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Illawarra Home Loans

Compare home loan rates from Illawarra Home Loans.

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Illawarra Home Loans

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On this page you can find information about Illawarra home loans.

Illawarra home loan rates

Contact Illawarra directly to learn more about their mortgages and their current interest rates.

Illawarra lender profile

  • Illawarra Home Loans is an online mortgage brand offering rates to borrowers. They also offer mortgage broking services.
  • Illawarra Home Loans is online but they have an office in the Wollongong CBD.
  • Illawarra Home Loans holds an Australian Credit Licence and is also a member of the Mortgage Industry Associations of Australia (MIAA) and the Finance Brokers Association of Australia (FBAA).

How do I apply for a Illawarra mortgage?

If you'd like to apply for a home loan from Illawarra, please contact the lender directly.

Eligibility

Each Illawarra product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Illawarra you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
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Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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2 Responses

  1. Default Gravatar
    aldrinNovember 6, 2014

    do you do valuation prior to application?

    • Avatarfinder Customer Care
      ElizabethNovember 6, 2014Staff

      Hi Aldrin,

      Thanks for your question.

      The property valuation is done after you apply for the home loan.

      Thanks,

      Elizabeth

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