In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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Bankwest More World Mastercard

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Bankwest More World Mastercard
Terms and conditions apply
Purchase rate
19.99% p.a.
Reward points per $ spent
2.5
Annual fee
$270 p.a.
Interest-free on purchases
Up to 44 days

Our verdict

Earn Bankwest More Rewards Points and travel in style with 10 complimentary LoungeKey airport lounge passes per year.

The Bankwest More World Mastercard combines features to appeal to travellers and points collectors. Like many travel cards, it offers no foreign transaction fees and complimentary overseas travel insurance to help you save.

Pros

  • Earn 2.5 More Rewards Points per dollar spent on eligible purchases, uncapped
  • No foreign transaction fees on online or overseas purchases
  • 0% p.a. for 6 months on balance transfers
  • 10 airport lounge passes per year through LoungeKey

Cons

  • The $270 annual fee is relatively high
  • Has a one-time 1% balance transfer fee
  • More Rewards Points cannot be converted to frequent flyer

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The Bankwest More World Mastercard is a premium credit card that rewards you for every $1 you spend with a higher earn rate than the Classic or Platinum cards.

Details

Product details

Product Name Bankwest More World Mastercard
Balance transfer rate p.a. 0% for 6 months with 1% balance transfer fee, then 19.99%
Balance transfer limit 95% of available limit
Purchase rate p.a. 19.99%
Interest-free period Up to 44 days on purchases
Cash advance rate p.a. 21.99%
Min credit limit $12,000
Card type Mastercard

Eligibility

Available to temporary residents No
Minimum income $76,000
Joint application No

Rewards

Rewards program Bankwest More Rewards Program
Bonus points N/A
Rewards points per $ spent 2.5
Rewards points cap Uncapped

Fees

Annual fee $270
Minimum monthly repayment 2% of the closing balance or $20, whichever is greater
Late payment fee $25
Foreign currency conversion fee 0%
Cash advance fee 3% or $4, whichever is greater
Overseas cash advance fee 3% or $4, whichever is greater
Overseas ATM withdrawal fee $0
Additional cardholder fee $0
Number of additional cardholders 3

How to apply

You can apply for the Bankwest More World Mastercard online in minutes and receive a response instantly. Before you apply, check if you meet the eligibility requirements and have the information you'll need to complete the application:

Eligibility criteria

  • New Bankwest More World Mastercard customer. The balance transfer offer is only available if you don't already have a Bankwest More Mastercard account in your name. This includes Bankwest More Classic and Platinum Mastercard accounts.
  • Income. You must earn at least $76,000 per year to apply.

Card benefits

  • Bankwest More Rewards. Cardholders can earn 2.5 points per $1 spent on eligible purchases with no points cap. To give you an idea of the potential value, you could redeem a $500 Woolworths WISH eGift card for 220,000 points according to details on the More Rewards website from 8 September 2023. Just keep in mind you'll need to log in to view the most up-to-date reward details.
  • 0% foreign transaction fees. While most credit cards charge a fee of 2-4% for international transactions, the Bankwest More World Mastercard doesn't charge you when you make a foreign transaction overseas or when shopping online with an international merchant.

Rates & fees

  • Annual fee. The Bankwest More World Mastercard charges an annual fee of $270.
  • Interest rates. This card charges a standard purchase rate of 19.99% p.a. and a cash advance rate of 21.99% p.a.

Your reviews

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Avatar

Rose

April 03, 2023

Does the card cover Cruise travel insurance ?


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Amy Bradney-George Finder

April 05, 2023

Hi Rose,

According to the credit card insurance document currently available on Bankwest’s website (effective 22 August 2022), some insurance cover is available if you’re on a cruise. This includes emergency medical and hospital expenses for cruises in Australian waters or internationally.


As with any insurance, there are different requirements and exclusions. You can view the pdf of the current policy document to check specific details. Alternatively, call Bankwest on 13 17 19 or Cover-More (the insurance provider) on 1300 468 340. I hope that helps.


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Jeremy

October 22, 2018

Does the card come with unlimited airport lounge visits for yourself and guests who are travelling with you?


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Jhezelyn Finder

October 22, 2018

Hello Jeremy,


Thank you for your comment.


According to the LoungeKey airport lounge program, the guests travelling with you may also enjoy lounge entry, depending on the airport lounge.


Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.


Regards,

Jhezelyn


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Torrie

August 07, 2018

How many bankwest reward points to transfer into a velocity frequent flyer point?


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Jhezelyn Finder

August 08, 2018

Hello Torrie,


Thank you for your comment.


Unfortunately, Bankwest More Rewards points cannot be converted to Velocity Frequent Flyer Points. Please refer to our guide to see the convertible points to Velocity points. I hope this helps.


Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.


Regards,

Jhezelyn


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Harry

June 19, 2017

Important changes (June 2017)


Please note that effective 15 June 2017, Bankwest cardholders can enjoy unlimited airport lounge visits via LoungeKey.


How come I can’t find the above information on the Bankwest’s official website? Is it for all Bankwest card holder or only the More World MasterCard?


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Jonathan

June 20, 2017

Hi Harry!


You can contact Bankwest Hotline to get an updated full-guide on the promo details as the Product Disclosure Statement connected on this card is last updated on May 15, 2017.


Hope this clarifies.


Cheers,

Jonathan


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Daniel

January 09, 2017

do you pay annual fee at beginning or end of the year, is the bonus 80,000 include current bankwest clients, i am considering changing credit cards, currently have bankwest platinum but if i can swap with this offer then wont leave bankwest for better card will apply for this one. thanks


Avatar

Anndy Lou Finder

January 09, 2017

Hi Daniel,


Thanks for your questions.


The annual fee is normally charged upon account activation and is payable by the first credit card bill.


The 80,000 introductory bonus offer is only available to new Bankwest More MasterCard customers, subject to other eligibility criteria. You are not eligible for this offer if:

(1) you are upgrading or changing your existing Bankwest credit card to a Bankwest World MasterCard

(2) you already have a Bankwest More MasterCard credit card


I hope this helps.


Cheers,

Anndy


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