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Central West Credit Union home loans

A closer look at the home loans provided by Central West Credit Union.

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Central West Credit Union

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On this page you can find information about Central West Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare Central West Credit Union home loans

Compare Central West Credit Union home loan products below and hit "load more" to see a fuller selection of loans.

Data indicated here is updated regularly
$
years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Central West Credit Union Fixed Rate Housing Loan
2.89%
4.09%
$650
95%
$624.63
Central West Credit Union Fixed Rate Housing Loan
3.29%
4.28%
$650
0%
$657.18
Central West Credit Union Minimiser Home Loan
3.63%
3.69%
$850
$0 p.a.
0%
$685.55
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Central West Credit Union lender profile

  • Central West Credit Union began life as the Central West County Council Employees Credit Union in 1966. Today this NSW-based credit union boasts a membership of more than 11,000.
  • Membership is open to any Australian. The credit union's head office is located in Parkes NSW and there are branches in Forbes and Cowra.
  • Central West Credit Union also offers its members saving accounts, term deposits, personal and business loans, insurance and financial planning.

How do I apply for a Central West Credit Union mortgage?

If you'd like to apply for a home loan from Central West Credit Union, please contact the lender directly.

Eligibility

Each Central West Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Central West Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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