BOQ Platinum Visa Credit Card
We currently don't have this product on Finder
- Bonus points
- 100,000
- Purchase rate
- 20.99% p.a.
- Reward points per $ spent
- 2
- Annual fee for the first year ($149 p.a. thereafter)
- $75 p.a.
Our verdict
Earn 100,000 bonus Q Rewards points and save with a discounted annual fee in the first year.
Pros
-
100,000 bonus Q Rewards points
-
$75 annual fee for the first year ($149 p.a. thereafter)
-
2 Q Rewards points per $1 spent on eligible purchases
Cons
-
Relatively high purchase interest rate of 20.99% p.a.
Details
Product details
| Product Name | BOQ Platinum Visa Credit Card |
| Purchase rate p.a. | Purchase rate p.a.20.99% |
| Interest-free days | Up to 44 days on purchases |
| Cash advance rate p.a. | 21.99% |
| Min credit limit | $6,000 |
| Max credit limit | $100,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Minimum income | $35,000 |
| Joint application | No |
Rewards
| Rewards program | Q Rewards / Velocity Frequent Flyer |
| Bonus points | 100,000 |
| Rewards points per $ spent | 2 |
| Rewards points cap | Uncapped |
Fees
| Annual fee | $75 first year ($149 after) |
| Minimum monthly repayment | 2% of the closing balance or $25, whichever is greater |
| Late payment fee | $30 |
| Foreign currency conversion fee | 3.4% |
| Cash advance fee | 3.5% of transaction value or $3.50, whichever is greater |
| Overseas cash advance fee | 2% of transaction value or $4, whichever is greater |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 4 |
Sources
Your reviews
Amy Finder
Journalist
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Shaz
September 09, 2025
What is classed as an eligable purchase? Does that include grocery, petrol and everyday spending?
Sarah Megginson Finder
September 12, 2025
Hi Shaz,
Yes, they are considered everyday expenses. Ineligible purchases include things like cash advances, gambling, interest, fees and BPAY payments. Hope this helps!
Allan
September 13, 2023
please advise link to apply for a BOQ Platinum CC Allan
Amy Bradney-George Finder
September 15, 2023
Hi Allan,
This credit card isn’t available through Finder right now, so you should contact BOQ directly to apply. I hope this helps!
Casey mcdonald
June 22, 2023
Do I need to activate my boq travel insurance linked to my plat credit card?
Amy Bradney-George Finder
June 22, 2023
Hi Casey,
This cover is activated when you use the card to pay for your return travel ticket before you go overseas. You could also get cover by using Q Reward Points or booking with the Take Flight program. This covers overseas trips that are up to 6 months long. If you have any other questions you can call the insurance provider, Allianz Global Assistance, on 1800 072 791. I hope this helps.
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Muller
July 14, 2019
If you have been with BQ for over 30yrs, have a top credit rating, plus have more than the required income stated to get a BQ card… plus you only have one other credit card which is with another bank, that you pay on automatic debit in full every month, so that means you do not have any debt to transfer to a BQ card, wouldn’t that make you eligible to have a BQ Platinum Card ?
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Faye Manuel Finder
July 16, 2019
Hi Muller,
Thanks for contacting Finder.
You can be eligible to apply for a BOQ Platinum Visa Credit card if meet the following eligibility criteria and required documents:
– Minimum income. You must earn a minimum taxable income of $35,000 per year.
– Residency. You must be an Australian citizen or permanent resident.
– Age. You must be at least 18 years old to apply.
– Personal details. This includes your full name, date of birth, email address, residential address, phone number, marital status and number of dependents. You also need to provide a valid form of ID, such as your driver’s licence number.
– Employment details. You’ll be asked about your employment status, including your current job title, salary, length of employment and employer’s contact details. You may also need to provide recent payslips or other documents to help verify these details.
– Financial details. This covers any other forms of income, such as government payments or pensions, as well as savings and other assets. You also need to share details of your existing debts and liabilities, such as loans, credit cards and ongoing living expenses.
I hope this helps.
Cheers,
Faye
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Ingrid
October 09, 2025
with regards to domestic travel insurance does the Platinum card cover hire car insurance/excess?