In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question
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AMP SuperEdge Saver Account

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AMP SuperEdge Saver Account
Maximum variable rate
4.65% p.a.
Base interest rate
3.2%p.a.
Minimum deposit
$0

Our verdict

Earn a competitive introductory bonus rate on your SMSF savings with an AMP SuperEdge Saver Account.

You need to link an AMP SuperEdge Cash Account to this account (or other transaction account held by your SMSF), otherwise you won't be able access your balance. You can open an AMP SuperEdge Cash Account at the same time in the one application.

Pros

  • High ongoing variable rate
  • 24/7 access to your money
  • $0 monthly fees

Cons

  • Only new customers who haven't held an account are eligible for the bonus rate

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

If you have excess funds in your self-managed super fund (SMSF) but still want access to your savings, the SuperEdge Saver Account provides a convenient solution. Once you link it to your SMSF's bank account, you are free to transfer money in and out whenever you need. This allows you to keep your money close at hand, while still benefiting from the higher interest paid by the Saver account.

Details

Key details

Product Name AMP SuperEdge Saver Account
Maximum Variable Rate 4.65% p.a.
Standard Variable Rate 3.20% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

No monthly account keeping fees

You will not be charged for the maintenance of your SuperEdge Saver Account.

Linked cash account

You will need to have a linked transaction account in your fund's name, such as the AMP SuperEdge Cash Account, in order to access the funds in the AMP SuperEdge Saver Account. You can also link it to your SMSF bank account at another bank. Should you choose to link it to a SuperEdge Cash Account with AMP, you can open both at the same time.


How to apply

You can apply online in less than 10 minutes. You should ensure that you are able to meet the eligibility requirements before beginning the application, and have the necessary documents handy.

Eligibility

  • Minimum age. Only applications submitted by individuals aged 18 and over will be accepted.
  • Residency requirements. All individuals listed on the application must be Australian residents.

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AMP Saver Account
Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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ING Savings Accelerator ($150,000 - $500,000)
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Bank of Queensland Simple Saver Account
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Macquarie Savings Account
Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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ME HomeME Savings Account
Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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Intro Period
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  • Deposit $2000
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Westpac Life (18-29 year olds only)
Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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Intro Period
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ING Savings Maximiser
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Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
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Intro Period
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Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
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IMB Reward Saver Account
Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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Intro Period
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First Option Bank Savings+Bonus Account
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
2.00%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $100
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Easy Street Bonus Saver Account
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.01%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50+ each month
  • No withdrawals
  • Balances up to $5,000,000
Go to siteView details
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Alison Finder

Editor

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Avatar

Robin

November 28, 2022

I have a SuperEdge Saver account, at present with a total bonus rate of 1.55%. I opened the account on 1Jul22.

I have just be told that, at the end of my ‘bonus period’, I will not revert to the published Base Interest Rate (Standard Interest Rate). Is that correct? I am amazed that the base rate rate does not apply to existing customers!


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Alison Banney Finder

December 02, 2022

Hi Robin,


This account offers a bonus rate for the first 6 months, then drops to the standard variable base rate. Your interest rate may depend on your balance size. You can learn more about the interest rates for this account on AMP’s site.


Thanks,

Alison


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Suzanne

April 26, 2022

Is there a cap for the deposit?


Avatar

Alison Banney Finder

May 12, 2022

Hi Suzanne,


The maximum ongoing balance per customer name for the AMP SuperEdge Saver is $5 million.


Best,

Alison


Avatar

MarieS

October 22, 2021

Is this account Australian Bank Guaranteed?


Avatar

Alison Banney Finder

October 26, 2021

Hi Marie,


Generally, the government guarantee covers most deposit accounts which include AMP. This means your deposit of up to $250,000 is protected.


The complete list of covered banks can be found on APRA’s website.


Thanks

Alison


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Avatar

Rob

May 07, 2019

Please send me application forms and requirements to set up an SMSF account. Do you need certified copies of documents to prove SMSF set up? Can I contact someone to talk to? If so, a number, please. Does the AMP account include a deposit book for cheques that come in the mail?


Avatar

Nikki Angco

May 08, 2019

Hi Rob,


Thanks for getting in touch with Finder! The AMP SuperEdge Saver Account has a deposit book for cheques. To apply for this account, you must be an existing customer with an AMP SuperEdge Cash Account. To know the requirements and to get the application forms in setting up your SMSF account, simply visit the AMP website to get started. You can download the application on their site or you can get in touch with them by contacting an AMP financial adviser. You can find their contact details on the site as well.


Hope this helps!


Best,

Nikki


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Avatar

Dean

August 16, 2016

The published interest rate for AMP SuperEdger Saver Account of 3.15% p.a is incorrect. I rang AMP and they said it is 2.05%. Can you confirm that your published rate is wrong?


Avatar

Clarizza Fernandez Finder

August 16, 2016

Hi Dean,


Thanks for your comment and for flagging this.


Yes, the current rate is 2.05% p.a for this account. Apologies, this has now been updated.


Cheers,

Clarizza


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