Media Super performance and fees
When joining the fund you'll be placed in the Growth (MySuper) option initially which is the default option, however you can switch to another investment option at any time.
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How we picked these
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending June 2026
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Key features of Media Super
- Designed for those working in the media sector. Media Super is an industry fund for those working in the media, creative and digital sectors, however it is now open to everyone to join. Media Super is a division of Cbus, with United Super Pty Ltd as trustee, following the 2022 merger of the two funds, and remains open to new members.
- Default insurance options. Eligible members will get default insurance cover when joining the fund with no medical exams.
- MySuper product. The Growth (MySuper) investment option is the default investment option for all members when joining the fund, unless you choose otherwise.
- Pre-mixed investment options. Members can choose between a range of different pre-mixed investment options that each have a different risk level and asset allocation.
- Indexed option. One of the pre-mixed investment options, Indexed Diversified, invests in a mix of assets designed to closely track index investment returns while keeping costs low.
Media Super pre-mixed investment options
Members can choose between these pre-mixed, diversified investment options depending on the level of risk you want to take on. If you don't make an investment choice, you'll be placed in the Growth (MySuper) option, which is the default MySuper investment product designed to suit most members.
| Investment option | Risk level |
|---|---|
| Conservative This option has the lowest level of investment risk on offer, investing around 31% in growth assets and 69% in defensive assets like cash and fixed interest. It's designed for members who want to limit negative returns and are comfortable with lower long-term returns as a result. | Low to Medium |
| Conservative Growth This option has a more even balance between growth and defensive assets (around 52% growth / 48% defensive). It's designed for members who can accept some years of negative returns in exchange for returns that may track above inflation over the long term. | Medium |
| Growth (MySuper) This is the default investment option, designed to suit most members. It invests around 74% in growth assets and 26% in defensive assets, aiming for returns well above inflation over the long term while accepting some years of negative returns. | Medium to High |
| Indexed Diversified This option invests in a mix of assets (around 75% growth / 25% defensive) designed to closely track index investment returns, with a focus on keeping costs low compared to actively managed options. | High |
| Growth Plus This option has a higher allocation to growth assets than Growth (MySuper), at around 82% growth / 18% defensive. It's designed for members seeking higher long-term returns who can accept more years of negative returns. | High |
| High Growth This option invests almost entirely in growth assets (around 90% growth / 10% defensive), such as Australian and international shares, property and infrastructure. It's the highest-risk pre-mixed option, designed for members seeking the highest long-term returns who can accept the most years of negative returns. | High |
Sector investment options
If you want more control over super, you can put together your own investment mix using one or more of the following individual sector options.
- Overseas Shares
- Australian Shares
- Property
- Diversified Fixed Interest
- Cash
Media Super default insurance cover
Eligible members will receive the following default insurance cover when joining:
- Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
- Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
- Income Protection: This cover is paid out in the even you can't work and lose your income.
You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.
How to join Media Super
You can join online by completing the application form on Media Super's website. The application form should take you around 10-20 minutes to complete, and you'll need to provide the following bits of information:
- Your full name, date of birth and contact information
- Your Australian residential address
- Your phone number and email address
- Your tax file number (TFN)
- Your chosen investment option (if you want to invest in something other than the Growth (MySuper) option) and insurance cover
- Details of your existing super fund if you'd like to consolidate your super
Once your application has been completed successfully, you'll receive your membership details by email. You can then give these to your employer so they can start paying your superannuation guarantee payments into your new fund.
Sources
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