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Warwick Credit Union home loans

Compare home loan rates from Warwick Credit Union.

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On this page you can find information about Warwick Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare Warwick Credit Union home loans

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Name Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
Warwick Credit Union logo
Principal & Interest 1Y Fixed5% min. depositOwner-occupierOffset account
Warwick Credit Union logo
Principal & Interest 1Y Fixed5% min. depositOwner-occupierOffset account
Product NameWarwick Credit Union Ltd Home Fixed Package
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.6.59%
Comp. Rate p.a.6.97%
Minimum Loan Amount$150,000
Maximum Loan Amount $500,000
Maximum Loan Term30 years
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.59%
Comparison Rate
6.97%
Fees
Application: $0
Ongoing: $270 p.a.
Monthly Payment
$958
Warwick Credit Union logo
Principal & Interest 1Y Fixed5% min. depositInvestmentOffset account
Warwick Credit Union logo
Principal & Interest 1Y Fixed5% min. depositInvestmentOffset account
Product NameWarwick Credit Union Ltd Home Fixed Package
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.6.99%
Comp. Rate p.a.7.02%
Minimum Loan Amount$150,000
Maximum Loan Amount $500,000
Maximum Loan Term30 years
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.99%
Comparison Rate
7.02%
Fees
Application: $0
Ongoing: $270 p.a.
Monthly Payment
$998
Warwick Credit Union logo
Principal & Interest5% min. depositOwner-occupier
Warwick Credit Union logo
Principal & Interest5% min. depositOwner-occupier
Product NameWarwick Credit Union Ltd Essential Plus Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.39%
Comp. Rate p.a.6.54%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.39%
Comparison Rate
6.54%
Fees
Application: $600
Ongoing: $10 per month
Monthly Payment
$939
Interest Rate
9.70%
Fees
Application: $600
Ongoing: $10 per month
Monthly Payment
$1,284
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Warwick Credit Union lender profile

  • Warwick Credit Union was founded in 1970 by members of the Warwick district. Since then it has branched out to serve other local communities such as Killarney, Allora, Inglewood and Dalby.
  • Warwick Credit Union is a community-owned institution with over 10,000 members and $250 million in assets.
  • Not only do they have a line of home loan products, Warwick Credit Union also provides business and personal banking solutions, insurance covers and travel needs.

How do I apply for a Warwick Credit Union mortgage?

If you'd like to apply for a home loan from Warwick Credit Union, please contact the lender directly.

Eligibility

Each Warwick Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Warwick Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Written by

Richard Whitten

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full profile

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