Family First Credit Union home loans

Family First Credit Union provides its members with great value home loans, whether it’s for personal or business use.

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Family First Credit Union

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On this page you can find information about Family First Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare Family First Credit Union home loans

Compare Family First Credit Union home loan products below and hit "load more" to see a fuller selection of loans.

Data indicated here is updated regularly
$
years
Name Product Interest Rate (p.a.) Comp. Rate^ Application Fee Ongoing Fees Max LVR Monthly Payment
Family First Credit Union Variable Home Loan
3.05%
4.03%
$200
$0 p.a.
95%
$637.54
Family First Credit Union Fixed Rate Home Loan
2.9%
4.02%
$200
$0 p.a.
95%
$625.44
Family First Credit Union Fixed Rate Home Loan
2.9%
3.92%
$200
$0 p.a.
95%
$625.44
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Family First Credit Union lender profile

  • Formed by employees of the Small Arms Factory in Lithgow, NSW in 1967, Family First now offers customer-owned banking solutions to all Australians.
  • The credit union has branches in Lithgow, Bathurst, Mudgee and Blackheath.
  • Family First Credit Union also offers car and personal loans, saving and term deposit accounts, financial planning and insurance products.

How do I apply for a Family First Credit Union mortgage?

If you'd like to apply for a home loan from Family First Credit Union, please contact the lender directly.

Eligibility

Each Family First Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Family First Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)

Get a competitive variable interest rate with no application fee or ongoing fees.

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