Adelaide Bank Home Loans

Adelaide Bank has transitioned its home loan products to Bendigo Bank as of October 2025.

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By

Richard Whitten

Updated

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Key takeaways

  • Adelaide Bank is a bank based in Adelaide, South Australia.
  • Adelaide Bank no longer offers home loan products. They were transitioned to Bendigo Bank in 2025.

What happened to Adelaide Bank home loans?

Adelaide Bank's home loan products moved to Bendigo Bank in 2025, and adelaidebank.com.au now redirects to bendigobank.com.au. If you're looking for a new loan, compare Bendigo Bank home loans or see the latest rates from other lenders in our home loan comparison.

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"I was a first home buyer when I took out the Adelaide Bank SmartFix Home Loan. Although the rate was a touch higher than the lowest in the market at the time, the combination of being fully fixed with an offset account was very appealing. It allowed me to build my savings and reduce interest over the loan term which was the most ideal for my situation"

Aaron Maiorana
Finder crew member

How do I apply for a mortgage from Adelaide Bank?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.

Eligibility

The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Adelaide Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

📄 Proof of income documents. Recent payslips can establish your income.

📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

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Compare other products from Adelaide Bank

What is Finder Score?

The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.

Read the full breakdown

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Senior Money Editor
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Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience in home loans, property, credit cards and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard started his career in education and textbook publishing in South Korea. He holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communications from Deakin University. See full bio

Richard's expertise
Richard has written 764 Finder guides across topics including:
  • Home loans
  • Credit cards
  • Personal finance
  • Money-saving tips
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2 Responses

    phill jones's avatar
    phillAugust 26, 2022

    i need to learning more about this subject

      Richard Whitten's headshotFinder
      RichardAugust 29, 2022Finder

      Hi Phill,

      If you’d like to learn more about home loans, please feel free to visit our Finder guide for more details.

      Kind regards,
      Richard

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