People's Choice Credit Union key facts
- It's a 100% member owned Bank based in Adelaide.
- It offers home loan products for owner-occupiers and investors.
- This lender also offers other financial products such as savings, insurance, and personal loans.
People's Choice Credit Union offers a range of home loans for Australian borrowers. Check out the full table of People's Choice Credit Union products below or read more about the lender.
Here are the key features and details you need to know about People's Choice Credit Union's mortgage products.
|Minimum deposit||It's possible to get a home loan with a deposit as low as 5%.|
|Offset account||You can get an offset account with several of its loans.|
|Repayment options||Many of its home loans allow you to make interest only repayments for a limited period. The lender also offers the standard principal and interest repayments on its loans.|
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Looking for a home loan that comes with a no interest card offer? Try the Zip Home Loan from loans.com.au.
Support your child's financial knowledge and teach important real-life money skills in a safe and controlled way with a kids debit card.
The Access account offers bcu customers accessibility, flexibility and convenience when conducting everyday banking transactions.
Greater Bank Retirement Plus Account offers a competitive interest rate and lets you access your money in different ways.
With your retirement cash tucked away in one convenient account you can add to your monthly budget from your interest earnings while still getting the advantage of total access to your money.
Give your SMSF an edge with a flexible account that keeps your money secure and earning interest while you are waiting for the next investment opportunity.
Spend and save from one convenient account that provides you with Visa power to make all of your daily purchases.
The Everyday Access Account is a versatile account that allows for free transactions ensuring that your money is always available to you when you need it.
IMB gives you a simplified way of taking care of your daily banking needs.
The Bank of Sydney provides you with a convenient way to manage your money without having to worry about fees – with interest earnings and Visa debit card access, you are getting the best of both banking worlds.
Sign up for our FREE 8-week course to get on the property ladder.