Prime Super: Performance and fees

Prime Super is a profit-for-members super fund originally designed for rural communities, and now open to everyone. It offers 11 different investment options.

Prime Super performance and fees

When joining the fund you'll be placed in the MySuper option initially which is the default option, however you can switch to another investment option at any time.

8 of 8 results
Finder Score Last 1 year performance (p.a.) Last 3 year performance (p.a.) Last 5 year performance (p.a.) Last 10 year performance (p.a.) Fees on $50k balance (p.a.)
Prime Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+13.79%
Last 3 year performance (p.a.)
+14.13%
Last 5 year performance (p.a.)
+10.76%
Last 10 year performance (p.a.)
+9.5%
Fees on $50k balance (p.a.)
$473
More info
Compare product selection
Prime Super logo
Finder Score
Prime Super - International Shares
Industry fundHigher risk
Finder Score
Last 1 year performance (p.a.)
+16.9%
Last 3 year performance (p.a.)
+19.24%
Last 5 year performance (p.a.)
+13.15%
Last 10 year performance (p.a.)
+10.6%
Fees on $50k balance (p.a.)
$418
More info
Compare product selection
Prime Super logo
Finder Score
Prime Super - Australian Shares
Industry fundHigher risk
Finder Score
Last 1 year performance (p.a.)
+11.7%
Last 3 year performance (p.a.)
+14.25%
Last 5 year performance (p.a.)
+12.42%
Last 10 year performance (p.a.)
+10.69%
Fees on $50k balance (p.a.)
$483
More info
Compare product selection
Prime Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+11.04%
Last 3 year performance (p.a.)
+10.99%
Last 5 year performance (p.a.)
+8.53%
Last 10 year performance (p.a.)
+7.84%
Fees on $50k balance (p.a.)
$448
More info
Compare product selection
Prime Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+7.15%
Last 3 year performance (p.a.)
+6.03%
Last 5 year performance (p.a.)
+4.75%
Last 10 year performance (p.a.)
+4.84%
Fees on $50k balance (p.a.)
$398
More info
Compare product selection
Prime Super logo
Finder Score
Finder Score
Last 1 year performance (p.a.)
+3.28%
Last 3 year performance (p.a.)
+4.2%
Last 5 year performance (p.a.)
+0.51%
Last 10 year performance (p.a.)
+2.04%
Fees on $50k balance (p.a.)
$358
More info
Compare product selection
Prime Super logo
Finder Score
Prime Super - Property
Industry fundHigher risk
Finder Score
Last 1 year performance (p.a.)
+4.88%
Last 3 year performance (p.a.)
-3.87%
Last 5 year performance (p.a.)
+0.73%
Last 10 year performance (p.a.)
+7.39%
Fees on $50k balance (p.a.)
$733
More info
Compare product selection
Prime Super logo
Finder Score
Prime Super - Cash
Industry fund
Finder Score
Last 1 year performance (p.a.)
+3.85%
Last 3 year performance (p.a.)
+3.7%
Last 5 year performance (p.a.)
+2.33%
Last 10 year performance (p.a.)
+2.09%
Fees on $50k balance (p.a.)
$288
More info
Compare product selection
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Finder Score for super funds

Finder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.

We assess products from over 40 providers based on their risk profile.

Read the full methodology

The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.

*Past performance data and fee data is for the period ending September 2025

Key features of Prime Super

  • Profit-for-members fund. Prime Super is a profit-for-members super fund, meaning all profits go back into the fund (instead of the shareholders).
  • Designed for rural communities. Prime Super was originally designed for employees in rural communities, however it is now open to everyone to join.
  • Default insurance options. Eligible members will get default insurance cover when joining the fund with no medical exams.
  • MySuper product. The MySuper investment option is the default investment option for all members when joining the fund, unless you choose otherwise.
  • Pre-mixed investment options. Members can choose between a range of different pre-mixed investment options that each have a different risk level and asset allocation.
  • Ethical option. One of the pre-mixed investment options, SRI, invests with a socially responsible focus.

Prime Super investment options

Members can choose between 11 different investment options, including pre-mixed, diversified investment options or single sector options. If you don't make an investment choice, you'll be placed in the MySuper option, which is the default investment product designed to suit most members.

Pre-mixed investment options

  • MySuper (High risk)
  • Managed Growth (High risk)
  • Conservative (Low to Medium risk)
  • Income Focused (Medium risk)
  • Alternatives (Medium to High risk)
  • Socially Responsible Investment: SRI (High risk)

Sector investment options

If you want more control over super, you can put together your own investment mix using one or more of the following individual sector options.

  • Australian Shares
  • International Shares
  • Property
  • Fixed Interest
  • Cash

Prime Super default insurance cover

Eligible members will receive the following default insurance cover when joining:

  • Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
  • Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
  • Income Protection: This cover is paid out in the even you can't work and lose your income.

You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.

How to join Prime Super

You can join online by completing the application form on Prime Super's website. The application form should take you around 10-20 minutes to complete, and you'll need to provide the following bits of information:

  • Your full name, date of birth and contact information
  • Your Australian residential address
  • Your phone number and email address
  • Your tax file number (TFN)
  • Your chosen investment option (if you want to invest in something other than the Balanced option) and insurance cover
  • Details of your existing super fund if you'd like to consolidate your super

Once your application has been completed successfully, you'll receive your membership details by email. You can then give these to your employer so they can start paying your superannuation guarantee payments into your new fund.

Sources

Alison Banney's headshot
Written by

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 660 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living

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2 Responses

    Default Gravatar
    NatalieMarch 8, 2018

    I am wanting a supper fund how do i go about getting it

      Default Gravatar
      AshMarch 8, 2018

      Hi Natalie,

      Thank you for visiting Finder.

      Getting a Self-Managed Super Fund (SMSF) gives you full control of your retirement and the investment of your Superannuation. You may refer to our guide on how to set-up your SMSF and the different types of it so you will know what will suit your needs.

      Moreover, you may compare the SMSF account that you may open which has an included insurance. Simply click the ‘Go to site’ button to get in touch with the provider and to submit your application online. Please ensure you review the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      I hope this helps.

      Let us know if there is anything else that we may assist you with. Enjoy the rest of your day!

      Cheers,
      Ash

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