The Mutual home loans

Compare home loan rates from The Mutual.

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The Mutual

On this page you can find information about The Mutual home loans. Skip ahead to the full table of products or read more about the lender.

Compare The Mutual home loans

Compare The Mutual home loan products below and hit "load more" to see a fuller selection of loans.

Rates last updated February 21st, 2020
$
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
The Mutual Package Home Loan -  Discounted Variable Rate (Owner Occupier)
3.23%
4.09%
$0
$395 p.a.
90%
The Mutual Package Home Loan - 1 Year Fixed (Investor)
3.74%
4.49%
$0
$395 p.a.
90%
The Mutual Package Home Loan - 1 Year Fixed (Owner Occupier)
3.39%
4.10%
$0
$395 p.a.
90%

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The Mutual lender profile

  • The Mutual started in Maitland in 1888 and continues to serve residents of Maitland, the Hunter and surrounding areas.
  • As a community-focused organisation, The Mutual supports local community initiatives, including a school banking program.
  • The Mutual also offers bank accounts, personal loans, travel money, financial planning and business finance.

How do I apply for a The Mutual mortgage?

If you'd like to apply for a home loan from The Mutual, please contact the lender directly.

Eligibility

Each The Mutual product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with The Mutual you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for Athena Variable Home Loan - Owner Occupier, P&I
Athena Variable Home Loan - Owner Occupier, P&I

Owner occupiers can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

Logo for loans.com.au Essentials - Variable (Owner Occupier, P&I)
loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.04% p.a.
comp rate of 3.06% p.a.

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