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Northern Inland Credit Union home loans

The Northern Inland Credit Union aims to help its members find ways to manage their home loans.

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Northern Inland Credit Union

On this page you can find information about Northern Inland Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare Northern Inland Credit Union home loans

Compare Northern Inland Credit Union home loan products below and hit "load more" to see a fuller selection of loans.

Rates last updated April 1st, 2020
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Northern Inland Credit Union Dream Value Home Loan Package -Discounted Variable Rate LVR <80% Owner Occupier P&I
3.18%
3.54%
$0
$350 p.a.
80%
Pay no establishment fee and have a 100% offset account attached to help you manage your mortgage.
Northern Inland Credit Union Dream Value Home Loan Package -Discounted Variable Rate LVR <=90% Investor P&I
3.83%
4.18%
$0
$350 p.a.
90%
Northern Inland Credit Union Dream Value Home Loan Package -Discounted Variable Rate LVR <=90% Owner Occupier P&I
3.83%
4.18%
$0
$350 p.a.
90%

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Northern Inland Credit Union lender profile

  • Northern Inland Credit Union formed in 1988 when three credit unions joined together. The credit union is based in Tamworth and is entirely member owned.
  • Northern Inland Credit Union has a team of 40 staff members has four branches, two in Tamworth, one in Narrabri and one in Gunnedah.
  • This credit union has a full range of financial products on offer, including banking, loans, cards and investment products.

How do I apply for a Northern Inland Credit Union mortgage?

If you'd like to apply for a home loan from Northern Inland Credit Union, please contact the lender directly.

Eligibility

Each Northern Inland Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Northern Inland Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000 (*now 2.84%, drops to 2.59% on 3 April)
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000 (*now 2.84%, drops to 2.59% on 3 April)

Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for loans.com.au Essentials - Variable (Owner Occupier, P&I)
loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 2.79% p.a.
comp rate of 2.81% p.a.

Logo for loans.com.au Smart Home Loan - (Owner Occupier, P&I)
loans.com.au Smart Home Loan - (Owner Occupier, P&I)

Get one of the lowest variable interest rates on the market and pay 0 application or ongoing fees.

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