In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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Bankwest Qantas World Mastercard

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Bankwest Qantas World Mastercard
Terms and conditions apply
Purchase rate
19.99% p.a.
Reward point per $ spent
1
Annual fee
$270 p.a.
Interest-free on purchases
Up to 44 days

Our verdict

Offers Qantas Points on your everyday spending, 0% foreign transaction fees and complimentary insurance, with a $270 annual fee.

The Bankwest Qantas World Mastercard is one of the few credit cards on the market that offers both Qantas Points per $1 and 0% foreign transaction fees. In comparison, many other frequent flyer cards charge around 3% for overseas transactions. Its earn rate is also competitive, giving you 1 Qantas Point per $1 for eligible spending up to $5,000 per statement period, then 0.5 points per $1 for the rest of that period. But if you usually spend more than $5,000 a month, it’s worth comparing the earn rates and features of a few cards before choosing one.

Pros

  • 0% foreign transaction fees on online and overseas purchases
  • Balance transfer offer of 2.99% p.a. for 9 months
  • Complimentary insurance and purchase protection benefits

Cons

  • Black-tier Qantas card that does not offer lounge passes

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The Bankwest Qantas World Mastercard is suited to people who want a frequent flyer credit card they can take overseas, as this is one of the few cards offering no foreign transaction fees and uncapped Qantas Points per $1 spent. It also offers a digital card you can set up once you're approved, 24-hour fraud monitoring and temporary card-locking through the app.

Details

Product details

Product Name Bankwest Qantas World Mastercard
Balance transfer rate p.a. 2.99% for 9 months, then 19.99%
Balance transfer limit 95% of available limit
Purchase rate p.a.
19.99%
Interest-free period
Up to 44 days on purchases
Cash advance rate p.a. 21.99%
Min credit limit $12,000
Card type Mastercard

Eligibility

Available to temporary residents No
Joint application No

Rewards

Rewards program Qantas Frequent Flyer
Bonus points N/A
Rewards points per $ spent 1
Rewards points cap Uncapped

Fees

Annual fee
$270
Minimum monthly repayment 2% of the closing balance or $20, whichever is greater
Late payment fee $25
Foreign currency conversion fee
0%
Cash advance fee 3% or $4, whichever is greater
Overseas cash advance fee 3% or $4, whichever is greater
Overseas ATM withdrawal fee $0
Additional cardholder fee $0
Number of additional cardholders 3

How to apply

You can apply for the Bankwest Qantas World Mastercard online by filling in a secure application form on the Bankwest website. Get started by checking you meet the eligibility criteria and have all the details and supporting documentation needed for the application.

Eligibility criteria

  • Residency. You must be a permanent Australian resident with a valid address in order to apply online. You must also be able to prove your residency in order to be eligible for this credit card.
  • New cardholder. You can apply for this card as long as you don't have another current Bankwest Qantas Mastercard in your name.

Card benefits

  • Qantas Points per $1 spent. This card earns 1 Qantas Point per $1 on eligible transactions up to $5,000 per statement period, then 0.5 points per $1 spent for the rest of that statement period. Eligible transactions include spending on groceries, petrol, dining, travel and most everyday purchases. But transactions that don't earn points include balance transfers, cash advances, BPAY payments, government charges and business-related transactions.
  • 0% foreign transaction fees. The Bankwest Qantas World Mastercard does not charge a foreign transaction fee when you use it for purchases overseas or online in a foreign currency.

Rates & fees

  • Annual fee. The $270 annual fee on this card is similar to other premium frequent flyer credit cards.
  • Purchase rate. The Bankwest Qantas World Mastercard has a 19.99% p.a. interest rate for purchases, which is on par with other frequent flyer and rewards cards.

Your reviews

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Amy Finder

Editor

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denis

June 05, 2024

is there a charge for an extra card


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Sarah Megginson Finder

June 11, 2024

Hi Denis, You can have up to 3 additional cardholders at no extra cost.


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Jennifer

July 19, 2019

Does the Bankwest world MasterCard still have loungekey access?


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Jeni Finder

July 20, 2019

Hi Jennifer,


Thank you for getting in touch with Finder.


This card doesn’t have LoungeKey access but the Bankwest More World Mastercard has. With the Bankwest More World Mastercard, you may enjoy 10 complimentary airport lounge visits each calendar year.


You may have lounge access if you are a Qantas Club member. As a Qantas Club member, you need to book a Qantas (QF) flight number to access Qantas and partner lounges when traveling in the Economy on their partner airlines including Emirates.


I hope this helps.


Thank you and have a wonderful day!


Cheers,

Jeni


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Catherine

April 17, 2018

What would be the minimum income requirement be for the Bankwest Qantas World MasterCard be?


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May Finder

April 18, 2018

Hi Catherine,


Thanks fo your inquiry. I’m afraid that Bankwest has not disclosed their income requirements for this card, though you can contact the bank to confirm. Please note though that banks vary in terms of setting their eligibility requirements depending on the type of credit card.


Cheers,

May


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Kate

March 11, 2015

I have been a customer of bank west for a few years.. although do not have a credit card with you


I am interested in the black Qantas world card but read it is by invite only…


How do I get invited?


Avatar

Jonathan Finder

March 12, 2015

Hi Kate, thanks for your inquiry!


Unfortunately since this program is an invite-only the criteria which Bankwest undertake to select members has not been disclosed. It would be best to contact Bankwest directly in regards to this inquiry and make a formal request to join this program.


I hope this helps.


Cheers,


Jonathan


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