In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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AMP Cash Manager

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AMP Cash Manager
Maximum variable rate
4.80% p.a.
Base interest rate
Minimum deposit

Our verdict

Earn 4.8% p.a. on balances between $10,000.01 and $250,000 with no monthly conditions to meet and complete access to your money.

This account acts as an everyday transaction account and savings account in one. It offers complete access to your money when you need it, while also paying a decent interest rate.

You can earn 4.8% p.a. on balances between $10,000.01 and $250,000. This rate is lower than some of the leading savings rates in the market at the moment, however, there are no deposit conditions to meet to earn this rate and no withdrawal restrictions on your cash making it really flexible.

You get a free Visa Debit card which allows you to use your cash for day-to-day spending, as well as access to Google Pay or Apple Pay for contactless purchases.


  • Transaction account and savings account in one
  • No account keeping fee
  • Earn interest with no deposit conditions to meet
  • No withdrawal restrictions


  • No branches available

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question


Key details

Product Name AMP Cash Manager
Maximum Variable Rate 4.80% p.a.
Standard Variable Rate 4.80% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

$0 Account keeping fee

This account doesn't charge any monthly account keeping fees.

Get up to 4.8% p.a. on your balance

The interest rate structure for AMP Cash Manager is tiered, therefore, you will earn a particular rate depending on what the account balance is. You can earn the top rate of 4.8% p.a. on balances between $10,000.01 and $250,000.

How to apply


Before getting started, check to ensure that you are able to meet the eligibility requirements:

  • Minimum age. In order to be considered for this account, you must be at least 18 years of age.
  • Residency requirements. You must be an Australian resident and able to be identified in Australia at the time of application.

Your reviews

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