CareSuper: Performance, features and fees

CareSuper investment options

You'll automatically be placed in the Balanced fund, which is the default MySuper option, when you join. After joining you're able to switch to another investment option at any time.

1 - 20 of 23

Name	Last 1 year performance (p.a.)	Last 3 year performance (p.a.)	Last 5 year performance (p.a.)	Last 10 year performance (p.a.)	Fees on $50k balance (p.a.)
CareSuper Capital Stable Industry fund	Last 1 year performance (p.a.) +6.96%	Last 3 year performance (p.a.) +3.81%	Last 5 year performance (p.a.) +3.84%	Last 10 year performance (p.a.) +4.61%	Fees on $50k balance (p.a.) $408	ContinueMore Info Compare
CareSuper - MySuper Balanced Industry fund	Last 1 year performance (p.a.) +9.62%	Last 3 year performance (p.a.) +5.41%	Last 5 year performance (p.a.) +6.58%	Last 10 year performance (p.a.) +7.58%	Fees on $50k balance (p.a.) $458	Continue Compare
CareSuper Allocated Pension - Direct Property Industry fundHigher risk	Last 1 year performance (p.a.) -5.98%	Last 3 year performance (p.a.) -0.97%	Last 5 year performance (p.a.) +1.63%	Last 10 year performance (p.a.) +6.89%	Fees on $50k balance (p.a.) $463	Continue Compare
CareSuper Direct Property Industry fundHigher risk	Last 1 year performance (p.a.) -4.86%	Last 3 year performance (p.a.) -0.61%	Last 5 year performance (p.a.) +1.8%	Last 10 year performance (p.a.) +6.38%	Fees on $50k balance (p.a.) $488	ContinueMore Info Compare
CareSuper Conservative Balanced Industry fund	Last 1 year performance (p.a.) +8.57%	Last 3 year performance (p.a.) +4.74%	Last 5 year performance (p.a.) +4.93%	Last 10 year performance (p.a.) +5.66%	Fees on $50k balance (p.a.) $428	ContinueMore Info Compare
CareSuper - Sustainable Balanced Industry fundEthical	Last 1 year performance (p.a.) +9.48%	Last 3 year performance (p.a.) +5.07%	Last 5 year performance (p.a.) +6.89%	Last 10 year performance (p.a.) +7.53%	Fees on $50k balance (p.a.) $418	Continue Compare
CareSuper Allocated Pension - Australian Shares Industry fundHigher risk	Last 1 year performance (p.a.) +11.85%	Last 3 year performance (p.a.) +8.62%	Last 5 year performance (p.a.) +9.74%	Last 10 year performance (p.a.) +10.15%	Fees on $50k balance (p.a.) $438	Continue Compare
CareSuper Growth Industry fundHigher risk	Last 1 year performance (p.a.) +11.3%	Last 3 year performance (p.a.) +6.2%	Last 5 year performance (p.a.) +7.64%	Last 10 year performance (p.a.) +8.44%	Fees on $50k balance (p.a.) $518	ContinueMore Info Compare
CareSuper Allocated Pension - Capital Stable Industry fund	Last 1 year performance (p.a.) +6.87%	Last 3 year performance (p.a.) +4.16%	Last 5 year performance (p.a.) +4.11%	Last 10 year performance (p.a.) +5.04%	Fees on $50k balance (p.a.) $383	Continue Compare
CareSuper Allocated Pension - Growth Industry fund	Last 1 year performance (p.a.) +11.76%	Last 3 year performance (p.a.) +6.82%	Last 5 year performance (p.a.) +8.2%	Last 10 year performance (p.a.) +9.15%	Fees on $50k balance (p.a.) $493	Continue Compare
CareSuper Overseas Shares Industry fundHigher risk	Last 1 year performance (p.a.) +19.51%	Last 3 year performance (p.a.) +7.02%	Last 5 year performance (p.a.) +9.64%	Last 10 year performance (p.a.) +10.23%	Fees on $50k balance (p.a.) $423	ContinueMore Info Compare
CareSuper Allocated Pension - Conservative Balanced Industry fund	Last 1 year performance (p.a.) +8.51%	Last 3 year performance (p.a.) +5.06%	Last 5 year performance (p.a.) +5.3%	Last 10 year performance (p.a.) +6.19%	Fees on $50k balance (p.a.) $403	Continue Compare
CareSuper Allocated Pension - Cash Industry fund	Last 1 year performance (p.a.) +4.84%	Last 3 year performance (p.a.) +3.45%	Last 5 year performance (p.a.) +2.24%	Last 10 year performance (p.a.) +2.34%	Fees on $50k balance (p.a.) $213	Continue Compare
CareSuper Allocated Pension - Fixed Interest Industry fund	Last 1 year performance (p.a.) +2.04%	Last 3 year performance (p.a.) +0.06%	Last 5 year performance (p.a.) +0.48%	Last 10 year performance (p.a.) +2.1%	Fees on $50k balance (p.a.) $278	Continue Compare
CareSuper Allocated Pension - Alternative Growth Industry fund	Last 1 year performance (p.a.) +9.55%	Last 3 year performance (p.a.) +6.1%	Last 5 year performance (p.a.) +6.5%	Last 10 year performance (p.a.) +7.94%	Fees on $50k balance (p.a.) $493	Continue Compare
CareSuper Allocated Pension - Sustainable Balanced Industry fund	Last 1 year performance (p.a.) +9.67%	Last 3 year performance (p.a.) +5.59%	Last 5 year performance (p.a.) +7.48%	Last 10 year performance (p.a.) +8.23%	Fees on $50k balance (p.a.) $393	Continue Compare
CareSuper Balanced Industry fund	Last 1 year performance (p.a.) +9.62%	Last 3 year performance (p.a.) +5.41%	Last 5 year performance (p.a.) +6.58%	Last 10 year performance (p.a.) +7.58%	Fees on $50k balance (p.a.) $458	ContinueMore Info Compare
CareSuper Fixed Interest Industry fund	Last 1 year performance (p.a.) +1.74%	Last 3 year performance (p.a.) +0.11%	Last 5 year performance (p.a.) +0.44%	Last 10 year performance (p.a.) +1.82%	Fees on $50k balance (p.a.) $303	ContinueMore Info Compare
CareSuper - Cash Industry fund	Last 1 year performance (p.a.) +4.14%	Last 3 year performance (p.a.) +2.95%	Last 5 year performance (p.a.) +1.91%	Last 10 year performance (p.a.) +2.01%	Fees on $50k balance (p.a.) $238	Continue Compare
CareSuper Allocated Pension - Overseas Shares Industry fundHigher risk	Last 1 year performance (p.a.) +22.77%	Last 3 year performance (p.a.) +7.96%	Last 5 year performance (p.a.) +10.68%	Last 10 year performance (p.a.) +11.39%	Fees on $50k balance (p.a.) $398	Continue Compare

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The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending December 2024

What are the key features of CareSuper?

• Industry super fund. CareSuper is an industry super fund, which means it's run to benefit members rather than shareholders. It began as a fund for the professional services, administration and office-based sector however, anyone is now free to join.
• Choose from a range of investment options. There are 6 pre-mixed investment portfolios and 5 single asset classes.
• MySuper investment option. The Balanced option is the default low-fee, no-frills MySuper option for members who don't wish to choose their own investment option.
• Ethical investments available. There's a socially responsible option available (Sustainable Balanced) that invests in companies with a positive social and environmental impact.
• Default insurance cover. Eligible members receive automatic death and total permanent disablement (TPD) cover.
• Consolidate your super online. You can opt to consolidate your existing super into your new CareSuper account when joining or any time after you've joined by logging into your online portal.

What investment options are available with CareSuper?

You can choose from a range of pre-mixed investment portfolios, or build your own portfolio with the single sector options.

Option 1: Pre-mixed investment portfolios

Each option below invests in a different mix of high-risk growth assets and low-risk defensive assets. You can see what assets are classed as growth and defensive below:

• Growth assets: Australian and international shares, private equity, infrastructure and property, alternatives.
• Defensive assets: Infrastructure, property, fixed income and cash (such as term deposits).

If you don't want to make a choice, you'll be placed in the Balanced option, which is the authorised MySuper option.

Option 2: Sector investment options

If you want to be more hands-on and create your own investment mix, you can put together your own portfolio using a mix of these single asset class options.

• Overseas Shares
• Australian Shares
• Direct Property
• Fixed Interest
• Cash

What insurance cover is available with CareSuper?

Members will be eligible for the following insurance cover automatically when joining (you'll receive a basic level of cover to start with):

• Death. This is paid to your beneficiary (usually your spouse or a member of your immediate family) in the event of your unexpected death.
• Total and permanent disability (TPD). This is paid to you in the event you become disabled and can no longer work again.
• Income Protection. This is in the even that you're injured and cannot work for a period of time.

You can increase, reduce or cancel your cover altogether at any time after joining the fund. You also have the option of adding income protection insurance and life insurance cover at any point.

How do I join CareSuper?

You don't need to work in the professional services industry to join CareSuper, anyone is able to join online. The application process is simple and should take you less than 20 minutes to complete.

As well as your full name and date of birth, make sure you have the following details handy before you start the application:

• Your Australian residential address
• Your phone number and email address
• Your tax file number (TFN)
• Your chosen investment option and insurance cover
• Details of your existing super fund if you'd like to consolidate your funds during the application process

Once your application has been completed successfully, you'll receive your membership details by email.

Written by

Alison Banney

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

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