Bank of China Home Loans

Compare home loan rates from Bank of China.

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Bank of China

On this page you can find information about Bank of China home loans. Skip ahead to the full table of products or read more about the lender.

Compare Bank of China home loans

Compare Bank of China home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Rates last updated January 20th, 2020
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Bank of China Fixed Rate Home Loan - 2 Year (Owner Occupier, P&I)
3.79%
4.90%
$0
$190 p.a.
90%
Enjoy the peace of mind of a rate locked in for two years.
Bank of China Fixed Rate Home Loan - 2 Year (Investor, P&I)
4.59%
5.37%
$0
$190 p.a.
90%
Bank of China Fixed Rate Home Loan - 1 Year (Owner Occupier, P&I)
3.99%
5.02%
$0
$190 p.a.
90%
A fixed rate home loan with high maximum LVR.

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Bank of China lender profile

  • Bank of China was founded in 1942 in Sydney as the Bank of China Limited Sydney Branch. Today it has nine branches in Australia in five states.
  • The bank offers both corporate and personal financial products, including personal loans, remittances and cards.

How do I apply for a Bank of China mortgage?

If you'd like to apply for a home loan from Bank of China, please speak to a mortgage broker or contact the lender directly.

Eligibility

Each Bank of China product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Bank of China you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for loans.com.au Smart Home Loan - (Owner Occupier, P&I)
loans.com.au Smart Home Loan - (Owner Occupier, P&I)

Get one of the lowest variable interest rates on the market and pay 0 application or ongoing fees.

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