Active Super | Performance, features and fees

Active Super was an industry fund with more than 85,000 members. It merged into Vision Super on 1 March 2025 and no longer accepts new members directly.

Active Super - Discontinued

Key takeaways

  • Active Super officially merged with Vision Super on 1 March 2025.
  • New memberships for Active Super are no longer available directly.
  • Active Super offered four pre-mixed investment options and default insurance cover.

Must read

Active Super is now part of Vision Super

Key features of Active Super

  • Was an industry super fund with more than 85,000 members and $12 billion in funds under management before merging into Vision Super in March 2025
  • Four ready-made investment options to choose from
  • Vision Super, the fund Active Super merged into, now has around 165,000 members and more than $28 billion in funds under management

Active Super investment options

Active Super offered members the choice of four pre-made investment options. These options invest your super in different ways, depending on the level of risk you're comfortable with and the length of your investment time frame.

Pre-mixed investment options

Investment optionRisk level About this portfolio
High GrowthMedium to HighThe majority of your balance will be invested in Australian and international shares, which are high growth assets and also high risk. You'll also have a small portion of your balance invested in direct property and private equity. This option is designed for members with a longer investment time frame.
BalancedMediumThis option is a balance of High Growth and Conservative. About 30% of your balance is invested shares, with almost half your balance invested in defensive assets.
ConservativeLowThis option is much lower risk than the previous options, with about 60-70% of your balance invested in defensive assets instead of growth assets. This option still has some exposure to shares, however, it's only about 10% of your balance. This option is designed to protect your super from short-term market volatility.
Managed Cash Very LowThis is the lowest-risk investment option, and it invests your full balance is cash products. This option doesn't seek any growth, but instead aims to keep the money in your super secure. This option is designed for members with a very short investment time frame (e.g. if you've already retired).

Active Super default insurance cover

Eligible members will receive the following default insurance cover when joining:

  • Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
  • Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
  • Income Protection: This cover is paid out in the even you can't work and lose your income.

You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.

How do I join Active Super?

Active Super merged into Vision Super on 1 March 2025, and new memberships for Active Super are no longer available directly. If you're comparing super funds today, read our Vision Super review to see how to join.

Sources

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Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 648 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living

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