Prime Super: Performance and fees

Prime Super performance and fees

When joining the fund you'll be placed in the MySuper option initially which is the default option, however you can switch to another investment option at any time.

1 - 9 of 9

Name	Last 1 year performance (p.a.)	Last 3 year performance (p.a.)	Last 5 year performance (p.a.)	Last 10 year performance (p.a.)	Fees on $50k balance (p.a.)
Prime Super - International Shares Industry fundHigher risk	Last 1 year performance (p.a.) +17.99%	Last 3 year performance (p.a.) +7.51%	Last 5 year performance (p.a.) +9.63%	Last 10 year performance (p.a.) +9.96%	Fees on $50k balance (p.a.) $563	More Info Compare
Prime Super - Property Industry fundHigher risk	Last 1 year performance (p.a.) -10.83%	Last 3 year performance (p.a.) -3.32%	Last 5 year performance (p.a.) -0.7%	Last 10 year performance (p.a.) +9.28%	Fees on $50k balance (p.a.) $878	More Info Compare
Prime Super - Conservative Industry fund	Last 1 year performance (p.a.) +4.54%	Last 3 year performance (p.a.) +2.43%	Last 5 year performance (p.a.) +3.29%	Last 10 year performance (p.a.) +4.76%	Fees on $50k balance (p.a.) $578	More Info Compare
Prime Super - Australian Shares Industry fundHigher risk	Last 1 year performance (p.a.) +11.94%	Last 3 year performance (p.a.) +5.31%	Last 5 year performance (p.a.) +8.38%	Last 10 year performance (p.a.) +8.99%	Fees on $50k balance (p.a.) $593	More Info Compare
Prime Super - Managed Growth Industry fund	Last 1 year performance (p.a.) +11.9%	Last 3 year performance (p.a.) +5.82%	Last 5 year performance (p.a.) +7.78%	Last 10 year performance (p.a.) +8.93%	Fees on $50k balance (p.a.) $603	More Info Compare
Prime Super - MySuper Industry fund	Last 1 year performance (p.a.) +9%	Last 3 year performance (p.a.) +4.3%	Last 5 year performance (p.a.) +6.15%	Last 10 year performance (p.a.) +7.33%	Fees on $50k balance (p.a.) $653	More Info Compare
Prime Super - Fixed Interest Industry fund	Last 1 year performance (p.a.) +3.68%	Last 3 year performance (p.a.) -1.52%	Last 5 year performance (p.a.) -0.24%	Last 10 year performance (p.a.) +1.97%	Fees on $50k balance (p.a.) $453	More Info Compare
Prime Super - Cash Industry fund	Last 1 year performance (p.a.) +3.82%	Last 3 year performance (p.a.) +2.23%	Last 5 year performance (p.a.) +1.57%	Last 10 year performance (p.a.) +1.89%	Fees on $50k balance (p.a.) $408	Compare
Prime Super - SRI Balanced Industry fund	Last 1 year performance (p.a.) +7.42%	Last 3 year performance (p.a.) +3.33%	Last 5 year performance (p.a.) +5.1%	Last 10 year performance (p.a.) N/A	Fees on $50k balance (p.a.) $673	Compare

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The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, data for a small number of products is provided directly by the individual super fund.

*Past performance data and fee data is for the period ending July 2024

Key features of Prime Super

• Profit-for-members fund. Prime Super is a profit-for-members super fund, meaning all profits go back into the fund (instead of the shareholders).
• Designed for rural communities. Prime Super was originally designed for employees in rural communities, however it is now open to everyone to join.
• Default insurance options. Eligible members will get default insurance cover when joining the fund with no medical exams.
• MySuper product. The MySuper investment option is the default investment option for all members when joining the fund, unless you choose otherwise.
• Pre-mixed investment options. Members can choose between a range of different pre-mixed investment options that each have a different risk level and asset allocation.
• Ethical option. One of the pre-mixed investment options, SRI, invests with a socially responsible focus.

Prime Super investment options

Members can choose between 11 different investment options, including pre-mixed, diversified investment options or single sector options. If you don't make an investment choice, you'll be placed in the MySuper option, which is the default investment product designed to suit most members.

Pre-mixed investment options

• MySuper (High risk)
• Managed Growth (High risk)
• Conservative (Low to Medium risk)
• Income Focused (Medium risk)
• Alternatives (Medium to High risk)
• Socially Responsible Investment: SRI (High risk)

Sector investment options

If you want more control over super, you can put together your own investment mix using one or more of the following individual sector options.

• Australian Shares
• International Shares
• Property
• Fixed Interest
• Cash

Prime Super default insurance cover

Eligible members will receive the following default insurance cover when joining:

• Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
• Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
• Income Protection: This cover is paid out in the even you can't work and lose your income.

You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.

How to join Prime Super

You can join online by completing the application form on Prime Super's website. The application form should take you around 10-20 minutes to complete, and you'll need to provide the following bits of information:

• Your full name, date of birth and contact information
• Your Australian residential address
• Your phone number and email address
• Your tax file number (TFN)
• Your chosen investment option (if you want to invest in something other than the Balanced option) and insurance cover
• Details of your existing super fund if you'd like to consolidate your super

Once your application has been completed successfully, you'll receive your membership details by email. You can then give these to your employer so they can start paying your superannuation guarantee payments into your new fund.

Written by

Alison Banney

Editor

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full bio

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