Virgin Money landlord insurance review 

Virgin Money landlord insurance is competitively priced, but definitely isn't the most comprehensive policy on the market.

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Nicola Middlemiss

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Our verdict

Pros

  • Save 15% on your first year's premium when you buy online.
  • Cover is highly customisable, with lots of optional benefits.
  • Manage your policy online, 24/7 via the Virgin Insurance Hub.

Cons

  • There's no sum insured safeguard available despite many other brands offering it.
  • Loss of rent is only covered up to 10% of your sum insured, but QBE offers up to 20%.
  • You'll have to pay extra if you want to pay your premiums monthly.

Must read

Virgin Money is no longer offering new insurance policies to new customers. This page is maintained for the benefit of existing policyholders.

What additional cover options are available?

Virgin Money offers a broad range of add-on cover options, including:

  • Flood cover - Protection from financial loss or damage caused by flooding.
  • Tenant default - Receive payment until your building is re-tenanted or payments start again, up to 15 weeks
  • Theft and malicious damage - Cover for loss, damage or destruction caused by your tenant or their visitors.

FAQs

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Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

Nicola's expertise
Nicola has written 170 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance
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