Warwick Credit Union home loans

Compare home loan rates from Warwick Credit Union.

No reviews yet. Write a review
On this page you can find information about Warwick Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare Warwick Credit Union home loans

Compare Warwick Credit Union home loan products below and hit "load more" to see a fuller selection of loans.

{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"AUFHL_FINDER_SCORE","nicheCode":"AUFHL","fields":[{"name":"LOAN_AMOUNT","value":"150000","options":"","label":"Borrowing amount","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""},{"name":"PERIOD","value":"30","options":"","label":"Period","suffix":"years","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""}]}
Name Finder Score Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
Warwick Credit Union logo
Interest onlyOwner-occupier
Product NameWarwick Credit Union Ltd Essential Plus Home Loan
Interest Rate Typevariable rate
Repayment Type Interest Only
Interest Rate p.a.6.49%
Comp. Rate p.a.6.64%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term
Maximum LVR N/A
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
Interest Rate
6.49%
Comparison Rate
6.64%
Fees
Application: $600
Ongoing: $10 per month
Monthly Payment
$948
Warwick Credit Union logo
Principal & Interest5% min. depositOwner-occupier
Warwick Credit Union logo
Principal & Interest5% min. depositOwner-occupier
Product NameWarwick Credit Union Ltd Essential Plus Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.39%
Comp. Rate p.a.6.54%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
Interest Rate
6.39%
Comparison Rate
6.54%
Fees
Application: $600
Ongoing: $10 per month
Monthly Payment
$939
Warwick Credit Union logo
Interest only10% min. depositInvestmentOffset account
Warwick Credit Union logo
Interest only10% min. depositInvestmentOffset account
Product NameWarwick Credit Union Ltd Home Variable Package
Interest Rate Typevariable rate
Repayment Type Interest Only
Interest Rate p.a.6.84%
Comp. Rate p.a.7.09%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
Interest Rate
6.84%
Comparison Rate
7.09%
Fees
Application: $0
Ongoing: $270 p.a.
Monthly Payment
$983
Warwick Credit Union logo
Interest only20% min. depositOwner-occupierOffset account
Warwick Credit Union logo
Interest only20% min. depositOwner-occupierOffset account
Product NameWarwick Credit Union Ltd Home Variable Package
Interest Rate Typevariable rate
Repayment Type Interest Only
Interest Rate p.a.6.84%
Comp. Rate p.a.7.09%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
Interest Rate
6.84%
Comparison Rate
7.09%
Fees
Application: $0
Ongoing: $270 p.a.
Monthly Payment
$983
Warwick Credit Union logo
Principal & Interest10% min. depositInvestmentOffset account
Warwick Credit Union logo
Principal & Interest10% min. depositInvestmentOffset account
Product NameWarwick Credit Union Ltd Home Variable Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.74%
Comp. Rate p.a.6.99%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan Portable
Extra Repayments Yes
Finder score
Interest Rate
6.74%
Comparison Rate
6.99%
Fees
Application: $0
Ongoing: $270 p.a.
Monthly Payment
$973
loading
Showing 5 of 42 results

Warwick Credit Union lender profile

  • Warwick Credit Union was founded in 1970 by members of the Warwick district. Since then it has branched out to serve other local communities such as Killarney, Allora, Inglewood and Dalby.
  • Warwick Credit Union is a community-owned institution with over 10,000 members and $250 million in assets.
  • Not only do they have a line of home loan products, Warwick Credit Union also provides business and personal banking solutions, insurance covers and travel needs.

How do I apply for a Warwick Credit Union mortgage?

If you'd like to apply for a home loan from Warwick Credit Union, please contact the lender directly.

Eligibility

Each Warwick Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Warwick Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

What is Finder Score?

The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.

Read the full Finder Score breakdown

Richard Whitten's headshot
Money Editor

Richard Whitten is Finder’s Money Editor, with over seven years of experience in home loans, property and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Graduate Certificate in Communications from Deakin University. See full bio

Richard's expertise
Richard has written 583 Finder guides across topics including:
  • Home loans
  • Property
  • Personal finance
  • Money-saving tips

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

Go to site