Am I eligible for first home buyer help?

Each state and territory has its own rules and eligibility criteria around first home buyer support. You'll need to check your state or territory criteria to find out if you're eligible. We've covered it briefly in this guide but you should always confirm the more specific details before applying. Whether you can get a grant or stamp duty relief depends often depends on income and property prices, but not everywhere.

What if I'm not eligible for my state or territory's first home buyer support?

If you're not eligible for first home buyer support offered by your state or territory, you should check the federal government incentives as well. These are more designed to help you get onto the property ladder with a lower deposit. If you're not eligible for any of these schemes, you might want to consider where you're buying your property or the type of property you're buying to see if that helps you become eligible.

What is the first home owners grant?

The first home owners grant was introduced by the federal government to give first home buyers cash support. Although it was a federal government initiative, it's managed by the individual states and territories. Each state and territory will have different grant amounts and different eligibility criteria. The ACT is currently the only location that does not offer a grant.