We've compared their fees, performance and investments to help you choose.
AustralianSuper vs LUCRF Super
We compare the fees, investments and performance of AustralianSuper and LUCRF Super so you can see which super fund might be right for you.
AustralianSuper vs Rest Super: Which super fund is right for you?
AustralianSuper and Rest are two popular industry super funds, but how do they compare on fees, performance and investment options?
Ask an Expert