Bank of Heritage Isle is a member-owned lender. Bank of Heritage Isle offers a range of home loans for Australian borrowers. Check out the full table of Bank of Heritage Isle products below or read more about the lender.
Review by our senior home loans writer Richard Whitten
Here are the key features and details you need to know about Bank of Heritage Isle's mortgage products.
| Feature | Details |
|---|---|
| Minimum deposit | It is possible to get a home loan from Bank of Heritage Isle with a deposit as low as 5%. |
| Offset account? | You can get an offset account with several Bank of Heritage Isle loans. |
| Repayment options | Several Bank of Heritage Isle home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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