In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

AMP Business Saver Account

  • Avatar
AMP Business Saver Account

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Compare other options
Maximum variable rate
4.80% p.a.
Base interest rate
Minimum deposit

Our verdict

Earn up to 4.8% p.a. on your business funds and pay no monthly fees.

This account offers a decent ongoing interest rate on your business funds with no monthly conditions to meet. You can make withdrawals whenever you need while still being eligible for interest, which is great for helping manage cashflow. The ongoing interest rate is available for large balances up to $5 million, which is larger than many other accounts.

Keep in mind that as this is a savings account it doesn't come with debit card access. However, you can transfer money to and from the account instantly via the My AMP app, internet or phone banking.


  • $0 monthly maintenance fee
  • Access your money through mobile, phone and internet banking
  • Earn up to 4.80% p.a. for 6 months
  • No ongoing conditions to meet


  • Bonus rate is for 6 months only

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

The bonus interest rate of 4.8% p.a. is available to new customers for the first 6 months. After this, an ongoing rate of 3.3% will apply each month, with no deposit conditions or withdrawal restrictions.


Key details

Product Name AMP Business Saver Account
Maximum Variable Rate 4.80% p.a.
Standard Variable Rate 3.30% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Earn 4.8% p.a. for 6 months

New customers can earn an introductory bonus rate of 4.8% p.a. for 6 months, reverting to the standard ongoing rate after this.

Ongoing variable rate of 3.3% p.a.

After the 6 month introductory period ends, you'll earn the ongoing variable rate of 3.3% p.a. on balances up to $5 million. There are no ongoing deposit conditions, balance requirements or withdrawal restrictions to meet to earn this ongoing rate.

Interest calculated daily

Interest is calculated daily and paid into the account monthly.

How to apply


  • Use of account. This account is for business owners, sole traders, partnerships or trusts (excluding SMSFs).
  • Residency requirements. The business that this account is associated with must be registered in Australia.

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question

Alison Finder


Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.



November 25, 2021

Can a not-for-profit association create on of these accounts?


Alison Banney Finder

December 03, 2021

Hi Scott,

Yes, non-profit associations, such as charities can open an AMP Bank Business Saver account. The following are eligible:

-Companies or organisations (excluding financial institutions)

-Non-SMSF trusts

-Government entities


-Sole traders or partnerships

If you’re an Australian company or unregulated trust, you can apply online, and it will take 10-20 minutes to complete. Other entities should download and complete the appropriate application form. You can also talk to a financial adviser to see what kind of saving strategy works best for your business.

I hope this helps,


Show more Show less


March 09, 2018

How do I “easily apply online”? There doesn’t seem to be a link to an application form or page.


Jhezelyn Finder

March 27, 2018

Hi Dellpark,

Thank you for your comment.

Since our page does not indicate the link to apply for the AMP Bank Business Saver Account, we encourage you to please apply through their website directly. Search for AMP Business Saver Account and click apply online now. Please make sure that you’ve met the eligibility requirements before submitting an application.



Show more Show less


August 20, 2017

Can the accounts link to xero accounting program?



August 20, 2017

Hi Kayla,

Thanks for your inquiry.

This account can be accessed via a linked account everyday transaction account either with AMP or another provider, as long as both accounts are under the same name.

Hope this information helped.





February 16, 2016

i want to speak to a person re my business banking new account



Shirley Liu Finder

February 18, 2016

Hi Pat,

Thanks for your question.

AMP is available on 133 888 – is a third comparison service and has no access to your personal information.

Go to site