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South West Slopes Credit Union home loans

A community credit union operating in the south west country area of NSW, helping you find the right home loan.

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Richard Whitten

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On this page you can find information about South West Slopes Credit Union home loans.

South West Slopes Credit Union home loan rates

Contact South West Slopes Credit Union directly to learn more about their mortgages and their current interest rates.

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1 - 5 of 7
Updated regularly
Name Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
South West Slopes Credit Union Optimum Fixed Rate
South West Slopes Credit Union logo
Principal & InterestInterest only 2Y Fixed20% min. depositOwner-occupierOffset account
South West Slopes Credit Union logo
South West Slopes Credit Union Optimum Fixed Rate
Principal & InterestInterest only 2Y Fixed20% min. depositOwner-occupierOffset account
Product NameSouth West Slopes Credit Union Optimum Fixed Rate
Interest Rate Typefixed rate
Repayment Type Principal & Interest Interest Only
Interest Rate p.a.5.69%
Comp. Rate p.a.6.42%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.69%
Comparison Rate
6.42%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$871
South West Slopes Credit Union Optimum Fixed Rate
South West Slopes Credit Union logo
Principal & InterestInterest only 2Y Fixed20% min. depositInvestmentOffset account
South West Slopes Credit Union logo
South West Slopes Credit Union Optimum Fixed Rate
Principal & InterestInterest only 2Y Fixed20% min. depositInvestmentOffset account
Product NameSouth West Slopes Credit Union Optimum Fixed Rate
Interest Rate Typefixed rate
Repayment Type Principal & Interest Interest Only
Interest Rate p.a.5.69%
Comp. Rate p.a.6.66%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.69%
Comparison Rate
6.66%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$871
South West Slopes Credit Union Standard Variable
South West Slopes Credit Union logo
Principal & InterestInterest only20% min. depositOwner-occupier
South West Slopes Credit Union logo
South West Slopes Credit Union Standard Variable
Principal & InterestInterest only20% min. depositOwner-occupier
Product NameSouth West Slopes Credit Union Standard Variable
Interest Rate Typevariable rate
Repayment Type Principal & Interest Interest Only
Interest Rate p.a.6.60%
Comp. Rate p.a.6.60%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.60%
Comparison Rate
6.60%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$959
South West Slopes Credit Union Intro Discounted Standard Variable
South West Slopes Credit Union logo
Principal & InterestInterest only20% min. depositOwner-occupierOffset account
South West Slopes Credit Union logo
South West Slopes Credit Union Intro Discounted Standard Variable
Principal & InterestInterest only20% min. depositOwner-occupierOffset account
Product NameSouth West Slopes Credit Union Intro Discounted Standard Variable
Interest Rate Typevariable rate
Repayment Type Principal & Interest Interest Only
Interest Rate p.a.6.20%
Comp. Rate p.a.6.56%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.20%
Comparison Rate
6.56%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$920
South West Slopes Credit Union Investment - Interest Only
South West Slopes Credit Union logo
Interest only20% min. depositInvestmentOffset account
South West Slopes Credit Union logo
South West Slopes Credit Union Investment - Interest Only
Interest only20% min. depositInvestmentOffset account
Product NameSouth West Slopes Credit Union Investment - Interest Only
Interest Rate Typevariable rate
Repayment Type Interest Only
Interest Rate p.a.6.90%
Comp. Rate p.a.6.90%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.90%
Comparison Rate
6.90%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$989
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South West Slopes Credit Union lender profile

  • Formed in 1972, SWS Credit Union was founded by employees from various councils in the South West Slopes region of NSW.
  • Today South West Slopes Credit Union has over 15,000 members, with branches in Young, Temora, West Wyalong and Cootamundra.
  • South West Slopes Credit Union also offers insurance, saving and deposit accounts, car loans, personal loans, financial education services and green loans for energy efficient products.

How do I apply for a South West Slopes Credit Union mortgage?

If you'd like to apply for a home loan from South West Slopes Credit Union, please contact the lender directly.

Eligibility

Each South West Slopes Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with South West Slopes Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

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Editor

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio

Richard's expertise
Richard has written 529 Finder guides across topics including:
  • Home loans
  • Property
  • Personal finance
  • Money-saving tips
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