People's Choice Credit Union key facts
- It's a 100% member owned Bank based in Adelaide.
- It offers home loan products for owner-occupiers and investors.
- This lender also offers other financial products such as savings, insurance, and personal loans.
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People's Choice Credit Union offers a range of home loans for Australian borrowers. Check out the full table of People's Choice Credit Union products below or read more about the lender.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Here are the key features and details you need to know about People's Choice Credit Union's mortgage products.
|Minimum deposit||It's possible to get a home loan with a deposit as low as 5%.|
|Offset account||You can get an offset account with several of its loans.|
|Repayment options||Many of its home loans allow you to make interest only repayments for a limited period. The lender also offers the standard principal and interest repayments on its loans.|
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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