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On this page you can find information about Westpac home loans. Skip ahead to the full table of products or read more about the lender.
Compare some of the market's lowest rates here
Compare Westpac home loan products below and hit "load more" to see a fuller selection of loans. "Enquire now" will open up a form where you can leave your details and get in touch with a mortgage broker, who can help you get more information about this loan and compare other, similar products. You can also find more information on each individual product by clicking "more info".
Westpac has a range of mortgages that are aimed towards different segments of the market. It offers loans for first home buyers, investors, those looking to refinance, and those who want to access their existing home equity.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 95% with many Westpac mortgages. |
| Split rate | The Westpac Variable Rate Premier Advantage Package allows you to split your loan into fixed and variable portions. |
| Interest only | Most Westpac loans have interest only options available, usually with slightly higher interest rates. |
| Offset Account | There is an offset account offered with the Westpac Variable Rate Premier Advantage Package loan. |
Clicking "Enquire now" on the Westpac comparison table lets you get in touch with a qualified mortgage broker whose lending panel includes Westpac and many other lenders. They can offer you free advice and guidance on the product you're interested in.
Each Westpac product has specific eligibility criteria but some will apply to all products. For example:
When you apply for a mortgage with Westpac you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
Detailed guide to home loan applications and paperwork
We are selling our home to live on a boat. A oat has come up that we like but we would need bridging finance of 155000. Can you help? Thank you
Hi Jeanette,
thanks for the question.
Unfortunately as we’re not Westpac but rather a comparison service, we cannot answer this. I would recommend you contact Westpac directly for more information. Note that some lenders might not offer a bridging loan in this situation as they will not classify the boat as security in the same way residential property is, meaning they might recommend a personal loan to finance the boat rather than a home loan. It would be useful to contact a mortgage broker directly for more information.
I hope this helps,
Marc.
hi i am not trusting my bank statement
because i am not able to understand them?
when i asked at the bank what this charges mean? she said she will have to find out as she is not sure?
this is a personal banker that i see all the time and knows my loan very well.
what do you think ? please
Hi Dina,
Thanks for your enquiry.
You’ve come through to finder.com.au which is an online comparison service, so please note that we don’t represent Westpac or their home loan products.
Without knowing which charge your referring to, I’m afraid we can’t be of much assistance.
Your best course of action would be to wait and speak with a Westpac representative again.
Kind regards,
Belinda
Hi as a non resident but a NZ citizen, can I apply for a home loan with Westpac, and/or be on the same loan document as an Australian resident.
Thanks
Hi Jan,
Thanks for your question.
Yes this possible, though you are still required to meet Westpac’s lending criteria.
Also, you’ll need to apply over the phone or within a branch (remember to bring all your documentation with you).
Cheers,
Shirley
Currently we do all our banking with Commonwealth bank, we have an Investment Home loan for 398000 and our residential home loan of 498000,
what benefits would we receive if we switched to Westpac
regards
Linda
Hi Linda,
Thanks for your comment.
This question is probably best directed at Westpac. Their point of difference would probably best their customer service, as their interest rates are generally the same.
Cheers,
Shirley
Hi, Do you do the DHOAS scheme through Westpac for current serving members?
Hi Dan,
Thanks for your comment.
Westpac Banking Corporation provides the DSH home loan, but there some conditions. You should discuss this first with Westpac before committing to anything.
Hope this helps,
Shirley