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The Firefighter Mutual Bank formerly (Fire Brigades Employee’s Credit Union) was formed in 1968 to provide financial services to employees of NSW fire and rescue services and their families.
Surplus funds are returned to members in the form products with better deals and better rates.
The Firefighter Mutual Bank offers home loans to NSW emergency services personnel. Home loans are available to personal borrowers and can be used by owner occupiers and investors. Business entities cannot apply for a Firefighters Mutual Bank home loan; however, registered members can apply for a loan in the name of a SMSF. Firefighters Mutual Bank home loans are fully featured and aimed at the money conscious. Fire Brigades Employees Credit Union has recently completed a merger with Teachers Mutual Bank and rebranded to Firefighters Mutual Bank. They still offer the same products and services to firefighters and emergency workers and their families just under a new name and brand.Fire Brigades Employees Credit Union rebrand.
Firefighters Mutual Bank Fixed Rate Home Loan allows you to choose a fixed rate between 1 and 5 years and have the security of knowing your repayments for that period. Also included with this fixed rate loan is a 100% offset account and no ongoing fees to help you pay off your home loan sooner. It has options for owner occupiers and investors and you also have the option to choose interest only repayments to free up some cash flow.
Built with first home buyers in mind the Firefighters Mutual Bank My First Home Loan has all the great benefits and features that any first time buyer would love including discounted interest rate, no establishment or ongoing fees as well as a 100% offset account. You can also opt for interest only repayments and use the loan to construct a your new home if you choose to build rather than purchase an established property to take advantage of the First Home Owners Grant, which can be used as part of your settlement.
Slim on features but also on rates and fees the Firefighters Mutual Bank Classic Home Loan is suitable for owner occupiers who are just wanting a basic variable rate home loan. With no ongoing fees but still features such as fee free redraw of any additional repayments made onto the loan this loan is all refinancers and new purchases who want to borrow up to 85% loan-to-value ratio with Lenders Mortgage Insurance included.
The Firefighters Mutual Bank Interest Only Home Loan has options for owner occupiers and investors and can be used for purchasing an established property, vacant land or building a new home. With other uses and purposes for the loan also acceptable including renovations it is extremely flexible with 100% offset account and no monthly fees. It also allows you to opt for a split loan option or if your financial circumstances change you can take a repayment pause by discussing it with the bank.
With a range of flexible features the Firefighters Mutual Bank Flexi Choice Home Loan gives the borrower options to shape the loan to best suit their needs. It has options for both owner occupiers and investors and offers features to assist in paying off your home loan sooner such as a 100% offset account, unlimited additional repayments and no penalty for paying off your home loan before the end of your loan term.
Offering a discounted rate for the life of the loan to Firefighter Mutual Bank members who qualify for the Rewards Package the Firefighters Mutual Bank's Solutions Plus Home Loan is a package loan that can be used by both owner occupiers and investors. With a range of benefits and features including interest only and repayment pause options, and discounts across other banking products at Firefighters Mutual Bank.
An application for a Firefighters Mutual Bank home loan can be completed either online or at a branch.
Following the completion of your home loan application, a member of the Firefighters Mutual Bank will be in touch to confirm your loan application has been received. Once all your information has been received and processed by Firefighters Mutual Bank, you will be contacted about whether your loan has been approved.
You do not need to verify your identity when you first complete the home loan application.
You need to provide information about the property you want to purchase to complete an application for a home loan.
These financial details need to be provided to complete a Firefighters Mutual Bank home loan application.
