Central West Credit Union home loans

A closer look at the home loans provided by Central West Credit Union.

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Central West Credit Union

On this page you can find information about Central West Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare Central West Credit Union home loans

Compare Central West Credit Union home loan products below and hit "load more" to see a fuller selection of loans.

Rates last updated January 29th, 2020
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Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Central West Credit Union Fixed Rate - Mortgage Smart Home Loan 1 Year
3.30%
4.44%
$650
$0 p.a.
95%
Central West Credit Union Fixed Rate - Mortgage Smart Investment Home Loan 2 Year
3.69%
4.55%
$650
$0 p.a.
95%
Central West Credit Union Minimiser Home Loan
3.98%
4.03%
$850
$0 p.a.
95%

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Central West Credit Union lender profile

  • Central West Credit Union began life as the Central West County Council Employees Credit Union in 1966. Today this NSW-based credit union boasts a membership of more than 11,000.
  • Membership is open to any Australian. The credit union's head office is located in Parkes NSW and there are branches in Forbes and Cowra.
  • Central West Credit Union also offers its members saving accounts, term deposits, personal and business loans, insurance and financial planning.

How do I apply for a Central West Credit Union mortgage?

If you'd like to apply for a home loan from Central West Credit Union, please contact the lender directly.

Eligibility

Each Central West Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Central West Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

Logo for loans.com.au Essentials - Variable (Owner Occupier, P&I)
loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.04% p.a.
comp rate of 3.06% p.a.

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