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Compare today's home loan rates

$
years
20 of 7,504 results
Checked 9 October 2026
Interest Rate p.a. Comparison Rate p.a. Fees Features Monthly Payment
Interest Rate
5.89%
Comparison Rate
5.80%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest20% min. equityOwner-occupier
Monthly Payment
$890
per month
$1,000$1,000$1,000 RewardT&Cs apply
T&Cs apply
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Interest Rate
6.34%
Comparison Rate
6.63%
Fees
  • Application: $0
  • Ongoing: $295 p.a.
Principal & Interest40% min. equityOwner-occupierOffset accountPoints
Monthly Payment
$934
per month
Points: Earn 2,000 Virgin Money Reward points per borrower per on-time repayment, plus points at settlement. Rewards terms and conditions apply.
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Interest Rate
6.23%
Comparison Rate
6.23%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest30% min. equityOwner-occupierOffset account
Monthly Payment
$923
per month
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P&N Bank logo
P&N Bank Basic Variable Online Home Loan Offer
Interest Rate
5.83%
Comparison Rate
5.86%
Fees
  • Application: $300
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityOwner-occupier
Monthly Payment
$884
per month
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BCU Bank logo
BCU Bank OMG Online Home Loan Offer
Interest Rate
5.84%
Comparison Rate
5.87%
Fees
  • Application: $300
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityOwner-occupier
Monthly Payment
$885
per month
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Regional Australia Bank logo
Regional Australia Bank Variable Home Loan
Interest Rate
5.89%
Comparison Rate
5.92%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityOwner-occupier
Monthly Payment
$890
per month
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Macquarie Bank logo
Macquarie Bank Offset Home Loan Package
Interest Rate
6.04%
Comparison Rate
6.29%
Fees
  • Application: $0
  • Ongoing: $248 p.a.
Principal & Interest40% min. equityOwner-occupierOffset account
Monthly Payment
$905
per month
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Macquarie Bank logo
Macquarie Bank Offset Home Loan Package
Interest Rate
6.04%
Comparison Rate
6.29%
Fees
  • Application: $0
  • Ongoing: $248 p.a.
Principal & Interest30% min. equityOwner-occupierOffset account
Monthly Payment
$905
per month
Go to siteView details
Compare product selection
Unloan logo
Unloan Variable Home Loan
Interest Rate
6.04%
Comparison Rate
5.95%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest20% min. equityInvestment
Monthly Payment
$905
per month
$1,000$1,000$1,000 RewardT&Cs apply
T&Cs apply
Go to siteView details
Compare product selection
Macquarie Bank logo
Macquarie Bank Basic Home Loan
Interest Rate
6.04%
Comparison Rate
6.06%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityOwner-occupier
Monthly Payment
$905
per month
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Macquarie Bank logo
Macquarie Bank Offset Home Loan Package
Interest Rate
6.09%
Comparison Rate
6.34%
Fees
  • Application: $0
  • Ongoing: $248 p.a.
Principal & Interest20% min. equityOwner-occupierOffset account
Monthly Payment
$909
per month
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Virgin Money logo
Virgin Money Lite Variable Home Loan $150,000 and above
Interest Rate
6.09%
Comparison Rate
6.11%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest20% min. equityOwner-occupierPoints
Monthly Payment
$909
per month
Points: Earn 1,000 Virgin Money Reward points per borrower for each on-time monthly repayment. Rewards terms and conditions apply.
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Macquarie Bank logo
Macquarie Bank Basic Home Loan
Interest Rate
6.09%
Comparison Rate
6.11%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest20% min. equityOwner-occupier
Monthly Payment
$909
per month
Go to siteView details
Compare product selection
P&N Bank logo
P&N Bank Basic Variable Home Loan
Interest Rate
6.13%
Comparison Rate
6.16%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityOwner-occupier
Monthly Payment
$913
per month
This is a competitive, low-fee principal and interest loan for borrowers with 40% deposits.
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Macquarie Bank logo
Macquarie Bank Basic Home Loan
Interest Rate
6.14%
Comparison Rate
6.16%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityInvestment
Monthly Payment
$914
per month
Go to siteView details
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Macquarie Bank logo
Macquarie Bank Offset Home Loan Package
Interest Rate
6.14%
Comparison Rate
6.39%
Fees
  • Application: $0
  • Ongoing: $248 p.a.
Principal & Interest40% min. equityInvestmentOffset account
Monthly Payment
$914
per month
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Unity Bank logo
Unity Bank First Home Buyer
Interest Rate
6.15%
Comparison Rate
6.20%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest5% min. equityOwner-occupierOffset accountLMI
Monthly Payment
$915
per month
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P&N Bank logo
P&N Bank Offset Home Loan
Interest Rate
6.17%
Comparison Rate
6.20%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityOwner-occupierOffset account
Monthly Payment
$917
per month
Go to siteView details
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Macquarie Bank logo
Macquarie Bank Offset Home Loan Package
Interest Rate
6.19%
Comparison Rate
6.44%
Fees
  • Application: $0
  • Ongoing: $248 p.a.
Principal & Interest30% min. equityInvestmentOffset account
Monthly Payment
$919
per month
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Newcastle Permanent logo
Newcastle Permanent Real Deal Home Loan
Interest Rate
6.19%
Comparison Rate
6.23%
Fees
  • Application: $350
  • Ongoing: $0 p.a.
Principal & Interest20% min. equityOwner-occupier
Monthly Payment
$919
per month
Cashback: Eligible purchases and refinancers can get up to $3,000 cashback depending on loan value with LVR 80% or less. Application must be completed online. T&Cs apply.
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Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money. See full bio

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2 Responses

    Frances's avatar
    FrancesSeptember 11, 2017

    My husband 75 years and I 70 years. We are planning to sell the family home in 12 to 18 months. We have tried to access a reverse mortgage from CWB ( who we bank with ) and have been refused. We run a B&B from our family home and have done for 10 years. We have also gone security guarantor for our son and his wife (160,000) with Westpac. We own our home which has been valued by a valuer at $1.500.000. We have no debts and have never had a bad credit rating. Could you please advise us where to apply and if you think we have any chance of accessing around $30,000. Thank you.

      Jonathan's avatar
      JonathanSeptember 11, 2017

      Hello Frances,

      Thank you for your inquiry.

      May I confirm if both of you are pensioners? If you are, we have a full guide written for pensioners who are seeking home loans. On that page, we have listed some tips on how to apply for a home loan, the types of home loans you may qualify for, and the advantages and disadvantages of pensioner home loans. Should you identify that reverse mortgage suits you, we have a list of lenders that you may consider.

      Both pages have a comparison table you can use to find the right lender for you. Once you have chosen a particular lender, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with your loan application or get in touch with their representatives for further assistance.

      Take note that you need to review their requirements and loan terms before proceeding.

      Alternatively, you may consult a mortgage broker for a personalized advice based on your needs.

      Hope this helps.

      Cheers,
      Jonathan

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