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People’s Choice Credit Union home loans

Compare People’s Choice Credit Union home loan offers.

Richard Whitten
Richard Whitten

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People's Choice Credit Union

On this page you can find information about People's Choice Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare People's Choice Credit Union home loans

Compare People's Choice Credit Union home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Rates last updated December 6th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
People's Choice Credit Union Basic Variable - New Business Special Offer $150k+ LVR <80% (Owner Occupier, P&I)
People's Choice Credit Union Basic Variable - New Business Special Offer $150k+ LVR <80% (Owner Occupier, P&I)
3.08%
3.08%
$0
$0 p.a.
80%
More info
People's Choice Credit Union Home Loan Package - 2 Year Fixed Package (Investor, P&I)
People's Choice Credit Union Home Loan Package - 2 Year Fixed Package (Investor, P&I)
3.28%
4.67%
$0
$395 p.a.
90%
More info
People's Choice Credit Union Basic Variable - New Business Special Offer $150k+ LVR >80% (Owner Occupier, P&I)
People's Choice Credit Union Basic Variable - New Business Special Offer $150k+ LVR >80% (Owner Occupier, P&I)
3.20%
3.20%
$0
$0 p.a.
90%
More info

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People's Choice Credit Union lender profile

  • People's Choice Credit Union is one of Australia's largest credit unions, with over 365,000 members across Australia. They have more than $8 billion of funds under management.
  • People's Choice Credit Union is a member-owned organisation, meaning that it reinvests its profits to its members rather than shareholders.
  • The lender also offers financial products such as bank accounts, cards, personal loans, insurance and car loans.

How do I apply for a People's Choice Credit Union mortgage?

If you'd like to apply for a home loan from People's Choice Credit Union, please contact the lender directly.

Eligibility

Each People's Choice Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with People's Choice Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

More info
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

More info
Logo for ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)

Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.

More info
Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

More info

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