The 2026 Finder Super Funds Awards celebrate Australia's best super funds. We analysed fee and performance data of super funds across the following categories: best balanced fund, best conservative fund, best moderate fund, best low fee fund, best high growth fund.
Best Balanced Super Fund: Hostplus Indexed Balanced
Hostplus Indexed Balanced was the winner for Balanced Super Fund due to its solid long-term performance and strong customer ratings.
Highly commended
Aware Super Balanced Socially Conscious
Aware Super Balanced Socially Conscious was highly commended for Balanced Super Fund.
Aware Super Balanced Socially Conscious
Aware Super Balanced Socially Conscious was highly commended for Balanced Super Fund.
AustralianSuper Indexed Diversified
AustralianSuper Indexed Diversified also picked up highly commended for Balanced Super Fund.
AustralianSuper Indexed Diversified
AustralianSuper Indexed Diversified also picked up highly commended for Balanced Super Fund.
Best Conservative Super Fund: MLC MK Super Fundamentals MLC Low Cost Conservative Balanced
MLC MK Super Fundamentals MLC Low Cost Conservative Balanced was the winner for Conservative Super Fund because of its strong performance and impressive customer service scores.
Highly commended
AustralianSuper Conservative Balanced
AustralianSuper Conservative Balanced scored highly commended for Conservative Super Fund.
AustralianSuper Conservative Balanced
AustralianSuper Conservative Balanced scored highly commended for Conservative Super Fund.
UniSuper Conservative Balanced
UniSuper Conservative Balanced ranked highly commended for Conservative Super Fund.
UniSuper Conservative Balanced
UniSuper Conservative Balanced ranked highly commended for Conservative Super Fund.
Best Moderate Super Fund: UniSuper Australian Income
UniSuper Australian Income was the winner for Moderate Super Fund due to its competitive performance and solid customer service rankings.
Highly commended
AMP SignatureSuper - Moderately Conservative Index
AMP SignatureSuper - Moderately Conservative Index was highly commended for Moderate Super Fund.
AMP SignatureSuper - Moderately Conservative Index
AMP SignatureSuper - Moderately Conservative Index was highly commended for Moderate Super Fund.
Superhero Super Moderate
Superhero Super Moderate earned highly commended for Moderate Super Fund.
Superhero Super Moderate
Superhero Super Moderate earned highly commended for Moderate Super Fund.
Best High Growth Super Fund: Aware Super International Shares
Aware Super International Shares was the winner for High Growth Super Fund because of its impressive growth and high customer scores.
Highly commended
AustralianSuper Australian Shares
AustralianSuper Australian Shares was highly commended for High Growth Super Fund.
AustralianSuper Australian Shares
AustralianSuper Australian Shares was highly commended for High Growth Super Fund.
Team Super International Shares
Team Super International Shares gained a highly commended badge for High Growth Super Fund.
Team Super International Shares
Team Super International Shares gained a highly commended badge for High Growth Super Fund.
Australian Retirement Trust International Shares Index (unhedged)
Australian Retirement Trust International Shares Index (Unhedged) earned highly commended for High Growth Super Fund.
Australian Retirement Trust International Shares Index (unhedged)
Australian Retirement Trust International Shares Index (Unhedged) earned highly commended for High Growth Super Fund.
Vision Super SS - International Equities
Vision Super SS - International Equities was highly commended for High Growth Super Fund.
Vision Super SS - International Equities
Vision Super SS - International Equities was highly commended for High Growth Super Fund.
Best Low Fee Super Fund: Aware Super Australian Shares
Aware Super Australian Shares was the winner for Low Fee Super Fund because of its competitive and low fee structure and happy customers.
Highly commended
AustralianSuper Australian Shares
AustralianSuper Australian Shares earned a highly commended badge for Low Fee Super Fund.
AustralianSuper Australian Shares
AustralianSuper Australian Shares earned a highly commended badge for Low Fee Super Fund.
Commonwealth Bank Commonwealth Essential Super - Australian Shares Index
Commonwealth Bank Commonwealth Essential Super - Australian Shares Index earned highly commended for Low Fee Super Fund.
Commonwealth Bank Commonwealth Essential Super - Australian Shares Index
Commonwealth Bank Commonwealth Essential Super - Australian Shares Index earned highly commended for Low Fee Super Fund.
Australian Retirement Trust International Shares Index (hedged)
Australian Retirement Trust International Shares Index (Hedged) was also highly commended for Low Fee Super Fund.
Australian Retirement Trust International Shares Index (hedged)
Australian Retirement Trust International Shares Index (Hedged) was also highly commended for Low Fee Super Fund.
How we picked our 2026 Finder Super Fund Awards
Our team of expert analysts use an objective rating system to determine our super fund award winners. We excluded closed or private funds, and funds which are only offered through specific employers.
We looked at performance over 1, 5 and 10 year periods and overall fees on a balance of $50,000.
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Weightings & Eligibility
- To be eligible for the award, providers must offer products across each of the 4 categories: Balanced, Conservative, Moderate and High Growth.
- The Provider of the Year Award is weighted evenly between the Product Score and the Customer Experience Score, with each accounting for 50% of the total score.
Balanced Low Fee Conservative Moderate High Growth Fees on $50k balance 30% 50% 30% 30% 30% 1 year performance 10% 10% 10% 10% 10% 5 year performance 20% 20% 20% 20% 40% 10 year performance 40% 20% 40% 40% 20% Product Score
We select the products with the highest awards category across each of the 5 categories to determine the average product score for each provider.
Customer Experience Score
We assign a Customer Experience Score to each provider, using responses from our annual Customer Satisfaction Survey.
The survey collects responses from Australian consumers and we aggregate the responses for customer experience, value and trust - to determine the average Customer Experience Score for each provider.
Our 2026 survey collected responses for over 50+ superannuation funds.
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Selection criteria
- Lifestage and single asset class products removed from selection.
Presumptions
- A – Fees are one of the key factors that impact superannuation balance and that is why the lowest fee award category has a higher weighting of 75% on fees.
- B – Long-term performance is the industry consensus and also our editorial advice for picking a good super fund. That is why the 10-year returns are weighted higher for the low fee category.
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Selection criteria
- Investment type must be balanced, with lifestage and single asset class products excluded.
Presumptions
- A – Long-term performance is the industry consensus and also our editorial advice for picking a good super fund. That is why the 10-year returns are weighted higher for the balanced category.
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Selection criteria
- Investment Type must be conservative, with lifestage and single asset class products excluded
Presumptions
- A – Long-term performance is the industry consensus and also our editorial advice for picking a good super fund. That is why the 10-year returns are weighted higher for the conservative category.
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Selection criteria
- Investment Type must be moderate (conservative balanced), with lifestage and single asset class products excluded
Presumptions
- A – Long-term performance is the industry consensus and also our editorial advice for picking a good super fund. That is why the 10-year returns are weighted higher for the moderate category.
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Selection criteria
- Investment Type must be High Growth
Presumptions
- A sustainable performance exhibits consistency in this category, which is why we weight the 5 year performance the highest, followed by 1 and 10 year performance.
All the Finder Awards
Check out the best of the best, judged by experts.
Explore our past award winners
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Best Balanced Super Fund
- Winner: Hostplus Indexed Balanced
- Highly Commended: AustralianSuper Index Diversified
- Highly Commended: Aware Super Balanced Socially Concious
Best Conservative Super Fund
- Winner: HESTA Conservative
- Highly Commended: Vision Super Conservative
- Highly Commended: AustralianSuper Stable
Best Moderate Super Fund
- Winner: Hostplus Conservative Balanced
- Highly Commended: AustralianSuper Conservative Balanced
- Highly Commended: UniSuper Conservative Balanced
Best Low Fee Super Fund
- Winner: Hostplus Indexed Balanced
- Highly Commended: AustralianSuper Indexed Diversified
- Highly Commended: HESTA Aust Shares
Best High Growth Super Fund
- Winner: Aware Super International Shares
- Highly Commended: Team Super International Shares
- Highly Commended: Australian Retirement Trust International Shares Index (Unhedged)
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Best Low Fee Super Fund- Winner: Aware Super Balanced Indexed
- Highly Commended: HESTA Indexed Balanced Growth
- Highly Commended: UniSuper - Sustainable High Growth
Best Balanced Super Fund
- Winner: UniSuper - Sustainable Balanced
- Highly Commended: Aware Super - Balanced Socially Conscious
- Highly Commended: AustralianSuper - Balanced
Best Conservative Super Fund
- Winner: Aware Super Conservative Balanced
- Highly Commended: HESTA Conservative
- Highly Commended: Future Super Balanced Index
Best High Growth Super Fund
- Winner: UniSuper Sustainable High Growth
- Highly Commended: Virgin Money Super Indexed Diversified Shares
- Highly Commended: Equip Growth Plus
Best Shares Super Fund
- Winner: Australian Retirement Trust - International Shares Index (unhedged)
- Highly Commended: Aware Super International Shares
- Highly Commended: Mine Super Int'l Shares
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Best Conservative Super Fund- Winning Product - HESTA Conservative
- Highly Commended - Aware Super Conservative Balanced
- Highly Commended - AustralianSuper Stable
Best Conservative Balanced Super Fund
- Winning Product - AustralianSuper Conservative Balanced
- Highly Commended - Brighter Super Balanced
- Highly Commended - Hostplus Conservative Balanced
Best Single Asset Classes Super Fund
- Winning Product - Australian Retirement Trust - International Shares Index (unhedged)
- Highly Commended - Aware Super International Shares
- Highly Commended - Mine Super Int'l Shares
Best Balanced Super Fund
- Winning Product - Aware Super - Balanced Socially Conscious
- Highly Commended - UniSuper Sustainable Balanced
- Highly Commended - Vision Super Balanced Growth
Best High Growth Super Fund
- Winning Product - UniSuper Sustainable High Growth
- Highly Commended - AustralianSuper High Growth
Best Low Fee Super Fund
- Winning Product - Hostplus Indexed Balanced
- Highly Commended - UniSuper Sustainable High Growth
- Highly Commended - Australian Food Super
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Finder Super Fund Product Awards - High Growth- Winning Product - AustralianSuper High Growth
- Finalist - ING High Growth
- Finalist - Equip Growth Plus
Finder Super Fund Product Awards - Balanced
- Winning Product - AustralianSuper Balanced
- Finalist - QSuper Lifetime Aspire Group 1
- Finalist - Bendigo Growth Index
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Sources
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Just looking into a superfund with higher return than what GESB Westate Super return is. Have been reviewing the top Super companies and “Aware” seems to pop up but am not too familiar with all this. Just some guidance would be so helpful please.
Thank you
Hi Jordana,
Aware Super is a very reputable, large super fund with more than 1.1 million members. It was named as a winner in our Finder Super Fund Awards this year: https://www.finder.com.au/finder-awards/product-awards/super-fund-awards
For more help comparing and choosing a super fund you may find these guides helpful:
https://www.finder.com.au/super-funds
https://www.finder.com.au/super-funds/best-super-funds
Thanks,
Alison
My financial people want me to move from Australian super fund
To colonalial super fund. I’m apprehensive.
Your thoughts. I’m 60 and medically retired on a disability pension.
Hi Julia,
I’m sorry but at Finder we can’t give anyone specific ideas or opinions about your financial decisions. You could talk to another financial advisor perhaps for a second opinion? Ultimately it’s up to you to choose your super fund or stick with your current one if you’re happy with it.
I don’t have much super as i used it to pay into my Mortgage. Not sure who to go with to start over and which type of investment to choose?
Hi Jo,
You can take a look at some of the different super funds and their investment options here: https://www.finder.com.au/super-funds
We’d suggest speaking with a financial advisor for personal advice and recommendations on specific funds, as well as which investment option to choose. This will depend on a range of factors such as your age and risk tollerance.
In general, it’s best to look for a fund with low fees and strong, long-term returns.
Thanks,
Alison