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South West Slopes Credit Union home loans

A community credit union operating in the south west country area of NSW, helping you find the right home loan.

Richard Whitten
Richard Whitten

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South West Slopes Credit Union

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On this page you can find information about South West Slopes Credit Union home loans.

South West Slopes Credit Union home loan rates

Contact South West Slopes Credit Union directly to learn more about their mortgages and their current interest rates.

Data indicated here is updated regularly
$
years
Name Product Interest Rate (p.a.) Comp. Rate^ Application Fee Ongoing Fees Max LVR Monthly Payment
South West Slopes Credit Union Optimum Fixed Rate - 2 year (Owner Occupier)
South West Slopes Credit Union Optimum Fixed Rate
2.69%
3.69%
$0
$0 p.a.
$608.71
More Info
South West Slopes Credit Union Optimum Fixed Rate - 2 year (Investor)
South West Slopes Credit Union Optimum Fixed Rate
2.69%
3.93%
$0
$0 p.a.
$608.71
More Info
South West Slopes Credit Union Standard Variable - (Owner Occupier)
South West Slopes Credit Union Standard Variable
3.7%
3.7%
$0
$0 p.a.
$691.48
More Info
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South West Slopes Credit Union lender profile

  • Formed in 1972, SWS Credit Union was founded by employees from various councils in the South West Slopes region of NSW.
  • Today South West Slopes Credit Union has over 15,000 members, with branches in Young, Temora, West Wyalong and Cootamundra.
  • South West Slopes Credit Union also offers insurance, saving and deposit accounts, car loans, personal loans, financial education services and green loans for energy efficient products.

How do I apply for a South West Slopes Credit Union mortgage?

If you'd like to apply for a home loan from South West Slopes Credit Union, please contact the lender directly.

Eligibility

Each South West Slopes Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with South West Slopes Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

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Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

More info
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).

More info
Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

More info
Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)

Get a competitive variable interest rate with no application fee or ongoing fees.

More info

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