
Vision Super: Performance and fees
Vision Super is a profit-for-members fund with 13 investment products to choose between including a MySuper option and an ethical option.
Vision Super performance and fees
When joining the fund you'll be placed in the Balanced Growth option initially which is the default MySuper option, however you can switch to another investment option at any time.
Finder Best Balanced Super Fund 2023 Highly commended
Vision Super Balanced Growth
Vision Super Balanced Growth took the third spot among balanced funds, with an annual fee of $393 on a $50,000 balance. The fund has shown consistent performance, returning 8.14% annually over the past 10 years and 6.82% annually over the past 5 years.

Key features of Vision Super
- Profit-for-members fund. Vision Super is a profit-for-members super fund, meaning all profits go back into the fund (instead of the shareholders).
- 80,000+ members. Vision Super began in 1947 and now has more than 80,000 members.
- Default insurance options. Eligible members will get default insurance cover when joining the fund with no medical exams.
- MySuper product. The Balanced Growth investment option is the default investment option for all members when joining the fund, unless you choose otherwise.
- Pre-mixed investment options. Members can choose between a range of different pre-mixed investment options that each have a different risk level and asset allocation.
- Ethical option. One of the pre-mixed investment options, Sustainable Balanced, invests with a socially responsible focus.
Vision Super investment options
Members can choose between 13 different investment options, including 5 pre-mixed, diversified investment options and 8 single sector options. If you don't make an investment choice, you'll be placed in the Balanced Growth option, which is the default investment product designed to suit most members.
Pre-mixed investment options
- Conservative (Low to Medium risk)
- Balanced (Moderate to High risk)
- Sustainable Balanced (High risk)
- MySuper: Balanced Growth (High risk)
- Growth (High risk)
Sector investment options
If you want more control over super, you can put together your own investment mix using one or more of the following individual sector options.
- Diversified Bonds
- Property
- Infrastructure
- Australian Equities
- International Equities
- Innovation and Disruption
- Just Shares
- Cash
Vision Super default insurance cover
Eligible members will receive the following default insurance cover when joining:
- Death: This cover provides a lump sum payment to your nominated beneficiaries in the event of your death.
- Total and Permanent Disablement (TPD): This cover provides a lump sum payment to you in the event that you become permanently disabled.
- Income Protection: This cover is paid out in the even you can't work and lose your income.
You'll get a default, basic level of cover for the above insurances, however you can apply to increase your level of cover at any time if you think it's the right choice for you. You can also opt out of all insurance cover all together.
How to join Vision Super
You can join online by completing the application form on Vision Super's website. The application form should take you around 10-20 minutes to complete, and you'll need to provide the following bits of information:
- Your full name, date of birth and contact information
- Your Australian residential address
- Your phone number and email address
- Your tax file number (TFN)
- Your chosen investment option (if you want to invest in something other than the Balanced option) and insurance cover
- Details of your existing super fund if you'd like to consolidate your super
Once your application has been completed successfully, you'll receive your membership details by email. You can then give these to your employer so they can start paying your superannuation guarantee payments into your new fund.
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