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Illawarra Home Loans

Compare home loan rates from Illawarra Home Loans.

Updated

Illawarra Home Loans

On this page you can find information about Illawarra home loans.

Illawarra home loan rates

Contact Illawarra directly to learn more about their mortgages and their current interest rates.

Illawarra lender profile

  • Illawarra Home Loans is an online mortgage brand offering rates to borrowers. They also offer mortgage broking services.
  • Illawarra Home Loans is online but they have an office in the Wollongong CBD.
  • Illawarra Home Loans holds an Australian Credit Licence and is also a member of the Mortgage Industry Associations of Australia (MIAA) and the Finance Brokers Association of Australia (FBAA).

How do I apply for a Illawarra mortgage?

If you'd like to apply for a home loan from Illawarra, please contact the lender directly.

Eligibility

Each Illawarra product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Illawarra you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate(*now 2.59%, drops to 2.49% on 17 Jul)
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate(*now 2.59%, drops to 2.49% on 17 Jul)

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.

Logo for ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)

Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.

Logo for Virgin Money Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
Virgin Money Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)

Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.

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2 Responses

  1. Default Gravatar
    aldrinNovember 6, 2014

    do you do valuation prior to application?

    • Avatarfinder Customer Care
      ElizabethNovember 6, 2014Staff

      Hi Aldrin,

      Thanks for your question.

      The property valuation is done after you apply for the home loan.

      Thanks,

      Elizabeth

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