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TWUSUPER: Performance, investments and fees

TWUSUPER is an industry super fund for workers of the Australian transport and logistics industries, with 4 pre-mixed investment options to choose between.

TWUSUPER performance and fees

When joining the fund you'll be placed in the MySuper Balanced option initially which is the default option, however you can switch to another investment option at any time.

1 - 6 of 6
Name Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)
TWUSUPER MySuper - Balanced (MySuper)
TWUSUPER logo
Industry fund
Last 1 year performance (p.a.)
+8.46%
Last 3 year performance (p.a.)
+5.5%
Last 5 year performance (p.a.)
+6.4%
Last 10 year performance (p.a.)
+6.87%
Fees on $50k balance (p.a.)
$593
More Info
TWUSUPER - Balanced
TWUSUPER logo
Industry fund
Last 1 year performance (p.a.)
+8.46%
Last 3 year performance (p.a.)
+5.5%
Last 5 year performance (p.a.)
+6.4%
Last 10 year performance (p.a.)
+6.87%
Fees on $50k balance (p.a.)
$593
TWUSUPER - Cash Plus
TWUSUPER logo
Industry fund
Last 1 year performance (p.a.)
+4.12%
Last 3 year performance (p.a.)
+2.04%
Last 5 year performance (p.a.)
+1.52%
Last 10 year performance (p.a.)
+1.66%
Fees on $50k balance (p.a.)
$253
TWUSUPER - Conservative
TWUSUPER logo
Industry fund
Last 1 year performance (p.a.)
+4.71%
Last 3 year performance (p.a.)
N/A
Last 5 year performance (p.a.)
N/A
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$483
TWUSUPER - High Growth
TWUSUPER logo
Industry fundHigher risk
Last 1 year performance (p.a.)
+10.76%
Last 3 year performance (p.a.)
+7.04%
Last 5 year performance (p.a.)
+8.24%
Last 10 year performance (p.a.)
+8.45%
Fees on $50k balance (p.a.)
$548
TWUSUPER - Moderate
TWUSUPER logo
Industry fund
Last 1 year performance (p.a.)
+6.61%
Last 3 year performance (p.a.)
N/A
Last 5 year performance (p.a.)
N/A
Last 10 year performance (p.a.)
N/A
Fees on $50k balance (p.a.)
$533
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Unless indicated otherwise, the information in the table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445.

*Past performance data and fee data is for the period ending Apr 2024

Key features of TWUSUPER

  • Designed for those working in the transport sector. TWUSUPER is an industry super fund for workers of the Australian transport and logistics industries. It's open to anyone to join.
  • Default insurance options. Eligible members will get default insurance cover when joining the fund with no medical exams.
  • MySuper product. The Balanced investment option is the default MySuper investment option for all members when joining the fund, unless you choose otherwise.
  • Pre-mixed investment options. Members can choose between a range of 5 different pre-mixed investment options that each have a different risk level and asset allocation.

TWUSUPER pre-mixed investment options

Members can choose between these pre-mixed, diversified investment options depending on the level of risk you want to take on. If you don't make an investment choice, you'll be placed in the MySuper Balanced option, which is the default investment product designed to suit most members.

Investment optionRisk levelTarget asset allocation
TWUSUPER Conservative

This option has the lowest level of investment risk of the diversified options and invests largely in fixed interest and cash. It's designed for members looking to protect their balance, with some growth over the medium term.

Low to Medium
  • Growth: 40%
  • Defensive: 60%
TWUSUPER Moderate

This option has a more even balance between growth and defensive assets compared to the Conservative option. It's designed for members who aren't comfortable taking on too much risk and who wish to avoid market fluctuations in the short term, while still gaining some level of capital growth.

Medium to High
  • Growth: 58%
  • Defensive: 42%
TWUSUPER Balanced (MySuper)

This is the default investment option designed to suit most members. It's where you'll be invested if you don't make an investment preference. It has a focus on growth over the medium to long term, with around 25% allocation to defensive assets to reduce the risk of large market fluctuations.

Medium to High
  • Growth: 77%%
  • Defensive: 23%
TWUSUPER High Growth

This option invests almost entirely in growth assets, with more than 80% of your balance invested in shares. It's the most high-risk investment option available, and aims to achieve higher returns over the long term. It's designed for members seeking higher long-term growth.

High
  • Growth: 95%
  • Defensive: 5%

How to join TWUSUPER

You can join online by completing the application form on TWUSUPER's website. The application form should take you around 10-20 minutes to complete, and you'll need to provide the following bits of information:

  • Your full name, date of birth and contact information
  • Your Australian residential address
  • Your phone number and email address
  • Your tax file number (TFN)
  • Your chosen investment option (if you want to invest in something other than the Balanced option) and insurance cover
  • Details of your existing super fund if you'd like to consolidate your super

Once your application has been completed successfully, you'll receive your membership details by email. You can then give these to your employer so they can start paying your superannuation guarantee payments into your new fund.

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Editor

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full bio

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2 Responses

    Default Gravatar
    LijunSeptember 21, 2017

    Hi there,
    i worked for Allied Express and was with TWUSUPER in 2010 and 2012-2013. sorry i cant remember my account number. could you please tell me if i could and how to transfer my account balance to my super account in NZ? thanks

    Best Regards

    Lijun Wang

      AvatarFinder
      HaroldSeptember 22, 2017Finder

      Hi Lijun,

      Thank you for your inquiry.

      Actually, on closer inspection, so long as you either a New Zealand or Australian permanent resident, you should be able to transfer your balance out of your TWUSUPER fund, under the Trans-Tasman retirement savings portability scheme. TWUSUPER is an APRA-regulated fund, which is one of the stipulations for transferring the balance. You should make sure your super fund in New Zealand is compliant – it needs to be one of the funds regulated under the KiwiSaver scheme. You also needs to have permanently emigrated to New Zealand. There are some other conditions which apply to the transfer. You should contact your super fund for further advice.

      I hope this information has helped.

      Cheers,
      Harold

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