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Goulburn Murray Credit Union home loans

Compare home loan rates from Goulburn Murray Credit Union.

Updated

Goulburn Murray Credit Union

On this page you can find information about Goulburn Murray Credit Union home loans.

Compare Goulburn Murray Credit Union Home Loans

Data indicated here is updated regularly
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Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Goulburn Murray Credit Union Fixed Rate Home Loan - 2 Year Fixed Special Offer (Owner Occupier, P&I)
2.50%
3.75%
$300
$8 monthly ($96 p.a.)
70%
Goulburn Murray Credit Union Fixed Rate Home Loan - 2 Year (Owner Occupier, P&I)
2.90%
4.31%
$180
$0 p.a.
95%
Goulburn Murray Credit Union Basic Variable Home Loan - Basic Variable Special Offer Plus (Owner Occupier, P&I)
2.97%
3.83%
$0
$8 monthly ($96 p.a.)
80%
Goulburn Murray Credit Union Fixed Rate Home Loan - 1 Year (Owner Occupier)
2.90%
4.46%
$180
$0 p.a.
80%
Goulburn Murray Credit Union Fixed Rate Home Loan - 3 Year (Owner Occupier)
3.54%
4.35%
$180
$0 p.a.
80%
Goulburn Murray Credit Union Fixed Rate Home Loan - 1 Year (Investor)
2.90%
4.94%
$180
$0 p.a.
80%
Goulburn Murray Credit Union Fixed Rate Home Loan - 2 Year (Investor)
2.90%
4.75%
$180
$0 p.a.
80%
Goulburn Murray Credit Union Basic Variable Home Loan - (Owner Occupier)
3.82%
3.98%
$180
$8 monthly ($96 p.a.)
80%
Goulburn Murray Credit Union Fixed Rate Home Loan - 3 Year (Investor)
3.95%
4.85%
$180
$0 p.a.
80%
Goulburn Murray Credit Union Standard Variable Home Loan - (Owner Occupier)
4.55%
4.61%
$180
$0 p.a.
95%
Goulburn Murray Credit Union Basic Variable Home Loan - (Investor)
4.59%
4.75%
$180
$8 monthly ($96 p.a.)
80%
Goulburn Murray Credit Union Standard Variable Home Loan - (Investor)
5.09%
5.16%
$180
$0 p.a.
80%
Goulburn Murray Credit Union SMSF - Residential Secured
5.60%
5.74%
$180
$0 p.a.
80%
Goulburn Murray Credit Union Other Real Estate Mortgage Loan
8.35%
8.46%
$180
$0 p.a.
95%
Goulburn Murray Credit Union Equity Access
5.68%
$180
$0 p.a.
80%
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Compare up to 4 providers

Goulburn Murray Credit Union lender profile

  • Goulburn Murray Credit Union (GMCU) is a combination of six different credit unions that have joined together to serve central and northern Victoria. This includes the former; Seymour Credit Union, Numurkah Credit Union, Kyabram Credit Union, Rich River Credit Union, North East Credit Union and Shappartion Credit Union.
  • Goulburn Murray Credit Union has branches in ten locations in Victoria.
  • In addition to mortgages, Goulburn Murray Credit Union also offers bank accounts, personal loans and financial planning.

How do I apply for a Goulburn Murray Credit Union mortgage?

If you'd like to apply for a home loan from Goulburn Murray Credit Union, please contact the lender directly.

Eligibility

Each Goulburn Murray Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Goulburn Murray Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate(*now 2.59%, drops to 2.49% on 17 Jul)
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate(*now 2.59%, drops to 2.49% on 17 Jul)

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)

Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.

Logo for Virgin Money Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
Virgin Money Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)

Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.

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