Hume Bank home loans

Hume Bank has home loan rates starting from 4.99%.

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Key takeaways

  • Hume Bank is a customer owned bank based in New South Wales.
  • It offers home loan products for owner-occupiers and investors.
  • This lender also offers other financial products such as savings and term deposits, credit cards, insurance and personal loans.

Compare Hume Bank home loans for December 2025

5 of 102 results
Finder Score Interest Rate p.a. Comparison Rate p.a. Fees Custom Badges Monthly Payment
Hume Bank logo
Finder score
Hume Bank MyBlue Variable Home Loan
Finder score
Interest Rate
5.49%
Comparison Rate
5.49%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityInvestmentOffset account
Monthly Payment
$852
per month
More info
Compare product selection
Hume Bank logo
Finder score
Hume Bank MyBlue Variable Home Loan
Finder score
Interest Rate
5.59%
Comparison Rate
5.59%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest20% min. equityInvestmentOffset accountNo LMI
Monthly Payment
$862
per month
More info
Compare product selection
Hume Bank logo
Finder score
Hume Bank MyBlue Variable Home Loan
Finder score
Interest Rate
5.34%
Comparison Rate
5.34%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityOwner-occupierOffset account
Monthly Payment
$838
per month
More info
Compare product selection
Hume Bank logo
Finder score
Hume Bank MyBlue Variable Home Loan
Finder score
Interest Rate
5.44%
Comparison Rate
5.44%
Fees
  • Application: $0
  • Ongoing: $0 p.a.
Principal & Interest20% min. equityOwner-occupierOffset accountNo LMI
Monthly Payment
$847
per month
More info
Compare product selection
Hume Bank logo
Finder score
Hume Bank liteBlue Variable Home Loan
Finder score
Interest Rate
5.39%
Comparison Rate
5.40%
Fees
  • Application: $199
  • Ongoing: $0 p.a.
Principal & Interest40% min. equityInvestment
Monthly Payment
$843
per month
More info
Compare product selection
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Showing 5 of 102 results

Hume Bank home loan features

Here are the key features and details you need to know about Hume Bank's mortgage products.

FeatureDetails
Minimum depositIt's possible to get a home loan with a deposit as low as 5%.
Offset accountYou can get an offset account with several of its loans.
Repayment optionsMany of its home loans allow you to make interest only repayments for a limited period. The lender also offers the standard principal and interest repayments on its loans.
Interest rateHume Bank offers discounted rates for specific postcodes.

How do I apply for a mortgage from Hume Bank?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.

Eligibility

The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Hume Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

📄 Proof of income documents. Recent payslips can establish your income.

📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

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What is Finder Score?

The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.

Read the full breakdown

Sources

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Publisher

Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money. See full bio

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