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Aware Super

Aware Super | Performance, features and fees

Aware Super is a low-fee super fund with 12 different ways to invest including a MySuper option and an ethical investment option.

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Aware Super performance and fees

1 - 8 of 8
Name Product Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)

Aware Super High Growth

Aware Super High Growth
+18.15%
+14.45%
+11.63%
+11.83%
$694
This is a high-risk investment option that aims to deliver higher returns over the long term.
If you join Aware Super's default MySuper Lifecycle option your super will be invested in the High Growth option while you're under 55, giving more exposure to local and international shares.

Aware Super Growth

Aware Super Growth
+14.22%
+11.75%
+9.71%
+9.95%
$629
As part of Aware Super's default MySuper Lifecycle option, once you turn 56 your super will gradually be invested away from the High Growth option and into the Growth option instead, gradually reducing your exposure to shares.

Aware Super Conservative Growth

Aware Super Conservative Growth
+3.44%
+3.96%
+4.15%
+5.08%
$319

Aware Super - Diversified Socially Responsible Investment

Aware Super - Diversified Socially Responsible Investment
+15.22%
+11.16%
+8.51%
+9.16%
$406
The Aware Super Diversified Socially Responsible Investment is a pre-mixed investment option that excludes companies operating in the tobacco, ammunition, gambling, alcohol, forest logging and pornography industries, as well as companies that attribute 20% or more of their revenue to coal, oil and gas.

Aware Super Australian Fixed Interest

Aware Super Australian Fixed Interest
-2.38%
+2.58%
+2.97%
+3.85%
$179

Aware Super International Equities

Aware Super International Equities
+27.06%
+19.11%
+14.26%
+14.74%
$184
This is a high-risk investment option that aims to deliver higher returns over the long term.

Aware Super Australian Equities

Aware Super Australian Equities
+17.39%
+13.73%
+10.16%
+10.64%
$179
This is a high-risk investment option that aims to deliver higher returns over the long term.

Aware Super Property

Aware Super Property
+22.84%
+10.89%
+9.24%
+10.21%
$564
This is a high-risk investment option that aims to deliver higher returns over the long term.
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The information in the table is based on data provided by Chant West Pty Ltd (AFSL 255320) which is itself supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such information. Chant West’s Financial Services Guide is available at https://www.chantwest.com.au/financial-services-guide . Finder offers no guarantees or warranties about the data and we recommend that users make their own enquiries before relying on this information. Performance, fees and insurance data is based on each fund's default MySuper product. Where the performance, fees and insurance data for the MySuper fund vary according to the member's age, results for individuals between 40-49 years of age have been shown. Past performance is not a reliable indicator of future performance.

What are the key features of Aware Super?

  • Choose from 12 investment options. Choose between 5 pre-mixed investment portfolios or 7 single asset class options.
  • MySuper investment option. Aware Super's MySuper option is a high growth investment option while you're under age 55, then it'll gradually change to a growth option with slightly less exposure to shares.
  • Ethical investments available. Choose to invest in a pre-mixed portfolio of socially responsible investments, or invest in socially responsible Australian shares.
  • Doesn't directly invest in tobacco. Aware has less than 0.1% of all its investments in companies that manufacture tobacco products.
  • Default insurance cover. Eligible members receive automatic death and total permanent disablement (TPD) cover, with the option to increase, reduce or cancel cover at any time. Aware Super also offers tailored insurance cover for some higher risk professions such as police and ambulance.
  • Consolidate your super online. You can easily opt to consolidate your existing super into your new Aware Super account when joining, or any time after you've joined via the web portal or mobile app.

Aware Super investment options explained

Option 1: Pre-mixed investment portfolios

You can choose to invest your super in one of the following pre-mixed investment options depending on your risk tolerance and personal preference.

If you don't want to choose, you'll automatically be invested in the High Growth option below until you're 55 years old. From 55 to 60 this will gradually adjust to the Growth option. And then change to Balanced Growth for members 60-65 years.

Pre-mixed investment optionRisk level How your money is invested
High Growth HighThis option has the largest allocation towards growth assets including shares, and aims for higher returns over the long term. This option aims to invest about 65% of your balance in Australian and international shares. Due to the higher allocation towards shares, this option predicts more volatility in the short term compared with the lower-risk options.
Growth HighThis option aims for high returns over the long term, with slightly less risk and volatility in the short term when compared to the High Growth option. This option aims to invest about 50% of your balance in Australian and international shares.
Diversified Socially Responsible Investment HighThis option has a similar risk level to the Growth option, and aims to invest about 53% of your balance in Australian and international shares. However, this option excludes companies involved with fossil fuels, coal, tobacco, gambling, alcohol, pornography and live animal exports, while actively investing in companies developing renewable energy and innovative technologies.
Balanced Growth HighThis option aims for growth over the medium to long term, however with less volatility in the short term when compared with the High Growth and Growth options. It aims to invest about 35% of your balance in Australian and international shares, with about 39% of your balance invested in defensive assets like credit, fixed income and cash.
Conservative Growth Low to mediumThis option aims for some growth over the medium to long term, with much lower levels of risk and volatility than the other pre-mixed investment options. It only aims to invest about 13% of your balance in shares, with the rest invested in more stable, defensive asset classes like cash, fixed income and credit.

Option 2: Single asset class investment options

If you want to be more hands-on with your super, you can build your own investment portfolio using one or a combination of these single asset class options.

Single asset class optionRisk Target asset allocation
Cash Very lowCash: 100%
Australian Equities Very highAustralian equities: 100%
International Equities Very highInternational equities: 100%
Property HighListed and unlisted property: 100%
Australian Fixed Interest HighFixed income: 100%
International Fixed Interest HighFixed income (international): 100%
Australian Equities Socially Responsible Investment Very highAustralian equities: 100%

What insurance options are available with Aware Super?

You can opt in for the following default insurance when you become an Aware Super member:

  • Death: This is paid to your beneficiaries (usually your immediate family) in the event of your unexpected death.
  • TPD: This is paid to you in the event you become disabled to the point you cannot work.

Your level of cover will depend on your age and occupation, and you can reduce your level of cover or cancel your cover altogether at any time. You also have the option of adding income protection insurance cover at any point.

How do I join Aware Super?

You can join Aware Super online; and the application process is simple and should take you 10-20 minutes to complete.

Make sure you have the following details handy before you start the application:

  • Your full name, date of birth and gender
  • Your Australian residential address
  • Your phone number and email address
  • Your tax file number (TFN)
  • Your chosen investment option and insurance cover
  • Details of your existing super fund if you'd like to consolidate your funds during the application process

Once your application has been completed successfully, you'll receive the details of your membership by email. You should then give these details to your employer if you'd like your compulsory employer super payments to go into your Aware Super fund.

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