In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

BOQ Blue Visa Credit Card

  • Avatar
BOQ Blue Visa Credit Card
Terms and conditions apply
Balance transfer rate for 9 months with no balance transfer fee
0% p.a.
Purchase rate for the first 9 months (reverts to 20.74%)
0% p.a.
Reward point per $ spent
Annual fee
$60 p.a.

Our verdict

Get 0% on purchases and balance transfers for 9 months and a low annual fee with the BOQ Blue Visa Card.

The BOQ Blue Visa credit card has a competitive purchase and balance transfer offer and also earns points for new purchases. With this type of card, you'll want to make sure you're not conflicted between paying down your debt and spending to earn points.


  • 0% p.a. on purchases for 9 months
  • Balance transfer rate of 0% p.a. for 9 months with no balance transfer fee
  • 1 Q Rewards point per $1 spent on eligible transactions
  • Complimentary purchase protection insurance


  • 20.74% p.a. purchase rate after the introductory period
  • Balance transfer reverts to the 21.74% p.a. cash advance rate after the promotional period
  • Offers 44 days interest-free on purchases, compared to other cards that offer up to 55 days

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

When you apply for the Bank of Queensland Blue Visa credit card by 30 April 2024, you'll get 0% on purchases and balance transfers for the first 9 months with no balance transfer fee.


Product details

Product Name BOQ Blue Visa Credit Card
Balance transfer rate p.a. 0% for 9 months, then 21.74%
Balance transfer limit 80% of available limit
Purchase rate p.a. 0% for 9 months, then 20.74%
Interest-free period Up to 44 days on purchases
Cash advance rate p.a. 21.74%
Min credit limit $2,000
Max credit limit $10,000
Card type Visa


Available to temporary residents No
Minimum income $25,000
Joint application No


Rewards program Q Rewards
Bonus points N/A
Rewards points per $ spent 1
Rewards points cap Uncapped


Annual fee $60
Minimum monthly repayment 2% of the closing balance or $30, whichever is greater
Late payment fee $30
Foreign currency conversion fee 3.4%
Cash advance fee 3.5% or $3.50, whichever is greater
Overseas cash advance fee 2% of transaction amount or $4 (whichever is greater, capped at $30)
Additional cardholder fee $15
Number of additional cardholders 4

How to apply

You can apply for the BOQ Blue Visa credit card online, as long as you meet the eligibility criteria and have the necessary information to complete the application.

Eligibility criteria

  • Income. You must earn at least $25,000 to apply for this card.
  • Eligible balance transfer debt. If you're planning to transfer a balance to the BOQ Low Rate, you can transfer up to 80% of your approved credit limit from non-Citigroup credit cards, store cards or loans.

Card benefits

  • Purchase offer. You'll pay 0% p.a. interest on new purchases for the first 9 months you have this card when you apply before 30 April 2024. After that, a purchase rate of 20.74% p.a. applies to your purchase balance. Note that you still need to meet repayment requirements during the interest-free period.
  • Balance transfer offer. If you apply before 30 April 2024, you can save with 0% p.a. interest for 9 months on balance transfers (with no balance transfer fee). The balance transfer rate will revert to the variable cash advance rate of 21.74% p.a. at the end of the promotional period.

Rates & fees

  • Annual fee. This card charges a $60 annual fee.
  • Purchase interest rate. Outside of any promotions, your purchases will attract interest at the 20.74% p.a. interest rate if you do not pay your statement balance in full.

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question

Sally Finder


Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.



February 15, 2019

I want to be able to compare the number of points required to purchase say a Myer gift card for $100 (or similar) with the various credit cards.


Jeni Finder

February 16, 2019

Hi John,

Thank you for getting in touch with finder.

If you consider redeeming Q Rewards points for a Myer gift card, required points starts at 9,000 points. Kindly visit BOQ’s Rewards official page to get a more accurate info on this.

I hope this helps.

Thank you and have a wonderful day!



Show more Show less


July 24, 2014

I am trying to contact you regarding a Direct Debit a letter I just received said was dishonoured (not paid). What does this mean.

I live most of the time in the United States in California and I do not have a phone number I can call you on as the “300” numbers do not work from here.

Show more Show less

Shirley Liu Finder

July 25, 2014

Hi Lorraine,

Unfortunately you’ve come through to an online comparison service. We’re not directly affiliated with BoQ and don’t handle any accounts.

Please contact their customer service team directly, they also have overseas numbers available through their official website.



Show more Show less
Go to site